# Mamo Business Reviews **Vendor:** Mamo **Category:** [Payment Processing Software](https://www.g2.com/categories/payment-processing) **Average Rating:** 3.3/5.0 **Total Reviews:** 3 ## About Mamo Business Mamo Business is an all-in-one financial services platform that helps businesses consolidate payment collection, corporate cards, and expense management in one beautiful, intuitive platform. With Mamo Card, you can save 5% on foreign transaction fees, set spending limits and manage company-wide spending. With Mamo Business, you can accept payments in more than 15 currencies and access some of the lowest transaction fees in the UAE - Fees start at 1.9%. With Mamo's expense management solution, you can speed up manual expense management, eliminate reimbursements, and complete month-end closes like a pro. With Mamo's many APIs, you can optimize checkout flows and automate finance operations. Mamo is used by over 1,000 companies to automate financial operations and save on fees. ## Mamo Business Reviews ### 1. Funds held for 540 days with no explanation **Rating:** 0.0/5.0 stars **Reviewed by:** Stepan K. | General Manager, Small-Business (50 or fewer emp.) **Reviewed Date:** April 20, 2026 **What do you like best about Mamo Business?** No pros at all. Only maybe fast setup, but its not worth it. **What do you dislike about Mamo Business?** We used Mamo Pay as a payment solution for our UAE-registered business. Our account was suspended in October 2025 and all funds were frozen without prior notice. After the initial six-month hold period passed, we requested the release of our funds. Mamo extended the hold to 540 days from the last transaction date, citing "material risk of chargebacks or regulatory exposure" - with no specific evidence, no chargeback claims disclosed, and no documentation provided to justify this decision. We offered to submit our Emirates NBD and Stripe account statements to demonstrate our business is in good standing. This offer was not engaged with. When we asked for clarification, Mamo stated they are "not able to disclose the specific risk assessments" behind their decision. We have now filed formal complaints with Sanadak (CBUAE) under case reference CAS-274162-D8M8J0, and with the Dubai Financial Services Authority (DFSA). Legal action is also being pursued. If you are a business considering Mamo Pay, be aware that your funds can be held for an extended period based on undisclosed internal assessments, with limited recourse available through the platform itself. **What problems is Mamo Business solving and how is that benefiting you?** Only problems, not solving at all. ### 2. Seamless business transactions! **Rating:** 5.0/5.0 stars **Reviewed by:** Sima B. | Psychologist, Small-Business (50 or fewer emp.) **Reviewed Date:** November 14, 2022 **What do you like best about Mamo Business?** I like the ease of use! I can easily generate links for my clients and keep track of my finances. It helps my growing business receive and process payments in a seamless way. **What do you dislike about Mamo Business?** There isn't something specific that I dislike about the MamoPay Business. I find all the features and the dashboard straightforward to use. I would add a couple more features (such as a feature where I can automatically send a follow-up email to my clients after they submit a payment). I don't dislike anything about MamoPay. **What problems is Mamo Business solving and how is that benefiting you?** It's solving the problem of going through bureaucratic systems to create a reliable way to receive payments from my clients. The MamoPay Business support team is very responsive, and I haven't had any issues with my transactions thus far. The support team is always very helpful and responsive. ### 3. Great solution for my Business **Rating:** 5.0/5.0 stars **Reviewed by:** Marko M. | Wellbeing advisor, Small-Business (50 or fewer emp.) **Reviewed Date:** November 08, 2022 **What do you like best about Mamo Business?** It's easy, simple, beautiful and it works **What do you dislike about Mamo Business?** Nothing so far, would like even more options in the future **What problems is Mamo Business solving and how is that benefiting you?** Avoid unpleasant dealing with clients, just send them link for payment. - [View Mamo Business pricing details and edition comparison](https://www.g2.com/products/mamo-business/reviews?section=pricing&secure%5Bexpires_at%5D=2026-05-31+04%3A16%3A09+-0500&secure%5Bsession_id%5D=122a4ef7-61cb-4573-9242-36d3c10d3d47&secure%5Btoken%5D=df8c28e3250d414bd068998fd983c3f1f1b8f8d944d0ee35e36fcd79811db289&format=llm_user) ## Mamo Business Features **Expense Reports** - Ease of Creating Expense Reports - Bank / Credit Card Integration - Smart Categorization - Digital Receipt Management - Employee Reimbursement - Currency Conversions - Credit Card Integration **Payment Options** - Recurring Billing - Instant Payment - Accepted Credit Cards and Debit Cards - Split Payments - Real-Time Payments - Multi-Currency - Online payment portal **Payment Processing** - Encryption - Credit Card Processing - Mobile Payments - Digital Wallet Integration **Card Management** - Card Types - Card Controls - Configuration - Fulfillment - Replacement **Agentic AI - Accounting & Finance** - Autonomous Task Execution **Agentic AI - Expense Management** - Autonomous Task Execution - Cross-system Integration **Administration** - Reporting/Dashboards - User, Role, and Access Management - Payout Time - Dispute Resolution - Omnichannel - Levels 1 & 2 - Level 3 **Administration** - Reporting & Analytics - E-commerce Integration - Processing Fees - POS Integration - Omnichannel - Levels 1 & 2 - Level 3 **Controls** - Tokenization - Security - Card Networks - Integration - Testing - APIs **Security** - PCI Compliance - Fraud Protection Tools - Data Tokenization - Two-Factor Authentication **Payment Options** - Multi-Currency - Online payment portal **Client Invoicing** - Invoice Creation and Delivery - Electronic Payments - Project Accounting / Revenue Recognition **Development** - Customization (Fields, Objects, and Layouts) - APIs - Accounting Software Integration - E-Commerce Software Integration **Generative AI - Expense Management** - Image-to-Text - Text Generation - Text Summarization **Platform** - Performance and Reliability - Internationalization - Operating Country - API / Integrations - PCI Regulation Compliance - Accounting integration - E-commerce Integration **Platform** - Accounting integration - E-commerce Integration **Mobile** - Receipt Capture **Platform** - Embedded AI / Machine Learning - Complex Approval Workflow **Agentic AI - Payment Gateways** - Autonomous Task Execution - Cross-system Integration - Decision Making **Administration** - PCI Regulation Compliant **Administration** - Business Tool Integration - Workflow - Automated Reminders - Policy Compliance Management - User, Role, and Access Management **Platform** - Reporting - APIs / Integration - Performance and Reliability - Mobile User Support ## Top Mamo Business Alternatives - [Navan (Formerly TripActions)](https://www.g2.com/products/navan-formerly-tripactions/reviews) - 4.7/5.0 (8,939 reviews) - [PayPal Payments](https://www.g2.com/products/paypal/reviews) - 4.4/5.0 (2,688 reviews) - [Pleo](https://www.g2.com/products/pleo/reviews) - 4.7/5.0 (1,417 reviews)