--- title: Mercury Reviews meta_title: 'Mercury Reviews 2026: Details, Pricing, & Features | G2' meta_description: Filter 122 reviews by the users' company size, role or industry to find out how Mercury works for a business like yours. aggregate_rating: rating_value: 4.5 review_count: 122 scale: '5' date_modified: '2026-08-05' parent_category: name: Procurement url: https://www.g2.com/categories/procurement --- # Mercury Reviews **Vendor:** Mercury **Category:** [Spend Management Software](https://www.g2.com/categories/spend-management) **Average Rating:** 4.5/5.0 **Total Reviews:** 122 ## About Mercury Mercury is the fintech that brings all the ways people and businesses use money into a single product that feels extraordinary to use. With banking\*, credit cards, and software, Mercury helps more than 200K ambitious companies and entrepreneurs make better decisions and build their businesses. To learn more, visit Mercury.com. - Used by founders, finance leads, and operators at startups and SMBs - Common use cases: paying vendors and contractors, managing team spend, and reconciliation - Suitable for multi-entity structures that need shared controls and permissions - Supports companies seeking operational efficiency without expanding headcount - Up to $5M in FDIC insurance\* on deposits through our partner banks’ sweep networks Mercury combines checking & savings accounts with payments, spend control, and finance ops automation in one place. - Business checking and savings with digital onboarding and a streamlined web/mobile interface - ACH, free domestic and international USD wires from Mercury, low-fee non-USD transfers, and mailed checks - Debit and credit cards\*\* with customizable limits, merchant/category controls, real-time visibility, and cashback - Automated tools for billing, invoicing, and approvals with accounting integrations - Cash management options, including venture debt Mercury addresses the inefficiencies of legacy banking and the fragmentation of multiple finance tools by centralizing workflows and reducing payment friction. - Automates manual tasks like bill pay, invoicing, approvals, and reconciliation to speed up month-end close - Replaces branch visits and opaque fees with transparent, smooth money movement - Compliant onboarding and monitoring designed to protect businesses and reduce surprises - Fast, knowledgeable customer support across multiple channels The data: - Raised $500M in primary and secondary funding from top-tier venture capital firms and angel investors, athletes, entertainers, and 2.5K Mercury customers - $3.5B valuation in March ‘25 - 11 consecutive quarters of profitability based on both EBITDA and GAAP net-income (as of April ‘25) - $500M in revenue in 2024 - More than 200K customers - 40% growth in customers in 2024 - $156B in annual transaction volume in 2024, up 64% year-over-year - Customer NPS of 75\*\*\* (compared to banking industry average of 34) - 1 in 3 startups use Mercury\*\*\*\* - More than 50% of YC cohorts choose Mercury \*Mercury is a fintech company, not an FDIC-insured bank. Checking and savings accounts are provided through our bank partners Choice Financial Group, Column N.A., and Evolve Bank & Trust; Members FDIC. Deposit insurance covers the failure of an insured bank. Checking and savings account deposits may be held by sweep network banks. Certain conditions must be satisfied for pass-through insurance to apply. Learn more here. \*\*The Mercury Debit Cards are issued by Choice Financial Group, Column N.A., and Evolve Bank & Trust, Members FDIC, pursuant to licenses from Mastercard®. The IO Card is issued by Patriot Bank, Member FDIC, pursuant to a license from Mastercard®. \*\*\*Net Promoter Score (NPS) information and ratings are available at https://customergauge.com/benchmarks/blog/financial-services-nps-benchmarks. \*\*\*\*Calculation based on US-based companies that received an angel, pre-seed, seed, or Series A investment reported on Crunchbase in the most recent year. ## Mercury Pros & Cons **What users like:** - Users highlight the **ease of use** of Mercury, making banking effortless and enjoyable for small businesses. (24 reviews) - Users praise the **easy setup** of Mercury, allowing quick onboarding and immediate access to essential banking features. (11 reviews) - Users praise the **user-friendly interface** of Mercury, finding it modern and well-designed for small business needs. (8 reviews) - Users commend Mercury for its **efficient management** of finances, enjoying streamlined processes and modern features that simplify banking. (7 reviews) - Users love the **easy-to-use interface** of Mercury, which enhances daily operations for small businesses. (6 reviews) - Simple (6 reviews) - Simplicity (6 reviews) - Speed (6 reviews) - Virtual Cards (6 reviews) - Easy Integration (5 reviews) **What users dislike:** - Users face **approval issues** with Mercury, reporting frustrating delays and lack of responsiveness despite providing necessary documents. (5 reviews) - Users express frustration with **poor customer support** , encountering slow response times and unresolved requests. (4 reviews) - Users report frequent **card issues** , including lack of a physical card and dissatisfaction with its design. (3 reviews) - Users find the **credit card cash back** disappointing and desire more immediate access to credit options. (3 reviews) - Users are frustrated by **currency fees** and poor exchange rates, finding it detrimental to their experience with Mercury. (3 reviews) - Users find Mercury's fees for currency exchanges to be **expensive** compared to other service providers, affecting overall value. (3 reviews) - Integration Issues (3 reviews) - Invoice Issues (3 reviews) - Design Improvement (2 reviews) - Email Issues (2 reviews) - [View Mercury pricing details and edition comparison](https://www.g2.com/products/mercury-mercury/reviews?page=5§ion=pricing&secure%5Bexpires_at%5D=2026-08-06+15%3A36%3A00+-0500&secure%5Bsession_id%5D=355e47a4-937b-4ce8-9b50-535910f77f50&secure%5Btoken%5D=62305d044ef0923a59cc0f66ea7328c50af3eb8adba43182851600ea5c238dd4&format=llm_user) ## Mercury Integrations - [Finch](https://www.g2.com/products/finch-finch/reviews) - [NetSuite](https://www.g2.com/products/oracle-netsuite/reviews) - [Plaid](https://www.g2.com/products/plaid/reviews) - [QuickBooks Online](https://www.g2.com/products/quickbooks-online/reviews) - [Quicken](https://www.g2.com/products/quicken/reviews) - [Shopify](https://www.g2.com/products/shopify/reviews) - [Stripe Atlas](https://www.g2.com/products/stripe-atlas/reviews) - [Stripe Connect](https://www.g2.com/products/stripe-connect/reviews) - [Xero](https://www.g2.com/products/xero/reviews) - [Zapier](https://www.g2.com/products/zapier/reviews) ## Mercury Features **Expense Reports** - Bank / Credit Card Integration - Smart Categorization - Digital Receipt Management - Employee Reimbursement - Currency Conversions - Credit Card Integration - Credit Card Management **Setup** - Approvals **Invoice Management** - Capture - Repository **Bill Generation** - Templates - Digital Billing - Recurring Billing - Hourly Billing - Contingency Billing - Project Billing - Multi-Period Recurring Billing - Recurring/Subscription Billing - Deferred Billing **Agentic AI - Accounting & Finance** - Autonomous Task Execution **Agentic AI - Expense Management** - Autonomous Task Execution **Travel Management** - Online Booking - Credit Card Management - Booking Management - User Management - Restriction Management - Reservations Management - Reimbursement Management - Vendor Management - Travel Management - Promotions Management - Workflow Management - Receipt Management - Supplier Management - Compliance Management - Policy Management - Invoice Management - Real-Time Notifications - Third-Party Integrations - Timesheet Management - Invoice Management - Reimbursement Management - Real-Time Notifications **Performance** - Forecasting **Invoice Processing** - Matching - Payments - Workflows - Recurring Payments **Bill Processing** - Consolidation - Batch Invoicing - Management - Compliance Management - Purchase Order Management - Document Management - Email Management - Client Management - Dunning Management - Master Data Management - Refund Management - Discount Management - Sales Tax Management - Subscription Management - Recurring Invoicing - Billing & Invoicing **Analytics** - Due Dates **Integration** - Accounting - Payments - ERP - Mobile Payments - CRM **Payment Cards** - Recurring Virtual - Physical **Client Invoicing** - Invoice Creation and Delivery - Electronic Payments - Biometric Recognition - Optical Character Recognition **Integration** - Accounting - Payment Integration - ERP - ERP integration **Reporting** - Real time - Multiple Views - Export **Agentic AI - Billing** - Autonomous Task Execution **Generative AI - Expense Management** - Image-to-Text - Text Generation - Text Summarization **Additional Functionality** - File Encryption - Reporting & Statistics - Alerts/Notifications - Contact Database - Third-Party Integrations - AI Copilot - File Sharing - Purchasing & Receiving - Multi-Language - Activity Dashboard - Customizable Invoices - Real-Time Reporting - Credit Card Processing - Quotes/Estimates - Fraud Detection - Real-Time Data - Generative AI - Dynamic Pricing - Credit Note - Duplicate Detection - Invoice History - Reminders - Billing Portal - Accounting Integration - Backup and Recovery - Customizable Branding - Bulk Send - Invoice Creation - Time & Expense Tracking - API - Customizable Reports - Projections - Multi-Currency - Event Logs - Invoice Processing - Automated Receipt Matching - Tax Calculation - Payment Processing - Data Import/Export - Real-Time Analytics - Client Portal - Email Reminders - Mobile Access - Bank Reconciliation - Transaction History - Customer Accounts - Customizable Fields - PCI Compliance - Audit Trail - Multiple Payment Options - Self Service Portal - ACH Payment Processing - Third-Party Integration - Payment Tracking - Batch Processing - Approval Workflow - For Small Businesses - Tax Compliance - Workflow Automation **Additional Functionality** - Audit Trail - Secure Data Storage - AI Copilot - Approval Process Control - Data Import/Export - Duplicate Detection - Expense Claims - Budgeting/Forecasting - Customizable Fields - Spend Control - Customizable Templates - Access Controls/Permissions - Reporting & Statistics - Automated Receipt Matching - Mobile Receipt Upload - Billable & Non-Billable Hours - Financial Analysis - Categorization/Grouping - Single Sign On - Activity Dashboard **Payments** - Vendor - Recurring - Employee Reimbursements - ACH - Reimbursement Management **Mobile** - Receipt Capture - Expense Tracking - Real-Time Updates **Platform** - Embedded AI / Machine Learning - Complex Approval Workflow - Generative AI **Fraud & Risk Management** - Notifications - Controls - Budget Control - Approval Process Control - Spend Control - Prepaid Cards **Administration** - PCI Regulation Compliant **Additional Functionality** - Reminders - Activity Tracking - Invoice Processing - Accounting Integration - Categorization/Grouping - Reporting & Statistics - Configurable Workflow - Spend Analysis - Expense Tracking - Third-Party Integrations - Accounting - Audit Management - Approval Workflow - AI Copilot - Supplier Management - Invoice Management - Billing & Invoicing - Transaction History - Purchase Order Management - Audit Trail - Generative AI - Expense Claims - Workflow Management - Time & Expense Tracking - Multi-Currency - Vendor Management - Procurement Management - Credit Card Management - Compliance Management - Requisition Management - Customizable Reports - Ad hoc Reporting - Financial Management - API - Rules-Based Workflow - Receipt Management - Activity Dashboard - Purchasing & Receiving **Administration** - Business Tool Integration - Policy Compliance Management - User, Role, and Access Management - Timesheet Management - Payroll Management - Employee Management - Invoice Management - Calendar Management - Workflow Management - Task Management - Mobile Access - Mobile Access - Workflow Management **Platform** - Reporting - APIs / Integration - Internationalization - Performance and Reliability - Mobile User Support - Accounting Integration - QuickBooks Integration - Real-Time Reporting - Third-Party Integrations - Payroll Integration - Accounting Integration **Audit** - Overpayments - Duplicates **Fraud** - Monitoring **Additional Functionality** - Data Import/Export - Invoice Management - Online Banking - 1099 Preparation - Generative AI - Receipt Management - AI Copilot - Fraud Detection - Duplicate Payment Alert - Document Management - Compliance Management - Inventory Management - Check Writing - Mobile Access - Audit Trail - Reporting/Analytics - Multi-Currency - Status Tracking - Activity Dashboard - Cash Management - Alerts/Notifications - Billing & Invoicing - Vendor Management - Anomaly Detection - API - ACH Payment Processing - Invoice Processing - Aging Tracking - Supplier Management - General Ledger - Expense Tracking - Bank Reconciliation - Workflow Management - Customizable Reports - Approval Process Control - Electronic Funds Transfer - Purchase Order Reconciliation - Financial Management - Workflow Automation ## Top Mercury Alternatives - [Brex](https://www.g2.com/products/brex/reviews) - 4.8/5.0 (1,593 reviews) - [Rho](https://www.g2.com/products/rho/reviews) - 4.7/5.0 (126 reviews) - [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) - 4.8/5.0 (2,478 reviews)