# Top 10 Laybuy Alternatives & Competitors **Average Rating:** 4.3/5 **Total Number of Reviews:** 10 The Installment Payment and Buy Now Pay Later (BNPL) Software solutions below are the most common alternatives that users and reviewers compare with Laybuy. Other important factors to consider when researching alternatives to Laybuy include customer service and features. The best overall Laybuy alternative is FuturePay. Other similar apps like Laybuy are Sezzle, GoCardless, Splitit, and PayPal Payments. Laybuy alternatives can be found in [Installment Payment and Buy Now Pay Later (BNPL) Software](https://www.g2.com/categories/installment-payment-and-buy-now-pay-later-bnpl) but may also be in [Payment Processing Software](https://www.g2.com/categories/payment-processing). ## Best Paid & Free Alternatives to Laybuy - [FuturePay](https://www.g2.com/products/futurepay-inc-futurepay/reviews) - [Sezzle](https://www.g2.com/products/sezzle/reviews) - [GoCardless](https://www.g2.com/products/gocardless/reviews) - [Splitit](https://www.g2.com/products/splitit/reviews) - [PayPal Payments](https://www.g2.com/products/paypal/reviews) - [Afterpay](https://www.g2.com/products/afterpay/reviews) - [Klarna](https://www.g2.com/products/klarna/reviews) - [EasyPay](https://www.g2.com/products/easypay/reviews) - [Sunbit](https://www.g2.com/products/sunbit/reviews) - [Affirm](https://www.g2.com/products/affirm/reviews) ## Top 10 Alternatives to Laybuy Recently Reviewed By G2 Community Browse options below. Based on reviewer data, you can see how Laybuy stacks up to the competition, check reviews from current & previous users in industries like Information Technology and Services, Consumer Services, and Non-Profit Organization Management, and find the best product for your business. ### 1. [FuturePay](https://www.g2.com/products/futurepay-inc-futurepay/reviews) By FuturePay **Average Rating:** 4.2/5 **Total Reviews:** 10 FuturePay is a payment option that lets your customers buy now and pay later – without a credit card. Reviewers say compared to Laybuy, FuturePay is: - Better at support - More usable Categories in common with Laybuy: [Installment Payment and Buy Now Pay Later (BNPL)](https://www.g2.com/categories/installment-payment-and-buy-now-pay-later-bnpl) **Compare:** [Laybuy vs FuturePay](https://www.g2.com/compare/futurepay-inc-futurepay-vs-laybuy) **Compare FuturePay with other alternatives:** - [FuturePay vs Sezzle](https://www.g2.com/compare/futurepay-inc-futurepay-vs-sezzle) - [FuturePay vs GoCardless](https://www.g2.com/compare/futurepay-inc-futurepay-vs-gocardless) - [FuturePay vs Splitit](https://www.g2.com/compare/futurepay-inc-futurepay-vs-splitit) - [FuturePay vs PayPal Payments](https://www.g2.com/compare/futurepay-inc-futurepay-vs-paypal) - [FuturePay vs Afterpay](https://www.g2.com/compare/afterpay-vs-futurepay-inc-futurepay) - [FuturePay vs Klarna](https://www.g2.com/compare/futurepay-inc-futurepay-vs-klarna) - [FuturePay vs EasyPay](https://www.g2.com/compare/easypay-vs-futurepay-inc-futurepay) - [FuturePay vs Sunbit](https://www.g2.com/compare/futurepay-inc-futurepay-vs-sunbit) - [FuturePay vs Affirm](https://www.g2.com/compare/affirm-vs-futurepay-inc-futurepay) ### 2. [Sezzle](https://www.g2.com/products/sezzle/reviews) By Sezzle **Average Rating:** 4.6/5 **Total Reviews:** 122 Sezzle increases sales and order values by enabling your customers to buy now and pay later with interest-free installment plans. Reviewers say compared to Laybuy, Sezzle is: - Better at support - Better at meeting requirements - More usable Categories in common with Laybuy: [Installment Payment and Buy Now Pay Later (BNPL)](https://www.g2.com/categories/installment-payment-and-buy-now-pay-later-bnpl) **Compare:** [Laybuy vs Sezzle](https://www.g2.com/compare/laybuy-vs-sezzle) **Compare Sezzle with other alternatives:** - [Sezzle vs FuturePay](https://www.g2.com/compare/futurepay-inc-futurepay-vs-sezzle) - [Sezzle vs GoCardless](https://www.g2.com/compare/gocardless-vs-sezzle) - [Sezzle vs Splitit](https://www.g2.com/compare/sezzle-vs-splitit) - [Sezzle vs PayPal Payments](https://www.g2.com/compare/paypal-vs-sezzle) - [Sezzle vs Afterpay](https://www.g2.com/compare/afterpay-vs-sezzle) - [Sezzle vs Klarna](https://www.g2.com/compare/klarna-vs-sezzle) - [Sezzle vs EasyPay](https://www.g2.com/compare/easypay-vs-sezzle) - [Sezzle vs Sunbit](https://www.g2.com/compare/sezzle-vs-sunbit) - [Sezzle vs Affirm](https://www.g2.com/compare/affirm-vs-sezzle) ### 3. [GoCardless](https://www.g2.com/products/gocardless/reviews) By GoCardless **Average Rating:** 4.6/5 **Total Reviews:** 320 Collect instant, one-off payments. Or automated, recurring payments. Without the chasing, stress, or expensive fees. Reviewers say compared to Laybuy, GoCardless is: - Better at support - Better at meeting requirements - More usable Categories in common with Laybuy: [Installment Payment and Buy Now Pay Later (BNPL)](https://www.g2.com/categories/installment-payment-and-buy-now-pay-later-bnpl) **Compare:** [Laybuy vs GoCardless](https://www.g2.com/compare/gocardless-vs-laybuy) **Compare GoCardless with other alternatives:** - [GoCardless vs FuturePay](https://www.g2.com/compare/futurepay-inc-futurepay-vs-gocardless) - [GoCardless vs Sezzle](https://www.g2.com/compare/gocardless-vs-sezzle) - [GoCardless vs Splitit](https://www.g2.com/compare/gocardless-vs-splitit) - [GoCardless vs PayPal Payments](https://www.g2.com/compare/gocardless-vs-paypal) - [GoCardless vs Afterpay](https://www.g2.com/compare/afterpay-vs-gocardless) - [GoCardless vs Klarna](https://www.g2.com/compare/gocardless-vs-klarna) - [GoCardless vs EasyPay](https://www.g2.com/compare/easypay-vs-gocardless) - [GoCardless vs Sunbit](https://www.g2.com/compare/gocardless-vs-sunbit) - [GoCardless vs Affirm](https://www.g2.com/compare/affirm-vs-gocardless) ### 4. [Splitit](https://www.g2.com/products/splitit/reviews) By Splitit **Average Rating:** 4.1/5 **Total Reviews:** 20 Splitit enables merchants from around the globe to offer their customers interest-free monthly payment plans using their existing Visa and MasterCard credit and debit cards. Reviewers say compared to Laybuy, Splitit is: - Better at support Categories in common with Laybuy: [Installment Payment and Buy Now Pay Later (BNPL)](https://www.g2.com/categories/installment-payment-and-buy-now-pay-later-bnpl) **Compare:** [Laybuy vs Splitit](https://www.g2.com/compare/laybuy-vs-splitit) **Compare Splitit with other alternatives:** - [Splitit vs FuturePay](https://www.g2.com/compare/futurepay-inc-futurepay-vs-splitit) - [Splitit vs Sezzle](https://www.g2.com/compare/sezzle-vs-splitit) - [Splitit vs GoCardless](https://www.g2.com/compare/gocardless-vs-splitit) - [Splitit vs PayPal Payments](https://www.g2.com/compare/paypal-vs-splitit) - [Splitit vs Afterpay](https://www.g2.com/compare/afterpay-vs-splitit) - [Splitit vs Klarna](https://www.g2.com/compare/klarna-vs-splitit) - [Splitit vs EasyPay](https://www.g2.com/compare/easypay-vs-splitit) - [Splitit vs Sunbit](https://www.g2.com/compare/splitit-vs-sunbit) - [Splitit vs Affirm](https://www.g2.com/compare/affirm-vs-splitit) ### 5. [PayPal Payments](https://www.g2.com/products/paypal/reviews) By PayPal **Average Rating:** 4.4/5 **Total Reviews:** 2,696 PayPal Payments is a comprehensive payment processing solution designed to empower businesses of all sizes to accept payments seamlessly from customers worldwide. By integrating PayPal Payments, merchants can offer a variety of payment options, enhancing the checkout experience and potentially increasing conversion rates. Key Features and Functionality: - Global Payment Acceptance: Supports transactions in over 200 markets and 140 currencies, enabling businesses to cater to a diverse customer base. - Multiple Payment Methods: Allows customers to pay using credit and debit cards, PayPal balances, and other local payment methods, providing flexibility and convenience. - Seamless Integration: Compatible with major eCommerce platforms, facilitating easy integration into existing online stores. - Advanced Security Measures: Incorporates robust fraud protection tools and compliance features to safeguard both merchants and customers. - Financial Services: Offers access to business loans and working capital, assisting merchants in managing and expanding their operations. Primary Value and Solutions Provided: PayPal Payments addresses the critical need for businesses to offer secure, efficient, and versatile payment options to their customers. By leveraging PayPal's extensive network and trusted reputation, merchants can enhance customer trust, streamline payment processes, and expand their reach to international markets. The platform's comprehensive suite of tools not only facilitates payment acceptance but also supports business growth through financial services and operational insights. Reviewers say compared to Laybuy, PayPal Payments is: - Better at support - Better at meeting requirements - More usable Categories in common with Laybuy: [Installment Payment and Buy Now Pay Later (BNPL)](https://www.g2.com/categories/installment-payment-and-buy-now-pay-later-bnpl) **Compare:** [Laybuy vs PayPal Payments](https://www.g2.com/compare/laybuy-vs-paypal) **Compare PayPal Payments with other alternatives:** - [PayPal Payments vs FuturePay](https://www.g2.com/compare/futurepay-inc-futurepay-vs-paypal) - [PayPal Payments vs Sezzle](https://www.g2.com/compare/paypal-vs-sezzle) - [PayPal Payments vs GoCardless](https://www.g2.com/compare/gocardless-vs-paypal) - [PayPal Payments vs Splitit](https://www.g2.com/compare/paypal-vs-splitit) - [PayPal Payments vs Afterpay](https://www.g2.com/compare/afterpay-vs-paypal) - [PayPal Payments vs Klarna](https://www.g2.com/compare/klarna-vs-paypal) - [PayPal Payments vs EasyPay](https://www.g2.com/compare/easypay-vs-paypal) - [PayPal Payments vs Sunbit](https://www.g2.com/compare/paypal-vs-sunbit) - [PayPal Payments vs Affirm](https://www.g2.com/compare/affirm-vs-paypal) ### 6. [Afterpay](https://www.g2.com/products/afterpay/reviews) By Afterpay **Average Rating:** 4.1/5 **Total Reviews:** 40 Afterpay integrates with your store directly via API or by using one of our platform plugins. Afterpay also provides comprehensive technical support for initial integrations and ongoing maintenance. Reviewers say compared to Laybuy, Afterpay is: - Better at support Categories in common with Laybuy: [Installment Payment and Buy Now Pay Later (BNPL)](https://www.g2.com/categories/installment-payment-and-buy-now-pay-later-bnpl) **Compare:** [Laybuy vs Afterpay](https://www.g2.com/compare/afterpay-vs-laybuy) **Compare Afterpay with other alternatives:** - [Afterpay vs FuturePay](https://www.g2.com/compare/afterpay-vs-futurepay-inc-futurepay) - [Afterpay vs Sezzle](https://www.g2.com/compare/afterpay-vs-sezzle) - [Afterpay vs GoCardless](https://www.g2.com/compare/afterpay-vs-gocardless) - [Afterpay vs Splitit](https://www.g2.com/compare/afterpay-vs-splitit) - [Afterpay vs PayPal Payments](https://www.g2.com/compare/afterpay-vs-paypal) - [Afterpay vs Klarna](https://www.g2.com/compare/afterpay-vs-klarna) - [Afterpay vs EasyPay](https://www.g2.com/compare/afterpay-vs-easypay) - [Afterpay vs Sunbit](https://www.g2.com/compare/afterpay-vs-sunbit) - [Afterpay vs Affirm](https://www.g2.com/compare/affirm-vs-afterpay) ### 7. [Klarna](https://www.g2.com/products/klarna/reviews) By Klarna **Average Rating:** 3.1/5 **Total Reviews:** 56 Klarna is a global fintech company that offers innovative payment and marketing solutions designed to enhance the shopping experience for consumers and drive growth for businesses. By providing flexible payment options and performance-driven marketing tools, Klarna helps merchants attract, convert, and retain customers more effectively. Key Features and Functionality: - Flexible Payment Options: Klarna offers a variety of payment methods, including: - Pay in Full: Immediate payment at the time of purchase. - Pay in 30 Days: Allows customers to receive products and pay up to 30 days later without interest or late fees when paid on time. - Pay in 3 or 4 Installments: Enables shoppers to split purchases into smaller, interest-free payments. - Financing: Provides longer-term payment plans for larger purchases, offering manageable monthly payments. - Marketing Solutions: Klarna's full-funnel marketing suite allows businesses to run targeted campaigns across various channels, including search, programmatic ads, affiliate placements, cashback offers, and personalized in-app content, reaching over 24 million active shoppers. - Seamless Integration: Klarna integrates with major e-commerce platforms such as Shopify, Magento, WooCommerce, and BigCommerce, as well as payment partners like Stripe and Adyen, facilitating easy adoption for merchants. Primary Value and Solutions for Users: For consumers, Klarna provides a flexible and convenient shopping experience by offering multiple payment options that cater to different financial needs, thereby enhancing purchasing power and satisfaction. For merchants, Klarna drives business growth by increasing average order values, improving conversion rates, and fostering customer loyalty through its comprehensive payment and marketing solutions. Categories in common with Laybuy: [Installment Payment and Buy Now Pay Later (BNPL)](https://www.g2.com/categories/installment-payment-and-buy-now-pay-later-bnpl) **Compare:** [Laybuy vs Klarna](https://www.g2.com/compare/klarna-vs-laybuy) **Compare Klarna with other alternatives:** - [Klarna vs FuturePay](https://www.g2.com/compare/futurepay-inc-futurepay-vs-klarna) - [Klarna vs Sezzle](https://www.g2.com/compare/klarna-vs-sezzle) - [Klarna vs GoCardless](https://www.g2.com/compare/gocardless-vs-klarna) - [Klarna vs Splitit](https://www.g2.com/compare/klarna-vs-splitit) - [Klarna vs PayPal Payments](https://www.g2.com/compare/klarna-vs-paypal) - [Klarna vs Afterpay](https://www.g2.com/compare/afterpay-vs-klarna) - [Klarna vs EasyPay](https://www.g2.com/compare/easypay-vs-klarna) - [Klarna vs Sunbit](https://www.g2.com/compare/klarna-vs-sunbit) - [Klarna vs Affirm](https://www.g2.com/compare/affirm-vs-klarna) ### 8. [EasyPay](https://www.g2.com/products/easypay/reviews) By EasyPay **Average Rating:** 4.4/5 **Total Reviews:** 32 EasyPay Finance meets the needs of retailers and auto repair dealers by providing simple and affordable payment plans for their customers. Reviewers say compared to Laybuy, EasyPay is: - Better at support - Better at meeting requirements Categories in common with Laybuy: [Installment Payment and Buy Now Pay Later (BNPL)](https://www.g2.com/categories/installment-payment-and-buy-now-pay-later-bnpl) **Compare:** [Laybuy vs EasyPay](https://www.g2.com/compare/easypay-vs-laybuy) **Compare EasyPay with other alternatives:** - [EasyPay vs FuturePay](https://www.g2.com/compare/easypay-vs-futurepay-inc-futurepay) - [EasyPay vs Sezzle](https://www.g2.com/compare/easypay-vs-sezzle) - [EasyPay vs GoCardless](https://www.g2.com/compare/easypay-vs-gocardless) - [EasyPay vs Splitit](https://www.g2.com/compare/easypay-vs-splitit) - [EasyPay vs PayPal Payments](https://www.g2.com/compare/easypay-vs-paypal) - [EasyPay vs Afterpay](https://www.g2.com/compare/afterpay-vs-easypay) - [EasyPay vs Klarna](https://www.g2.com/compare/easypay-vs-klarna) - [EasyPay vs Sunbit](https://www.g2.com/compare/easypay-vs-sunbit) - [EasyPay vs Affirm](https://www.g2.com/compare/affirm-vs-easypay) ### 9. [Sunbit](https://www.g2.com/products/sunbit/reviews) By Sunbit **Average Rating:** 4.9/5 **Total Reviews:** 138 Sunbit is a fundamentally new way to pay, that eliminates financial waste while providing the best possible experience for retailers and customers. Sunbit is the simplest and quickest way for retailers to split a purchase into multiple payments, increasing sales and extending the buying power of customers so that retailers earn more while customers pay less. Reviewers say compared to Laybuy, Sunbit is: - Better at support - Better at meeting requirements - More usable Categories in common with Laybuy: [Installment Payment and Buy Now Pay Later (BNPL)](https://www.g2.com/categories/installment-payment-and-buy-now-pay-later-bnpl) **Compare:** [Laybuy vs Sunbit](https://www.g2.com/compare/laybuy-vs-sunbit) **Compare Sunbit with other alternatives:** - [Sunbit vs FuturePay](https://www.g2.com/compare/futurepay-inc-futurepay-vs-sunbit) - [Sunbit vs Sezzle](https://www.g2.com/compare/sezzle-vs-sunbit) - [Sunbit vs GoCardless](https://www.g2.com/compare/gocardless-vs-sunbit) - [Sunbit vs Splitit](https://www.g2.com/compare/splitit-vs-sunbit) - [Sunbit vs PayPal Payments](https://www.g2.com/compare/paypal-vs-sunbit) - [Sunbit vs Afterpay](https://www.g2.com/compare/afterpay-vs-sunbit) - [Sunbit vs Klarna](https://www.g2.com/compare/klarna-vs-sunbit) - [Sunbit vs EasyPay](https://www.g2.com/compare/easypay-vs-sunbit) - [Sunbit vs Affirm](https://www.g2.com/compare/affirm-vs-sunbit) ### 10. [Affirm](https://www.g2.com/products/affirm/reviews) By Affirm **Average Rating:** 4.3/5 **Total Reviews:** 48 Affirm helps merchants of all sizes drive growth and better serve their customers. We’ve proven that we can increase sales and introduce new consumers to our merchant partners. That’s why our partners include household-name brands across home and lifestyle, fashion, beauty, travel, fitness, auto service and parts, and more. This network is further bolstered by the Affirm app, which gives consumers a convenient way to use Affirm as an omnichannel payment method, while providing a marketplace for merchants to reach consumers. Categories in common with Laybuy: [Installment Payment and Buy Now Pay Later (BNPL)](https://www.g2.com/categories/installment-payment-and-buy-now-pay-later-bnpl) **Compare:** [Laybuy vs Affirm](https://www.g2.com/compare/affirm-vs-laybuy) **Compare Affirm with other alternatives:** - [Affirm vs FuturePay](https://www.g2.com/compare/affirm-vs-futurepay-inc-futurepay) - [Affirm vs Sezzle](https://www.g2.com/compare/affirm-vs-sezzle) - [Affirm vs GoCardless](https://www.g2.com/compare/affirm-vs-gocardless) - [Affirm vs Splitit](https://www.g2.com/compare/affirm-vs-splitit) - [Affirm vs PayPal Payments](https://www.g2.com/compare/affirm-vs-paypal) - [Affirm vs Afterpay](https://www.g2.com/compare/affirm-vs-afterpay) - [Affirm vs Klarna](https://www.g2.com/compare/affirm-vs-klarna) - [Affirm vs EasyPay](https://www.g2.com/compare/affirm-vs-easypay) - [Affirm vs Sunbit](https://www.g2.com/compare/affirm-vs-sunbit) ## Explore Articles - [What software provides the most advanced client communication features?](https://www.g2.com/discussions/what-software-provides-the-most-advanced-client-communication-features) - [What's the leading session replay solution for small businesses](https://www.g2.com/discussions/what-s-the-leading-session-replay-solution-for-small-businesses) - [What is the top media and influencer targeting software for agencies?](https://www.g2.com/discussions/what-is-the-top-media-and-influencer-targeting-software-for-agencies) - [Best user insights platform for mid-size businesses](https://www.g2.com/discussions/best-user-insights-platform-for-mid-size-businesses) - [Best project management app with time tracking](https://www.g2.com/discussions/best-project-management-app-with-time-tracking) - [Best experience management software for small businesses](https://www.g2.com/discussions/best-experience-management-software-for-small-businesses) ## Spotlight Categories - [Board Management Software](https://www.g2.com/categories/board-management) - [Relational Databases](https://www.g2.com/categories/relational-databases) - [Email Marketing Software](https://www.g2.com/categories/email-marketing)