---
title: Mercury Reviews
meta_title: 'Mercury Reviews 2026: Details, Pricing, & Features | G2'
meta_description: Filter 122 reviews by the users' company size, role or industry
  to find out how Mercury works for a business like yours.
aggregate_rating:
  rating_value: 4.5
  review_count: 122
  scale: '5'
date_modified: '2026-08-07'
parent_category:
  name: Procurement
  url: https://www.g2.com/categories/procurement
---


# Mercury Reviews
**Vendor:** Mercury  
**Category:** [Spend Management Software](https://www.g2.com/categories/spend-management)  
**Average Rating:** 4.5/5.0  
**Total Reviews:** 122
## About Mercury
Mercury is the fintech that brings all the ways people and businesses use money into a single product that feels extraordinary to use. With banking\*, credit cards, and software, Mercury helps more than 200K ambitious companies and entrepreneurs make better decisions and build their businesses. To learn more, visit Mercury.com. - Used by founders, finance leads, and operators at startups and SMBs - Common use cases: paying vendors and contractors, managing team spend, and reconciliation - Suitable for multi-entity structures that need shared controls and permissions - Supports companies seeking operational efficiency without expanding headcount - Up to $5M in FDIC insurance\* on deposits through our partner banks’ sweep networks Mercury combines checking &amp; savings accounts with payments, spend control, and finance ops automation in one place. - Business checking and savings with digital onboarding and a streamlined web/mobile interface - ACH, free domestic and international USD wires from Mercury, low-fee non-USD transfers, and mailed checks - Debit and credit cards\*\* with customizable limits, merchant/category controls, real-time visibility, and cashback - Automated tools for billing, invoicing, and approvals with accounting integrations - Cash management options, including venture debt Mercury addresses the inefficiencies of legacy banking and the fragmentation of multiple finance tools by centralizing workflows and reducing payment friction. - Automates manual tasks like bill pay, invoicing, approvals, and reconciliation to speed up month-end close - Replaces branch visits and opaque fees with transparent, smooth money movement - Compliant onboarding and monitoring designed to protect businesses and reduce surprises - Fast, knowledgeable customer support across multiple channels The data: - Raised $500M in primary and secondary funding from top-tier venture capital firms and angel investors, athletes, entertainers, and 2.5K Mercury customers - $3.5B valuation in March ‘25 - 11 consecutive quarters of profitability based on both EBITDA and GAAP net-income (as of April ‘25) - $500M in revenue in 2024 - More than 200K customers - 40% growth in customers in 2024 - $156B in annual transaction volume in 2024, up 64% year-over-year - Customer NPS of 75\*\*\* (compared to banking industry average of 34) - 1 in 3 startups use Mercury\*\*\*\* - More than 50% of YC cohorts choose Mercury \*Mercury is a fintech company, not an FDIC-insured bank. Checking and savings accounts are provided through our bank partners Choice Financial Group, Column N.A., and Evolve Bank &amp; Trust; Members FDIC. Deposit insurance covers the failure of an insured bank. Checking and savings account deposits may be held by sweep network banks. Certain conditions must be satisfied for pass-through insurance to apply. Learn more here. \*\*The Mercury Debit Cards are issued by Choice Financial Group, Column N.A., and Evolve Bank &amp; Trust, Members FDIC, pursuant to licenses from Mastercard®. The IO Card is issued by Patriot Bank, Member FDIC, pursuant to a license from Mastercard®. \*\*\*Net Promoter Score (NPS) information and ratings are available at https://customergauge.com/benchmarks/blog/financial-services-nps-benchmarks. \*\*\*\*Calculation based on US-based companies that received an angel, pre-seed, seed, or Series A investment reported on Crunchbase in the most recent year.



## Mercury Pros & Cons
**What users like:**

- Users highlight the **ease of use** of Mercury, making banking effortless and enjoyable for small businesses. (24 reviews)
- Users praise the **easy setup** of Mercury, allowing quick onboarding and immediate access to essential banking features. (11 reviews)
- Users praise the **user-friendly interface** of Mercury, finding it modern and well-designed for small business needs. (8 reviews)
- Users commend Mercury for its **efficient management** of finances, enjoying streamlined processes and modern features that simplify banking. (7 reviews)
- Users love the **easy-to-use interface** of Mercury, which enhances daily operations for small businesses. (6 reviews)
- Simple (6 reviews)
- Simplicity (6 reviews)
- Speed (6 reviews)
- Virtual Cards (6 reviews)
- Easy Integration (5 reviews)

**What users dislike:**

- Users face **approval issues** with Mercury, reporting frustrating delays and lack of responsiveness despite providing necessary documents. (5 reviews)
- Users express frustration with **poor customer support** , encountering slow response times and unresolved requests. (4 reviews)
- Users report frequent **card issues** , including lack of a physical card and dissatisfaction with its design. (3 reviews)
- Users find the **credit card cash back** disappointing and desire more immediate access to credit options. (3 reviews)
- Users are frustrated by **currency fees** and poor exchange rates, finding it detrimental to their experience with Mercury. (3 reviews)
- Users find Mercury&#39;s fees for currency exchanges to be **expensive** compared to other service providers, affecting overall value. (3 reviews)
- Integration Issues (3 reviews)
- Invoice Issues (3 reviews)
- Design Improvement (2 reviews)
- Email Issues (2 reviews)

## Mercury Reviews
  ### 1. Smooth Experience

**Rating:** 5.0/5.0 stars

**Reviewed by:** Elith P. | Small-Business (50 or fewer emp.)

**Reviewed Date:** April 30, 2024

**What do you like best about Mercury?**

Easy to set up and use, really good UI/UX and great customer support.

**What do you dislike about Mercury?**

Sometimes physical cards don't work internationally.

**What problems is Mercury solving and how is that benefiting you?**

Easy to send and receive money from clients, also to pay my contractors.

  ### 2. I love how simple Mercury makes banking

**Rating:** 4.5/5.0 stars

**Reviewed by:** Joshua W. | Small-Business (50 or fewer emp.)

**Reviewed Date:** May 22, 2023

**What do you like best about Mercury?**

The ability to easily create/delete/manage virtual cards has saved me hundreds of dollars from unwanted subscriptions and other charges. I do not know of a competitor for businesses that does this.

**What do you dislike about Mercury?**

That's a hard question, as everything I need to do is largely satisfied. However, I'd love access to a money market fund with a lower limit. Also, I once deleted my Savings account and I'd love to recreate it. I can only create a Checking account. I also wish I was able to have a credit card with Mercury with a balance lower than $50k. Even with a lower limit or lower cash back. I'm sure you guys could still make money with that. The combination of creating/deleting cards with credit card is great.

**What problems is Mercury solving and how is that benefiting you?**

Mercury has solved nearly all of my banking needs. I was able to set up the account in minutes and have no need for a minimum balance. The most important reason I use Mercury though is the ability to create/delete on-demand checking accounts and cards.

**Official Response from Bob M:**

> Hi Joshua, thanks for taking the time to leave this review! We are so glad to hear that you have enjoyed using Mercury. Our team is always working to expand eligibility for features like Treasury and the IO Credit Card so we'll be sure to pass your feedback on to them. We also wanted to mention that you can contact Mercury Support at help@mercury.com at any time to have a savings account reissued to your Mercury account! Thanks again for your feedback!

  ### 3. Saviour for Startups!

**Rating:** 4.0/5.0 stars

**Reviewed by:** Verified User in Airlines/Aviation | Small-Business (50 or fewer emp.)

**Reviewed Date:** June 06, 2024

**What do you like best about Mercury?**

For the international business owners its a saviour. Provides personal and business accounts easily.

**What do you dislike about Mercury?**

Customer support isnot instant or have realtime chat.

**What problems is Mercury solving and how is that benefiting you?**

I like how its is providing banking solution for non resident owners.

  ### 4. Wait times for deposits are so slow, they are detrimental to my business!

**Rating:** 0.5/5.0 stars

**Reviewed by:** Nathan S. | Small-Business (50 or fewer emp.)

**Reviewed Date:** July 26, 2023

**What do you like best about Mercury?**

The webite is good. Kudos to the developers for keeping good UX in the front of their minds when designing and deploying. But that's where my pros end for Mercury. The services they offer are no different than literally any other bank around. And the one thing I really need them to do, which is process deposits in a timely fashion, is absolutely terrible. And they just don't really care, based on my conversations with their customer service (when I was finally able to reach someone)

**What do you dislike about Mercury?**

Wait times for deposits are impossibly slow. We're talking at least 7 business days, or 10 days in normal parlance. And these aren't weird deposits, either. These are regular and recurring payments made by my clients. I'm going to have to look for another bank. The wait times are also getting worse. Customer service does not help.

**What problems is Mercury solving and how is that benefiting you?**

The problems that Mercury purports to solve, mainly easy-to-use business banking, are simply not addressed. I feel that there are better options out there, so how exactly is Mercury contributing to the startup world by offering an inferior financial product?

**Official Response from Anna Scharenbrock:**

> Hi Nathan, thank you for taking the time to share this feedback with us. Currently, check deposit timelines are informed by a variety of internal risk factors. We try to balance speed of service with security, but we recommend using alternate transaction methods whenever possible. I'll be sure to pass along your comments regarding check deposit timelines over to our team - we appreciate your feedback!

  ### 5. The Easiest Way to set up the financial services for your tech company

**Rating:** 5.0/5.0 stars

**Reviewed by:** Matias A. | Co-founder CTO, Small-Business (50 or fewer emp.)

**Reviewed Date:** May 26, 2023

**What do you like best about Mercury?**

It is straightforward for a team and has nice API integrations allowing the platform to connect fast and easily to your systems. It works like a charm if you want your clients to pay for your services and automate the cash flow for e-commerce or SaaS. or integrate with ERPs and automate payroll. Is absolutely a must have.

**What do you dislike about Mercury?**

I only will ask for more granular permissions enabling some users to have different access rights to the accounts.
Otherwise is an excellent platform, easy to use and does not have a cluttered UI.

**What problems is Mercury solving and how is that benefiting you?**

As a start-up or tech Company we need banking accounts and debit cards to receive payments from clients and pay providers, employees and taxes.
Mercury offers and end to end solution and can be easily integrated into your existing accountancy software or ERP.

**Official Response from Anna Scharenbrock:**

> Hi Matias, thank you for taking the time to leave a review with us! We love to hear that you are enjoying our services and API. 

  ### 6. So smooth

**Rating:** 5.0/5.0 stars

**Reviewed by:** Bryan B. | Small-Business (50 or fewer emp.)

**Reviewed Date:** September 07, 2023

**What do you like best about Mercury?**

I love how clean and clear the website is , free international transfers and app is easy to use.  It's a pleasure to log into the site and work with my money. Will be back.

**What do you dislike about Mercury?**

The only thing they could be doing is offering and a DIY guild on my account, so that I can earn interest for any money down without having to move to another platform. In addition, the exchange rate is not quite as good as a J.P. Morgan, Chase wire transfer exchange rate.

**What problems is Mercury solving and how is that benefiting you?**

Basically, the main reason I like it is due to the free wire, transfers and simplified invoice and receipts that it will send out.  This makes it fast to send out payments

**Official Response from Bob M:**

> Hi Bryan, thanks for leaving a review! We're happy to hear that you have enjoyed using your account. You might be interested in learning more about Mercury's Treasury program for earning interest on your funds. You can find more information about Treasury at Mercury.com/Treasury or by reaching out to our team at help@mercury.com. We'll also provide your feedback to our team about exchange rates. Our team is always working to provide the best experiences possible. Thanks again for your feedback!

  ### 7. Mercury was a life saver

**Rating:** 5.0/5.0 stars

**Reviewed by:** Syam f. | Small-Business (50 or fewer emp.)

**Reviewed Date:** September 06, 2023

**What do you like best about Mercury?**

It was super easy to get started. We needed a new bank account as one of our Enterprise customers could not send money to our other bank account (for some reason that I couldn't figure yet). So quickly got onboarded on Mercury and the whole process was smooth and easy. And once in everything I needed was right on my fingertips.

**What do you dislike about Mercury?**

Wish they offered a credit card right away too. Other financial products (like RBF) are not super connected.

**What problems is Mercury solving and how is that benefiting you?**

Keeping a tab on our businesses expense was not easy before Mercury. Once we centralized all our revenue/spend on Mercury it was easy to check on our cashflows. Also creating different cards for different orgs made things easier.

**Official Response from Anna Scharenbrock:**

> Hi Syam, thank you for taking the time to leave a review with us! We are happy to hear that it was easy to set up an account and that Mercury has helped with organizing your business expenses. I'll pass the comments regarding credit cards and connecting with other financial products over to our team - we appreciate this feedback!

  ### 8. For easy, smooth financial experience

**Rating:** 5.0/5.0 stars

**Reviewed by:** Raheel A. | Business Development Manager, Mid-Market (51-1000 emp.)

**Reviewed Date:** October 02, 2023

**What do you like best about Mercury?**

Their app is extremely easy to use, creating and activating an account is also very simple. All the basic required features are all there. Also its very easy to use with wallets.

**What do you dislike about Mercury?**

I have not find any feature till now that I can say I dislike.

**What problems is Mercury solving and how is that benefiting you?**

Digital banking solution for business, we are running our majority of business transactions through mercury

**Official Response from Hannah Katz:**

> Thank you for the kind review, Raheel! We are so glad your experience has been great.

  ### 9. Great bank with APIs for payment and super slick UI

**Rating:** 4.5/5.0 stars

**Reviewed by:** Nilesh A. | CTO, Small-Business (50 or fewer emp.)

**Reviewed Date:** September 06, 2023

**What do you like best about Mercury?**

Ease of account setup and payment sending and receiving was super easy.

**What do you dislike about Mercury?**

The card-sending procedure can be improved, shipping was missed a couple of times for the Debit card.

**What problems is Mercury solving and how is that benefiting you?**

They are helping us send and and receive payments easily, They have a very clean UI for sending payments also there are no charges for making the ACH and wires

**Official Response from Hannah Katz:**

> Hi Nilesh - thank you so much for taking the time to leave a review! We are very glad you're finding our product easy to use.

As for our delivery service, we are exploring options to make this a better experience going forward while considering the difficulties that some destinations face with receiving mail. 

  ### 10. great bank for startups

**Rating:** 5.0/5.0 stars

**Reviewed by:** Nik S. | Small-Business (50 or fewer emp.)

**Reviewed Date:** May 23, 2023

**What do you like best about Mercury?**

User friendly interface and quick support when it is required and access to create multiple bank accounts inside one credit cards to actually support business on going transactions

**What do you dislike about Mercury?**

I don't specifically have anything to dislike I can say that the customer support can be much Quikr for a bank like thisand maybe credit cards can be a much better solution

**What problems is Mercury solving and how is that benefiting you?**

We use make it all day for our business transactions and make sure that we evaluate and calculate our business is doing from this bank account and doing International transfer and even National transfer very very start of friendly Bank it made a life so easy compared to a previous Bank

**Official Response from Bob M:**

> Hi Nik, thanks for taking the time to leave us a review! We're glad to hear that you have had a great experience using Mercury. Our support team is available between 6:00am and 5:30pm PT. We would love to hear more about your experience with the Mercury IO Credit Card as well so please feel free to reach out to us at help@mercury.com at any time. Thank you again for your feedback! 

  ### 11. Awesome banking service for Non US residents!

**Rating:** 5.0/5.0 stars

**Reviewed by:** Raphael  L. | CEO, Small-Business (50 or fewer emp.)

**Reviewed Date:** May 22, 2023

**What do you like best about Mercury?**

They are very upfront and transparent, no hidden fees. Their UI and UX are clear and very easy to navigate, and overall it's very easy to do your daily operations, both on the website and also on the mobile app.

**What do you dislike about Mercury?**

I don't see any downsides to be honest, it was a very smooth experience working with them.

**What problems is Mercury solving and how is that benefiting you?**

As a foreigner (US Business owner, but not resident in the US) I feel very happy to know that I can count on Mercury and their awesome banking services to support my US company. Being a digital bank makes things much easier!

**Official Response from Bob M:**

> Thanks for taking the time to leave a review, Raphael! We are so glad to hear that you have enjoyed using Mercury. Our team works hard to provide a great experience so please feel free to reach out to us at help@mercury.com if there is anything that we can help with!

  ### 12. Good review

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Computer Software | Mid-Market (51-1000 emp.)

**Reviewed Date:** September 08, 2023

**What do you like best about Mercury?**

Simplicity, ease of use, I like that I can download the data. Also, that it has a treasury fund where I can invest my excess liquidity and get a return in the meanwhil

**What do you dislike about Mercury?**

I don't like that when wires are too big, it takes a long time to process. Also, it doesn't give me a reason why it's taking long to process. Also, withdrawing money from the treasury fun takes too long.

**What problems is Mercury solving and how is that benefiting you?**

The problem being solved is that of a modern bank where I can create users and assign roles in a simple way without going through tons of paperwork. Also, it's easy to analyZE DATA

**Official Response from Bob M:**

> Thanks for leaving a review! We're glad to hear that you have enjoyed using your account and have taken advantage of Mercury Treasury! Our team works to process transactions as quickly as possible but if you ever need assistance with one, please feel free to reach out to us at help@mercury.com. Since Treasury accounts are investment accounts, funds must be liquidated before they can be transferred which is why transfers require a small amount of extra processing time. We'll provide your feedback to our team regarding this though so that they can continue to work to improve the experience. Thanks again for your feedback! 

  ### 13. Amazing too.

**Rating:** 5.0/5.0 stars

**Reviewed by:** alan m. | Enterprise (> 1000 emp.)

**Reviewed Date:** June 20, 2023

**What do you like best about Mercury?**

Mercury has helped streamline our functions and has helped to keep data categorized in a very accessible manner. This tool has made working a lot easier and more convenient. Its a proper corporate tool. It also has an excellent and easy-to-understand interface.

**What do you dislike about Mercury?**

I have no complaints because it completely satisfies my work needs. If i have to point something out, then I would say they should use better background colours for the interface.

**What problems is Mercury solving and how is that benefiting you?**

It is making managing data easy; with the integration of mercury into our business, it has reaped good growth. I like how it strengthens work and and convenient for work.

**Official Response from Anna Scharenbrock:**

> Thanks so much for taking the time to leave us a review, Alan! We are so happy to hear that you are enjoying Mercury's features and that we are making managing your data more convenient. I'll pass your comment regarding the background colors for our interface over to our team - thank you for providing that feedback!

  ### 14. Best Bank

**Rating:** 5.0/5.0 stars

**Reviewed by:** Marc-Antoine B. | Small-Business (50 or fewer emp.)

**Reviewed Date:** May 23, 2023

**What do you like best about Mercury?**

Very simple UI and amazing support whenever we need help. I greatly recommend this bank and it has been essential to the functionnement of our business. Couldn't recommend it enough.

**What do you dislike about Mercury?**

Nothing I dislike. They keep adding features and I can't wait to see what they add next

**What problems is Mercury solving and how is that benefiting you?**

It solves our day to day banking need and international transfer needs. We are a company dealing internationally and need a bank that helps us in that regard.

**Official Response from Bob M:**

> Hi Marc-Antoine, thanks for leaving us a review! We're glad to hear that you have enjoyed using Mercury and that you've had a great experience with our support team! Our team works to provide excellent experiences so please feel free to reach out to us at help@mercury.com if there is anything that we can assist with. Thanks again for your feedback!

  ### 15. Great bank for Startups

**Rating:** 4.5/5.0 stars

**Reviewed by:** Vishnu G. | Mid-Market (51-1000 emp.)

**Reviewed Date:** September 06, 2023

**What do you like best about Mercury?**

It was super easy to open the bank account at mercury , you can get setup in 10 mins

**What do you dislike about Mercury?**

Not much over all it was a pretty smotth platfrom, we did not have any issues

**What problems is Mercury solving and how is that benefiting you?**

We wanted to setup a US bank account, and Mercury was super simple to setup and get started

**Official Response from Bob M:**

> Hi Vishnu, thanks for leaving a review! We're glad that you found our account set up process easy to navigate. We hope you enjoy using your account. Thanks again for your feedback! 

  ### 16. Great bank

**Rating:** 5.0/5.0 stars

**Reviewed by:** Stepan S. | Co-Founder &amp; COO, Small-Business (50 or fewer emp.)

**Reviewed Date:** May 23, 2023

**What do you like best about Mercury?**

I really like Mercury because it is a very simple and user-friendly bank. At the same time, it has good functionality, and all its features are well thought out.

**What do you dislike about Mercury?**

I haven't actually encountered any aspects of Mercury that I find inconvenient so far

**What problems is Mercury solving and how is that benefiting you?**

It solves the simple task of accepting investments and sending people their salaries. That's it, nothing more. And it excels at this function.

**Official Response from Bob M:**

> Thanks for this feedback, Stepan. We are glad to hear that you have enjoyed your experience using Mercury and the services that we offer. Our team works hard to provide a streamlined set of features to make sure that you can focus on your business. Thank you for taking the time to leave a review! 

  ### 17. I simply LOVE mercury.

**Rating:** 5.0/5.0 stars

**Reviewed by:** Alluxi M. | Small-Business (50 or fewer emp.)

**Reviewed Date:** May 23, 2023

**What do you like best about Mercury?**

Their UI is on another level, only matched by their high-quality custom support. I've never had an issue with them.

**What do you dislike about Mercury?**

I would love to have Treasury available for single proprietor LLCs but other than that, I like it all.

**What problems is Mercury solving and how is that benefiting you?**

They handle my business checking account through simple interfaces and allow me to quickly create dynamic credit cards, making my operation a breeze.

**Official Response from Bob M:**

> Thanks for taking the time to leave a review, Alluxi! We are glad to hear that you have been enjoying Mercury's UI and our support experience. 
Our team is working to expand eligibility for Treasury so we'll make sure that your feedback about single-member LLCs reaches them. Thanks again for your feedback!

  ### 18. Best business card for Latam founders

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Financial Services | Small-Business (50 or fewer emp.)

**Reviewed Date:** September 06, 2023

**What do you like best about Mercury?**

I love to use Mercury as a latam founder. Easy to use, they understand our legal structures and sending money to Mexico is charge free. IMercury is the best partner.

**What do you dislike about Mercury?**

Probably how fast we receive our physical cards. I understand they are internationally delivered, but would love to have them delivered quicker. That's the only thing I dislike

**What problems is Mercury solving and how is that benefiting you?**

Bank account and receiving founding and expense management. I'm an international founder and having a traditional US bank account its difficult so Mercury helps on that

**Official Response from Anna Scharenbrock:**

> We appreciate you taking the time to leave a review with us. We are happy to hear that you are enjoying Mercury's services as an international founder, including our free international wires. I'll pass along your feedback regarding debit card shipping speeds over to our team - thank you for this feedback!

  ### 19. Great experience so far

**Rating:** 5.0/5.0 stars

**Reviewed by:** Antonio G. | Small-Business (50 or fewer emp.)

**Reviewed Date:** September 06, 2023

**What do you like best about Mercury?**

Great UX, easy to use, powerful tool, tha app and the web are awesome, I'm liking a lot the service. Just started a few months ago but I'm loving it

**What do you dislike about Mercury?**

Nothing I dislike for the moment, everything its working perfect.

**What problems is Mercury solving and how is that benefiting you?**

Expense management, credit cards for empoyes

**Official Response from Anna Scharenbrock:**

> Hi Antonio, thank you so much for taking the time to leave a review with us! We are glad to hear that you are enjoying our UX and are finding Mercury easy to use - we appreciate your feedback.

  ### 20. A solid banking partner for early stage companies

**Rating:** 5.0/5.0 stars

**Reviewed by:** Raja S. | Head of Sales, Information Technology and Services, Small-Business (50 or fewer emp.)

**Reviewed Date:** January 08, 2023

**What do you like best about Mercury?**

Very simple and effective setup process for non-US resident looking for a banking partner in US.

**What do you dislike about Mercury?**

Opening account took us more than usual time due to some restrictions, other then that we dont see a dislike till now.

**What problems is Mercury solving and how is that benefiting you?**

We had an LLC in Us but we were not able to open an account without being in US physically. Mercury at that time helped us open a real bank account virtaully with a simple and effective opening process. Next, built-in intergration with stripes and wise made our subscription based billing model made getting payments from clients and paying to employees and vendors easy and fast with indepth analytical details on transactions.

**Official Response from Anna Scharenbrock:**

> Hi Raja, thank you for taking the time to leave a review! We are happy to hear that you are enjoying Mercury's setup process and services as an international founder. We appreciate your feedback!

  ### 21. Great for those starting a business for the first time

**Rating:** 5.0/5.0 stars

**Reviewed by:** Allen A. | Investor, Small-Business (50 or fewer emp.)

**Reviewed Date:** December 13, 2022

**What do you like best about Mercury?**

I love the request payment feature that allows me to send payment links to clients and I can get paid directly. I typically collect within the hour I send my invoices.

**What do you dislike about Mercury?**

The request payment feature is restricted to an email contact, and only that email contact.  When billing companies with dedicated Acoounts Payable functions, it's hard for them to pay me using the link and usually a few email conversations on getting the right payor happens. Example is I bill the CFO or CEO, but their accounting department handles the payment and that department doesn't have access to see the invoice.

**What problems is Mercury solving and how is that benefiting you?**

I hope Mercury solved the issue of being able to have one email manage multiple accounts. I currently am using three emails for three different Mercury-based clients including myself.

  ### 22. Absolutely the best bank ever

**Rating:** 5.0/5.0 stars

**Reviewed by:** Sebastian G. | Co-founder & CEO, Mid-Market (51-1000 emp.)

**Reviewed Date:** May 27, 2023

**What do you like best about Mercury?**

Extremely simple to use, outstanding customer experience, and they are fast to adapt and listen

**What do you dislike about Mercury?**

They have been responsive during the SVB crisis and have adapted their services to re-assure clients of their stability. Maybe some more transparency would be even better.

**What problems is Mercury solving and how is that benefiting you?**

simple banking for teams

**Official Response from Bob M:**

> Hi Sebastian, thanks for taking the time to leave us a review! We are glad to hear that you have enjoyed using Mercury and that our team has been helpful. We would be happy to share more information about your account and how Mercury works if you'd like to reach out to us at help@mercury.com. Our team is always happy to chat. Thanks again for your feedback!

  ### 23. The best banking experience for the modern business world

**Rating:** 5.0/5.0 stars

**Reviewed by:** Zhenya R. | Strategic advisor, International speaker, Entrepreneur, Computer Software, Mid-Market (51-1000 emp.)

**Reviewed Date:** May 22, 2023

**What do you like best about Mercury?**

Easy of use, availability of customer service, pricing. 
Mercury makes it easy to manager finances, make and receive payments. There is just no drama in it.

**What do you dislike about Mercury?**

Mobile app needs some more functionality to make it truly useful.

**What problems is Mercury solving and how is that benefiting you?**

Ease of international payments is the most important problem it's solving.

**Official Response from Bob M:**

> Hi Zhenya, thanks for providing this feedback! We're so glad to hear that you have enjoyed using Mercury. We would love to hear more about your thoughts on our mobile app so please feel free to reach out to us at help@mercury.com at any time. Thanks again for your review!

  ### 24. Mercury is an excellent bank for startup entrepreneurs

**Rating:** 5.0/5.0 stars

**Reviewed by:** Danil K. | CEO, Small-Business (50 or fewer emp.)

**Reviewed Date:** December 12, 2022

**What do you like best about Mercury?**

No limitations on services, min amounts, and ease of use. I love that even international wires are free. important to know that it's easy to start and begin working with this bank in a matter of days or sometimes hours. there are no branches as it ancient times vising bank branches. Everything must be online this is why I choose mercury

**What do you dislike about Mercury?**

I dislike that mercury still doesn't have the acquiring and service to charge customers with a credit debit card. It creates unnecessary steps of creating invoices and waiting for customers to pay.

**What problems is Mercury solving and how is that benefiting you?**

Ease of use of online banking is a huge advantage. ability to start fast and no limitations and annoying fees are so important for the start of the business. Online support.

  ### 25. Wonderful product experience

**Rating:** 4.5/5.0 stars

**Reviewed by:** Ty S. | CEO - Co-Founder, Small-Business (50 or fewer emp.)

**Reviewed Date:** September 06, 2023

**What do you like best about Mercury?**

The simple intuitive dashboard makes managing our startups finances a breaze.

**What do you dislike about Mercury?**

The ACH times take too long and I wish they were faster.

**What problems is Mercury solving and how is that benefiting you?**

Managing our finances and accounts payables.

**Official Response from Hannah Katz:**

> Thanks for the feedback, Ty!  We love to hear that you're enjoying our user interface!

We'll definitely let our users know if we're able to shorten ACH timelines in the future as we certainly understand the importance of being able to move funds quickly. For now, if you have payments that are urgent or time-sensitive, domestic wire will be a faster alternative transfer method  (delivery within 1 business day).

  ### 26. my experience has been great.

**Rating:** 4.0/5.0 stars

**Reviewed by:** heli diogo d. | Small-Business (50 or fewer emp.)

**Reviewed Date:** September 06, 2023

**What do you like best about Mercury?**

easy to open an account.................

**What do you dislike about Mercury?**

limited phisical cards for partners of the company and no cards for emploeeys.

**What problems is Mercury solving and how is that benefiting you?**

international company looking to have a bank account in another country.

**Official Response from Hannah Katz:**

> Thanks for taking the time to leave a review, Heli! We're happy that the application and account opening processes were straightforward!

Please note that you can issue cards to anyone on a Mercury account and we offer a number of user permission types if you want to limit an employee's access to the overall business account. Feel free reach out to us at help@mercury.com for more information - we are happy to help!

  ### 27. Mercurt for Startups

**Rating:** 5.0/5.0 stars

**Reviewed by:** Horacio R. | Small-Business (50 or fewer emp.)

**Reviewed Date:** September 06, 2023

**What do you like best about Mercury?**

The ease of use and speed to get everything set up for a startup.

**What do you dislike about Mercury?**

Lack of products beyond core features of banking

**What problems is Mercury solving and how is that benefiting you?**

Startup Banking and it simplicity to use

**Official Response from Anna Scharenbrock:**

> Thank you for taking the time to leave a review with us, Horacio! We are happy to hear that you are enjoying Mercury's ease of use and that it has helped you with your startup banking. If possible, would you be able to provide some of the extra products that you would like to see at Mercury? We would love to take this feedback at our email address help@mercury.com and provide it to our team.

  ### 28. Mwrcury is great for banking.

**Rating:** 4.5/5.0 stars

**Reviewed by:** Praveen K. | Small-Business (50 or fewer emp.)

**Reviewed Date:** September 06, 2023

**What do you like best about Mercury?**

Ease of Use is really good to navigate through.

**What do you dislike about Mercury?**

NOt able to Add my Bank accounts outside US easily.

**What problems is Mercury solving and how is that benefiting you?**

Ease o fbanking without the paperwork and stuff.

**Official Response from Anna Scharenbrock:**

> Thank you for taking the time to leave a review with us, Praveen! We are glad to hear that you are enjoying Mercury's ease of use. I will pass your comment regarding international account linking over to our team - we appreciate you leaving this feedback!

  ### 29. mercury experience

**Rating:** 4.5/5.0 stars

**Reviewed by:** aishwarya g. | Small-Business (50 or fewer emp.)

**Reviewed Date:** September 06, 2023

**What do you like best about Mercury?**

platform is really easy to use and works best for us

**What do you dislike about Mercury?**

customer service is a little difficult to deal with

**What problems is Mercury solving and how is that benefiting you?**

managing bills and paying expenses

**Official Response from Anna Scharenbrock:**

> Hi Aishwarya, thank you for taking the time to leave a review with us! We are happy to hear that you are finding the platform easy to user and that Mercury is helping you manage your payments. I'll pass the comment regarding our customer service over to our team - we appreciate you leaving this feedback!

  ### 30. Very good experience

**Rating:** 5.0/5.0 stars

**Reviewed by:** Jennifer P. | COO, Small-Business (50 or fewer emp.)

**Reviewed Date:** December 13, 2022

**What do you like best about Mercury?**

Simple, clear, very easy to use
Great interface, easy to set up wires

**What do you dislike about Mercury?**

No online chat to discuss with CS
This is the only thing that comes to mind

**What problems is Mercury solving and how is that benefiting you?**

Makes money transfers/ ach / wire very simple and easy

**Official Response from Bob M:**

> Hi Jennifer, thanks for leaving us a review! We're glad to hear that you have found Mercury easy to use. Our support team does have a chat feature that you can access at any time from the "Help" section of your dashboard. If there is anything you need assistance with, please feel free to send us a chat message from their or an email at help@mercury.com. Thank you again for your feedback!

  ### 31. Just Flawless

**Rating:** 5.0/5.0 stars

**Reviewed by:** Dario C. | Owner, Small-Business (50 or fewer emp.)

**Reviewed Date:** December 12, 2022

**What do you like best about Mercury?**

Mercury has been amazing and flawless for me since day 1. I have never had any issues and the few questions I've had have been replied very accurately and promptly. I would recommend it with no reservations to anyone looking to start business banking.

**What do you dislike about Mercury?**

Mercury being rather new is very streamlined and therefore the features have been getting implemented. I would like to see more features such as the request pay since that allowed me to save a lot of money with my more trusted clients.

**What problems is Mercury solving and how is that benefiting you?**

Being able to have a real US Based Bank Account for my business without needing my presence in the country. It allows my business the thrive in every sense of the word.

  ### 32. Great banking platform for small companies

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Computer Software | Small-Business (50 or fewer emp.)

**Reviewed Date:** September 06, 2023

**What do you like best about Mercury?**

The UI is very nice, the features are just what I need for my startup banking needs

**What do you dislike about Mercury?**

Had some issues with features like bill pay being able to attach documents, and some features seem like early. Looking forward to the platform evolving more.

**What problems is Mercury solving and how is that benefiting you?**

Easy banking, quick and somple UI. Seem to be innovating over the horrible bank websites that exist.

**Official Response from Anna Scharenbrock:**

> Thank you for taking the time to leave a review with us! We are happy to hear that you are enjoying Mercury's features and our UI. I'll pass your comment regarding issues with the bill pay feature over to our team - we appreciate you leaving this feedback!

  ### 33. 3 businesses love it

**Rating:** 5.0/5.0 stars

**Reviewed by:** sam T. | Small-Business (50 or fewer emp.)

**Reviewed Date:** September 06, 2023

**What do you like best about Mercury?**

So easy to use. I have three  acct on it.

**What do you dislike about Mercury?**

Underwriting....it was a hassle until I reached out to Iman.

**What problems is Mercury solving and how is that benefiting you?**

Both really.

**Official Response from Hannah Katz:**

> Hi Sam - thank you for leaving a review! We are so glad you've adopted our product for three separate businesses!

If you ever need immediate assistance with underwriting, please reach out to us at help@mercury.com - we've got your back.

  ### 34. Great customer experience

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Design | Small-Business (50 or fewer emp.)

**Reviewed Date:** September 06, 2023

**What do you like best about Mercury?**

The support team response and great User experience using their app and web platform.

**What do you dislike about Mercury?**

Not much. Great service and constant learning from their clients

**What problems is Mercury solving and how is that benefiting you?**

Having a reliable bank in the US (being based in Argentina) that we can trust, have a fluid communication and with friendly usage in all senses that other traditional banks were not able to provide

**Official Response from Bob M:**

> Thanks for taking the time to leave us a review! We're glad to hear that our team has been helpful and that you have enjoyed using your account. Thank you again for your feedback!

  ### 35. Their terrible communication left my account nonfunctional over the weekend.

**Rating:** 0.0/5.0 stars

**Reviewed by:** Verified User in Arts and Crafts | Small-Business (50 or fewer emp.)

**Reviewed Date:** December 13, 2022

**What do you like best about Mercury?**

Easy to create multiple accounts, multiple cards, and online-centric feel.

**What do you dislike about Mercury?**

Terrible communication, and they're not proactive about solving problems.

We had a glitch which resulted in our account being deactivated. Did they immediately notify us by email, text and phone call? Did they immediately start working on resolving the issue? No. They waited until we noticed after transactions started failing, then they delayed helping us until we verified the account, then they took a break for the weekend and didn't log in again until Monday. Only after we were able to get the case escalated to their Compliance team through an internal connection did they start working with the other bank to start fixing the issue. 

Was there anything preventing them from working with the other bank the instant that the account was deactivated? None that they expressed to me. 

Even after all this, they seem to think that the problem was that the account was closed temporarily. While that is a problem, it's not as big of a problem as their lack of communication and initiative.

Also, it's not compatible with Zelle.

**What problems is Mercury solving and how is that benefiting you?**

Fast setup, fast access to accounts, and easy ways to invoice and pay via ACH.

  ### 36. Founder friendly Bank

**Rating:** 5.0/5.0 stars

**Reviewed by:** Murthy I. | Small-Business (50 or fewer emp.)

**Reviewed Date:** September 06, 2023

**What do you like best about Mercury?**

1. Zero balance
2. access to investment community

**What do you dislike about Mercury?**

Nothing really.
Everything looks very good.

**What problems is Mercury solving and how is that benefiting you?**

Managing my company finances.

**Official Response from Anna Scharenbrock:**

> Hi Murthy, thank you for taking the time to leave a review with us! We are happy to hear that you are enjoying our services and that Mercury has helped you manage your company expenses. 

  ### 37. Great ux

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Design | Mid-Market (51-1000 emp.)

**Reviewed Date:** September 06, 2023

**What do you like best about Mercury?**

The ux/ui that the bank offers in all of their platforms. Super easy to find things. Works really well

**What do you dislike about Mercury?**

Sometimes is a little stuck when the app ask you for the security code in the login.

**What problems is Mercury solving and how is that benefiting you?**

Access to a bank and habe credit cards for our expenses in the company

**Official Response from Bob M:**

> Thanks for your leaving us a review! We're glad to hear that you're finding Mercury easy to use. If you're having any trouble with logging into your account, our team is always happy to help at help@mercury.com. Thank you again for your feedback!

  ### 38. Not bad

**Rating:** 4.0/5.0 stars

**Reviewed by:** Khalid  A. | Small-Business (50 or fewer emp.)

**Reviewed Date:** May 22, 2023

**What do you like best about Mercury?**

Great experience so far with the service

**What do you dislike about Mercury?**

Cutting more than 60% of available credit even after depositing money over 60k

**What problems is Mercury solving and how is that benefiting you?**

Operations banking and credit

**Official Response from Bob M:**

> Hi Khalid, thanks for taking the time to leave a review! We're glad to hear that you have had a great experience using Mercury. The Mercury IO Credit Card is a cash backed credit card so the available limit is dependent on the cash available in your account. We'll provide this feedback to our team though so that they can continue to provide a great experience with the Mercury IO Credit Card. Thanks again for your feedback!

  ### 39. Extreme simplicity

**Rating:** 5.0/5.0 stars

**Reviewed by:** Felipe S. | Founder & CEO, Small-Business (50 or fewer emp.)

**Reviewed Date:** December 15, 2022

**What do you like best about Mercury?**

The extreme simplicity of mercury in the UX is really impressive. I used mercury with my last two start-ups. I saw the evolution of this platform and I am really satisfied with the current state of service and product.

**What do you dislike about Mercury?**

The android app is sometimes lacking of functions and features. I would love to have more of the desktop features in my mobile.

**What problems is Mercury solving and how is that benefiting you?**

Opening a bank account online without the hustle to physically visit a branch is game-changer.
Automating payments to my contractors every month and sometimes every week with payments in last working day of the month. That's really useful.

**Official Response from Anna Scharenbrock:**

> Hi Felipe, thank you for taking the time to leave a review with us! We are glad to hear that you are enjoying Mercury's simplicity and our automated payment feature. I'll pass your comment regarding Android app functions over to our team - we appreciate this feedback!

  ### 40. Easy to work with

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Computer Software | Small-Business (50 or fewer emp.)

**Reviewed Date:** September 06, 2023

**What do you like best about Mercury?**

I can reach out to their team and get a swift answer. The platform is also extremely easy to use.

**What do you dislike about Mercury?**

Nothing so far, it gets the job done. They are doing a great job

**What problems is Mercury solving and how is that benefiting you?**

I use them as my company bank account

**Official Response from Bob M:**

> Thanks for taking the time to leave us a review! We're glad to hear that you've had a great experience reaching out to our team and using your account. Thanks again for your feedback! 

  ### 41. Easy to setup. Great banking interface. Excellent for solo founders

**Rating:** 4.5/5.0 stars

**Reviewed by:** Verified User in Management Consulting | Small-Business (50 or fewer emp.)

**Reviewed Date:** December 20, 2022

**What do you like best about Mercury?**

If you are a startup, freelancer, or solo founder, the last thing you want is to go through a lot of red-tape to open a business bank account. Mercury made it very easy to open and start operating. The interface is very intuitive, and works great on mobile. As a founder, I can make payments easily and send payment requests with a simple interface as well. It integrates with gusto for payroll and with QB and other essential software. The only minus is that it doesn't integrate with Zelle (at the time of this review) which would be ideal for a lot of micropayments. For the rest, highly recommended!

**What do you dislike about Mercury?**

Lack of integration with Zelle. That's about it.

**What problems is Mercury solving and how is that benefiting you?**

Provided business banking to new startups, which traditional banks make it very hard to do!

**Official Response from Anna Scharenbrock:**

> Thank you for taking the time to leave a review! We are happy to hear that you enjoyed Mercury's easy setup process and our payment request feature. I have submitted a feature request for Zelle integration with our team - we appreciate this feedback!

  ### 42. Excellent banking solution for the modern generation

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Non-Profit Organization Management | Small-Business (50 or fewer emp.)

**Reviewed Date:** May 23, 2023

**What do you like best about Mercury?**

Mercury provides the easy of use we come to expect from modern services, not what you get from a typical bank. Everything is online, fast. Banking and essential services are free. Saves our small communicty non-profit a ton of money and pain

**What do you dislike about Mercury?**

The mobile app could use some improvements.

**What problems is Mercury solving and how is that benefiting you?**

Banking, receiving and sending payments

**Official Response from Bob M:**

> Thank you for taking the time to leave us a review! We are so glad to hear that you have enjoyed your experience using Mercury so far. We would also love to hear more about your thoughts on our mobile app so please feel free to reach out to us at help@mercury.com at any time to chat more. Thank you again for your feedback! 

  ### 43. Mercury - exceptional business banking for startups

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Information Technology and Services | Small-Business (50 or fewer emp.)

**Reviewed Date:** May 22, 2023

**What do you like best about Mercury?**

Mercury has great solutions for so many of our needs: cash mgmt, free payment methods (incl wires), great perks, and a great user experience

**What do you dislike about Mercury?**

Somewhat low check deposit and wire limits for new accounts requiring manual process to get higher limits approved.

**What problems is Mercury solving and how is that benefiting you?**

Digital banking for all our banking needs as a startup

**Official Response from Bob M:**

> Hi there, thanks for taking the time to share this feedback with us. We're glad to hear that you have had a great experience using Mercury so far. Transaction limits are based on a number of internal factors but we are always happy to review requests to increase limits as needed. We'll be sure to pass your feedback on to our team though!

  ### 44. Amazing experience

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Consulting | Small-Business (50 or fewer emp.)

**Reviewed Date:** September 06, 2023

**What do you like best about Mercury?**

Easy onboarding, amazing interface and most important is their team.

**What do you dislike about Mercury?**

There is some commission on exchanging different currencies. But still it is ok for me.

**What problems is Mercury solving and how is that benefiting you?**

Getting paid from customers and paying money to employees.

**Official Response from Hannah Katz:**

> Thank you for your kind words! We love to hear that you’re enjoying the platform and are taking advantage of our stellar support team.

The 1% conversion fee for international wires in foreign currencies helps us cover the cost associated with sending money internationally, in addition to the fees associated with exchanging currency. If we are able to lower this amount in the future, we'll be sure to let our customers know!

  ### 45. Great banking solutions for my company

**Rating:** 5.0/5.0 stars

**Reviewed by:** Alex R. | President, Small-Business (50 or fewer emp.)

**Reviewed Date:** December 14, 2022

**What do you like best about Mercury?**

- great interface
- low fees / no fees
- simple to use debit and credit cards
- IO credit cards with cashback
- nice app
- it's easy to send and receive money
5 out of 5

**What do you dislike about Mercury?**

One time the credit card network was down for 30 minutes, and another time there was a problem with ACH.  Doesn't look like a big deal, but both times it took me several hours to resolve the issues it caused.

**What problems is Mercury solving and how is that benefiting you?**

We use Mercury as our primary bank account, debit and credit cards.

**Official Response from Anna Scharenbrock:**

> Hi Alex, thank you for taking the time to leave this feedback! We are happy to hear that you are enjoying Mercury's features, including our interface, lack of fees, and debit and credit cards. I'll pass your comment regarding the network issue over to our team - we appreciate this feedback!

  ### 46. Truly a seamless experience

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Accounting | Small-Business (50 or fewer emp.)

**Reviewed Date:** September 06, 2023

**What do you like best about Mercury?**

Incredible interface and is very intuitive for the user.

**What do you dislike about Mercury?**

Nothing really. Have never had any issues using the product!

**What problems is Mercury solving and how is that benefiting you?**

Makes it way easier to track team spends and assign budgets

**Official Response from Bob M:**

> Thanks for leaving us a review! We're so happy to hear that you have enjoyed using your Mercury account. Thanks again for your feedback! 

  ### 47. Excellent institution, serious and always directing us forward

**Rating:** 5.0/5.0 stars

**Reviewed by:** Ricardo Rogério P. | Supervisor, Small-Business (50 or fewer emp.)

**Reviewed Date:** December 13, 2022

**What do you like best about Mercury?**

The seriousness and organization, the respect for our company. I appreciate the way you work for our growth. We cannot think about losing. The goal of growth and partnership.

**What do you dislike about Mercury?**

In fact, there is nothing I can say against the institution, as it has filled a gap we had. I believe that perhaps creating lines of credit for working capital would be great.

**What problems is Mercury solving and how is that benefiting you?**

As an institution committed to our growth, we feel secure in being together. We are productive even at this early stage of the relationship. We are respected for this.

**Official Response from Anna Scharenbrock:**

> Hello Ricardo, thank you for taking the time to leave us a comment! We are very happy to know that you are enjoying our approach to growth and that you feel respected by Mercury. I will pass your comment about the inclusion of credit lines to our team. We appreciate your feedback!

  ### 48. Best banking partner for the modern startup

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Internet | Small-Business (50 or fewer emp.)

**Reviewed Date:** September 06, 2023

**What do you like best about Mercury?**

Investor introductions 
Continuous knowledge share and value add
Good design 
Strong community focus

**What do you dislike about Mercury?**

Nothing, absolutely nothing the product works well

**What problems is Mercury solving and how is that benefiting you?**

Making banking enjoyable

**Official Response from Bob M:**

> Thanks for taking the time to leave us a review! Our team is dedicated to creating great experiences so we're happy to hear that we've provided an enjoyable experience for you. Thank you again for your feedback!

  ### 49. Amazing banking experience

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Computer Software | Small-Business (50 or fewer emp.)

**Reviewed Date:** September 06, 2023

**What do you like best about Mercury?**

Seamless UI, easy to understand and transact.

**What do you dislike about Mercury?**

Nothing as such, it works pretty well for us.

**What problems is Mercury solving and how is that benefiting you?**

Helpful for US Banking solutions.

**Official Response from Hannah Katz:**

> Thank you so much for your kind review - we are so glad your experience using Mercury has been nothing but positive! 

  ### 50. Good bank for startups

**Rating:** 4.0/5.0 stars

**Reviewed by:** Verified User in Computer Software | Small-Business (50 or fewer emp.)

**Reviewed Date:** May 25, 2023

**What do you like best about Mercury?**

Very easy to use and issue credit cards on

**What do you dislike about Mercury?**

Managing spend is not simple to use and still requires tools like Quickbooks outside of Mercury

**What problems is Mercury solving and how is that benefiting you?**

Mercury is our bank and is great to use.

**Official Response from Bob M:**

> Hi there, thanks for leaving us a review! We're glad to hear that you have found Mercury easy to use. We'll provide feedback to our team that you would like to see more options for spend management in the future. Thanks again for your feedback!



- [View Mercury pricing details and edition comparison](https://www.g2.com/products/mercury-mercury/reviews?page=2&section=pricing&secure%5Bexpires_at%5D=2026-08-07+12%3A41%3A07+-0500&secure%5Bsession_id%5D=a1976e61-9458-4d4f-b12c-08e0c4d41c26&secure%5Btoken%5D=591f34c82add9c068a89e749d0dda6135783efb7198940f6a9d3d83b8944155e&format=llm_user)
## Mercury Integrations
  - [Finch](https://www.g2.com/products/finch-finch/reviews)
  - [NetSuite](https://www.g2.com/products/oracle-netsuite/reviews)
  - [Plaid](https://www.g2.com/products/plaid/reviews)
  - [QuickBooks Online](https://www.g2.com/products/quickbooks-online/reviews)
  - [Quicken](https://www.g2.com/products/quicken/reviews)
  - [Shopify](https://www.g2.com/products/shopify/reviews)
  - [Stripe Atlas](https://www.g2.com/products/stripe-atlas/reviews)
  - [Stripe Connect](https://www.g2.com/products/stripe-connect/reviews)
  - [Xero](https://www.g2.com/products/xero/reviews)
  - [Zapier](https://www.g2.com/products/zapier/reviews)

## Mercury Features
**Expense Reports**
- Bank / Credit Card Integration
- Smart Categorization
- Digital Receipt Management
- Employee Reimbursement
- Currency Conversions
- Corporate Card
- Credit Card Management

**Setup**
- Approvals

**Invoice Management**
- Capture
- Repository

**Bill Generation**
- Templates
- Digital Billing
- Recurring Billing
- Hourly Billing
- Contingency Billing
- Project Billing
- Multi-Period Recurring Billing
- Recurring/Subscription Billing
- Deferred Billing

**Agentic AI - Accounting & Finance**
- Autonomous Task Execution

**Agentic AI - Expense Management**
- Autonomous Task Execution

**Travel Management**
- Online Booking
- Credit Card Management
- Booking Management
- User Management
- Restriction Management
- Reservations Management
- Reimbursement Management
- Vendor Management
- Travel Management
- Promotions Management
- Workflow Management
- Receipt Management
- Supplier Management
- Compliance Management
- Policy Management
- Invoice Management
- Real-Time Notifications
- Third-Party Integrations
- Timesheet Management
- Invoice Management
- Reimbursement Management
- Real-Time Notifications

**Performance**
- Forecasting

**Invoice Processing**
- Matching
- Payments
- Workflows
- Recurring Payments

**Bill Processing**
- Consolidation
- Batch Invoicing
- Management
- Compliance Management
- Purchase Order Management
- Document Management
- Email Management
- Client Management
- Dunning Management
- Master Data Management
- Refund Management
- Discount Management
- Sales Tax Management
- Subscription Management
- Recurring Invoicing
- Billing & Invoicing

**Analytics**
- Due Dates

**Integration**
- Accounting
- Payments
- ERP
- Mobile Payments
- CRM

**Payment Cards**
- Recurring Virtual
- Physical

**Client Invoicing**
- Invoice Creation and Delivery
- Electronic Payments
- Biometric Recognition
- Optical Character Recognition

**Integration**
- Accounting
- Payment Integration
- ERP
- ERP integration

**Reporting**
- Real-Time Monitoring
- Multiple Views
- Data Import/Export
- Real-Time Updates
- Real-Time Reporting
- Real-Time Analytics

**Agentic AI - Billing**
- Autonomous Task Execution

**Generative AI - Expense Management**
- Image-to-Text
- Text Generation
- Text Summarization

**Additional Functionality**
- File Encryption
- Reporting & Statistics
- Alerts/Notifications
- Contact Database
- Third-Party Integrations
- AI Copilot
- File Sharing
- Purchasing & Receiving
- Multi-Language
- Activity Dashboard
- Customizable Invoices
- Real-Time Reporting
- Credit Card Processing
- Quotes/Estimates
- Fraud Detection
- Real-Time Data
- Generative AI
- Dynamic Pricing
- Credit Note
- Duplicate Detection
- Invoice History
- Reminders
- Billing Portal
- Accounting Integration
- Backup and Recovery
- Customizable Branding
- Bulk Send
- Invoice Creation
- Time & Expense Tracking
- API
- Customizable Reports
- Projections
- Multi-Currency
- Event Logs
- Invoice Processing
- Automated Receipt Matching
- Tax Calculation
- Payment Processing
- Data Import/Export
- Real-Time Analytics
- Client Portal
- Email Reminders
- Mobile Access
- Bank Reconciliation
- Transaction History
- Customer Accounts
- Customizable Fields
- PCI Compliance
- Audit Trail
- Multiple Payment Options
- Self Service Portal
- ACH Payment Processing
- Third-Party Integration
- Payment Tracking
- Batch Processing
- Approval Workflow
- For Small Businesses
- Tax Compliance
- Workflow Automation

**Additional Functionality**
- Audit Trail
- Secure Data Storage
- AI Copilot
- Approval Process Control
- Data Import/Export
- Duplicate Detection
- Expense Claims
- Budgeting/Forecasting
- Customizable Fields
- Spend Control
- Customizable Templates
- Access Controls/Permissions
- Reporting & Statistics
- Automated Receipt Matching
- Mobile Receipt Upload
- Billable & Non-Billable Hours
- Financial Analysis
- Categorization/Grouping
- Single Sign On
- Activity Dashboard

**Payments**
- Vendor
- Recurring
- Employee Reimbursements
- ACH
- Reimbursement Management

**Mobile**
- Receipt Capture
- Expense Tracking
- Real-Time Updates

**Platform**
- Embedded AI / Machine Learning
- Complex Approval Workflow
- Generative AI

**Fraud & Risk Management**
- Notifications
- Controls
- Budget Control
- Approval Process Control
- Spend Control
- Prepaid Cards

**Administration**
- PCI Regulation Compliant

**Additional Functionality**
- Reminders
- Activity Tracking
- Invoice Processing
- Accounting Integration
- Categorization/Grouping
- Reporting & Statistics
- Configurable Workflow
- Spend Analysis
- Expense Tracking
- Third-Party Integrations
- Accounting
- Audit Management
- Approval Workflow
- AI Copilot
- Supplier Management
- Invoice Management
- Billing & Invoicing
- Transaction History
- Purchase Order Management
- Audit Trail
- Generative AI
- Expense Claims
- Workflow Management
- Time & Expense Tracking
- Multi-Currency
- Vendor Management
- Procurement Management
- Credit Card Management
- Compliance Management
- Requisition Management
- Customizable Reports
- Ad hoc Reporting
- Financial Management
- API
- Rules-Based Workflow
- Receipt Management
- Activity Dashboard
- Purchasing & Receiving

**Administration**
- Business Tool Integration
- Policy Compliance Management
- User, Role, and Access Management
- Timesheet Management
- Payroll Management
- Employee Management
- Invoice Management
- Calendar Management
- Workflow Management
- Task Management
- Mobile Access
- Mobile Access
- Workflow Management

**Platform**
- Reporting
- APIs / Integration
- Internationalization
- Performance and Reliability
- Mobile User Support
- Accounting Integration
- QuickBooks Integration
- Real-Time Reporting
- Third-Party Integrations
- Payroll Integration
- Accounting Integration

**Audit**
- Overpayments
- Duplicates

**Fraud**
- Monitoring

**Additional Functionality**
- Data Import/Export
- Invoice Management
- Online Banking
- 1099 Preparation
- Generative AI
- Receipt Management
- AI Copilot
- Fraud Detection
- Duplicate Payment Alert
- Document Management
- Compliance Management
- Inventory Management
- Check Writing
- Mobile Access
- Audit Trail
- Reporting/Analytics
- Multi-Currency
- Status Tracking
- Activity Dashboard
- Cash Management
- Alerts/Notifications
- Billing & Invoicing
- Vendor Management
- Anomaly Detection
- API
- ACH Payment Processing
- Invoice Processing
- Aging Tracking
- Supplier Management
- General Ledger
- Expense Tracking
- Bank Reconciliation
- Workflow Management
- Customizable Reports
- Approval Process Control
- Electronic Funds Transfer
- Purchase Order Reconciliation
- Financial Management
- Workflow Automation

## Top Mercury Alternatives
  - [Brex](https://www.g2.com/products/brex/reviews) - 4.8/5.0 (1,595 reviews)
  - [Rho](https://www.g2.com/products/rho/reviews) - 4.7/5.0 (126 reviews)
  - [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) - 4.8/5.0 (2,480 reviews)

