IntelliFNOL™ is a smart product that focuses on commercial lines in property & casualty insurance. It is a robust and powerful first notice of loss reporting tool that directly addresses timely data collection with a policy coverage check, unlimited photo and video capture, configurable workflows and a seamless on demand customer configurable set of data elements. Our FNOL app and web application may be integrated with existing claim workflows greatly enhancing the FNOL application function, improving fraud detection, enhancing customer/policyholder satisfaction and improving accuracy. We believe that insurance carriers, funds/trusts, self-insureds and municipalities will benefit significantly by implementing this tool. Most claim processing organizations provide their policy holders/customers/employees with some sort of a web reporting capability to process a first notice of loss (FNOL). Some may even provide a static mobile app for video streaming. However, very few offer an intelligent FNOL app to expedite early loss reporting. IntelliFNOL is a combination of an iPhone/Android app that works seamlessly with our Cloud based web application. Key features of IntelliFNOL are listed below. REPORT AN INCIDENT Provide a capability to report a loss to a carrier, self-insured, or municipality’s claim system in minutes ARTIFICIAL INTELLIGENCE Leverage artificial intelligence smart algorithms to increase the accuracy of the early incident report POLICY COVERAGE CHECK Enables an early policy coverage check for carriers or a retention check in case of self-insureds QUICK CLAIM RESOLUTION Enhance accuracy and quick claim resolution through our photo, audio and video capture capability FRAUD IDENTIFICATION Early identification of potential fraud GEOCODING Geocoding of the incident provides an additional fraud check SUBROGATION IDENTIFICATION Early identification of subrogation opportunities LOCATE PROVIDERS Locate a preferred health care provider, garages, etc. using the smartphone map and direction features ENHANCE VALUE Enhance value to policyholders, self-insureds and municipalities by speeding up the claim payment process REDUCE CHANCES OF LITIGATION Reduce chances of litigation by eliminating confusion and frustration with involved parties by providing a timely reporting capability