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GoCardless Bank Account Data Reviews & Product Details

AC
Web developer
Small-Business(50 or fewer emp.)
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Validated Reviewer
Verified Current User
Review source: Organic
(Original )Information
What do you like best about GoCardless Bank Account Data?

- it is an easy way to process bank statements - very useful for financial companies

- free to use commercially

- many integrated banks

- the support team is very responsive. We communicate easily with the support team

- easy integration

- the Nordigen platform is user-friendly. Review collected by and hosted on G2.com.

What do you dislike about GoCardless Bank Account Data?

I don't have bad feedback. No complaints. Review collected by and hosted on G2.com.

What problems is GoCardless Bank Account Data solving and how is that benefiting you?

Banking integration. Our company works in the financial field. The Nordigen platform helps us to process the account statements for our customers. They can easily match their invoices with the bank transactions. Review collected by and hosted on G2.com.

GoCardless Bank Account Data Overview

What is GoCardless Bank Account Data?

GoCardless Bank Account Data (Ex-Nordigen) enables businesses to securely access your user’s bank account information for better lending, accounting, KYC, and financial management. Why chose us? 1) Leading bank coverage in the UK and Europe 2) Reliable connections, with more than 99% uptime (low downtimes) 3) Standardised data, delivered quickly 4) Fast and easy setup with pay-as-you go flexibility 5) Personalised and responsive support

GoCardless Bank Account Data Details
Languages Supported
German, English, French, Italian, Latvian, Dutch, Portuguese, Russian, Spanish
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Product Description

An API based product supporting all available Open Banking functionalities (client authorisation, data feeds, access scope definitions) in a unified standard (Berling Group Standard) Seller details Description: GoCardless is on a mission to become the world’s bank payment network and we believe open banking is a huge enabler. That is why GoCardless Bank Account Data is there and enables businesses to securely access their user’s bank account information for better lending, accounting, KYC, and financial management.


Seller Details
Year Founded
2011
HQ Location
London, GB
Twitter
@GoCardless
13,169 Twitter followers
LinkedIn® Page
www.linkedin.com
827 employees on LinkedIn®
Description

An API based product supporting all available Open Banking functionalities (client authorisation, data feeds, access scope definitions) in a unified standard (Berling Group Standard)


Madara S.
MS
Overview Provided by:

Recent GoCardless Bank Account Data Reviews

Mathias W.
MW
Mathias W.Small-Business (50 or fewer emp.)
5.0 out of 5
"GoCardless / Nordigen AIS provides fastest implementation time"
Nordigen/GoCardless provides a great Quickstart guide to their simple, yet powerful REST API for PSD2 AIS services. This allowed me to easily int...
AC
Alina C.Small-Business (50 or fewer emp.)
5.0 out of 5
"Easy to integrate, free and very useful"
- it is an easy way to process bank statements - very useful for financial companies - free to use commercially - many integrated banks - the s...
Verified User
T
Verified UserMid-Market (51-1000 emp.)
3.5 out of 5
"High value of the product"
Nordigen solves the issue of connection with many bank accounts.
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GoCardless Bank Account Data Media

GoCardless Bank Account Data Demo - Open Banking Developer Portal
Our developer dashboard is your gateway to the world of Open Banking innovation. Here, you'll find a comprehensive suite of tools and resources designed to empower developers and businesses to harness the full potential of Open Banking data.
GoCardless Bank Account Data Demo - Coverage page
Connect to 2,300+ banks In 30+ countries across the UK and Europe. All with just one integration.
GoCardless Bank Account Data Demo - How it works
Build just one connection to GoCardless Bank Account Data.
GoCardless Bank Account Data Demo - Customer consent screen
One integration, millions of bank accounts
Answer a few questions to help the GoCardless Bank Account Data community
Have you used GoCardless Bank Account Data before?
Yes

25 out of 26 Total Reviews for GoCardless Bank Account Data

4.8 out of 5
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Overall Review Sentiment for GoCardless Bank Account DataQuestion

Time to Implement
<1 day
>12 months
Return on Investment
<6 months
48+ months
Ease of Setup
0 (Difficult)
10 (Easy)
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Mathias W.
MW
ServiceNow Architect
Small-Business(50 or fewer emp.)
More Options
Validated Reviewer
Verified Current User
Review source: Organic
What do you like best about GoCardless Bank Account Data?

Nordigen/GoCardless provides a great Quickstart guide to their simple, yet powerful REST API for PSD2 AIS services.

This allowed me to easily integrate multiple bank accounts from different banks within hours.

The REST API sticks to common web development best practices, so it can be easily integrated in a wide variety of systems.

Also their support team managed a PSD2-connectivity issue, which was caused by my bank.

Did I mention its free for starters? Review collected by and hosted on G2.com.

What do you dislike about GoCardless Bank Account Data?

Nothing. Absolutely nothing. Even performance is great! Review collected by and hosted on G2.com.

What problems is GoCardless Bank Account Data solving and how is that benefiting you?

Nordigen / GoCardless AIS allows me to easily read account balances and transactions from bank accounts. Review collected by and hosted on G2.com.

RD
Software Engineer
Small-Business(50 or fewer emp.)
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Validated Reviewer
Verified Current User
Review source: Organic
What do you like best about GoCardless Bank Account Data?

After researching and experimenting for a long time with APIs to simply retrieve banking transactions for our customers, we came across Nordigen. So far this is the best solution we could find! The support is very very responsive, especially Rudolfs who took care of us throughout the integration. The documentation of their API is clear, the implementation fast... And all this for unparalleled competitiveness with every other solution we have tested so far. We strongly recommend Nordigen above all others and will continue to work with them for a long time! Review collected by and hosted on G2.com.

What do you dislike about GoCardless Bank Account Data?

Nothing at all. They happened to be just perfect so far. Review collected by and hosted on G2.com.

What problems is GoCardless Bank Account Data solving and how is that benefiting you?

We wanted a solution that would allow our users to "connect" their professional bank accounts to retrieve transactions and perform accounting operations on them. As our solution is accounting software, we needed to choose the right partner to assist us in this task, and Nordigen appeared to be the best solution for us. Review collected by and hosted on G2.com.

Nikita R.
NR
Product Manager
Small-Business(50 or fewer emp.)
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Validated Reviewer
Verified Current User
Review source: Organic
What do you like best about GoCardless Bank Account Data?

API is quite simple and well documented. Also the support team is always here to help. Review collected by and hosted on G2.com.

What do you dislike about GoCardless Bank Account Data?

There are no real problems. All the negotiations can be addressed only to banks or PSD2 requirements themselves, but Nordigen makes everything to minimize them. Review collected by and hosted on G2.com.

What problems is GoCardless Bank Account Data solving and how is that benefiting you?

As we provide Accounting service, we always need financial data from customers. With help of Nordigen, we ask clients to connect their accounts once, instead of uploading Bank Statements every monce. What is more beneficial is that the service is absolutely free. Review collected by and hosted on G2.com.

Edgars I.
EI
Lending process product manager in Baltics
Enterprise(> 1000 emp.)
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Validated Reviewer
Verified Current User
Review source: Organic
What do you like best about GoCardless Bank Account Data?

I really like working with a modern fintech company, which has great customer support, amazing offered products and great IT solutions. Review collected by and hosted on G2.com.

What do you dislike about GoCardless Bank Account Data?

This doesn't apply to Nordigen, because I understand that Nordigen also depends on 3rd parties who may fail to provide stable API solutions and in this case, Nordigen partners also struggle with that (for example Luminor AIS API). Review collected by and hosted on G2.com.

Recommendations to others considering GoCardless Bank Account Data:

If you need a reliable partner, then Nordigen is exactly what you are looking for. Review collected by and hosted on G2.com.

What problems is GoCardless Bank Account Data solving and how is that benefiting you?

Categorize account statements and retrieve customer account data via AIS API, these 2 things improve our scoring processes and give a better customer experience. Review collected by and hosted on G2.com.

Verified User in Real Estate
TR
Mid-Market(51-1000 emp.)
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Validated Reviewer
Review source: Organic
What do you like best about GoCardless Bank Account Data?

Nordigen solves the issue of connection with many bank accounts. Review collected by and hosted on G2.com.

What do you dislike about GoCardless Bank Account Data?

It would be great to leave all UI ops in the web app and allow to connect via API. Do not like you have to set up a similar webapp on your own to set up connections (e.g. flask) Review collected by and hosted on G2.com.

What problems is GoCardless Bank Account Data solving and how is that benefiting you?

Nordigen solves the issue of connection with many bank accounts. Review collected by and hosted on G2.com.

MOURAD K.
MK
Chief Executive Officer
Small-Business(50 or fewer emp.)
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Validated Reviewer
Verified Current User
Review source: Organic
What do you like best about GoCardless Bank Account Data?

The quality of service for account information services is way above what competitors offer. APIs, interfaces, and the global availability of their support team are close to perfection. Review collected by and hosted on G2.com.

What do you dislike about GoCardless Bank Account Data?

I am the kind of customer very difficult to satisfy, and yet I'm still looking for a negative point to report. Review collected by and hosted on G2.com.

Recommendations to others considering GoCardless Bank Account Data:

There's no recommendation to consider Nordigen. If you're a professional and don't - at least - try Nordigen, please just take few minutes to wonder if you truly are a professionnal. Review collected by and hosted on G2.com.

What problems is GoCardless Bank Account Data solving and how is that benefiting you?

For months I was able to develop a prototype for an open banking application without being charged for account information, and then later achieve a production version with Nordigen.

Their free offer is simple, transparent and their interfaces and API could easily get modified to deliver a satisfactory customer experience.

I am extremely satisfied with Nordigen Solutions and intend to use premium functionalities over next months. Review collected by and hosted on G2.com.

Tomáš T.
TT
DevOps
Small-Business(50 or fewer emp.)
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Validated Reviewer
Verified Current User
Review source: Organic
What do you like best about GoCardless Bank Account Data?

- free to use commercially for many use cases -> Nordigen is the only service on the market that offers account information API free of charge without any limits.

- fast communication and problem-solving -> anytime we have an issue and write an email to Nordigen, they get back to us very quickly, sometimes also over the weekend

- easy integration -> it took minutes from creating a Nordigen account until we were able to fetch real user data from connected banks (using raw API calls) and then a few hours to have it integrated into our system. The documentation is short, easy to follow and it just works.

- nice people -> I'm always happy to chat with Nordigen's staff Review collected by and hosted on G2.com.

What do you dislike about GoCardless Bank Account Data?

PSD2 is relatively new. Banks in some regions (central Europe) are simply not technically ready. Some patience is needed until all banks are fully integrated and are working correctly. When something is not working, Nordigen tackles the problem very fast either by contacting the banks and resolving issues with them or by creating a workaround on their end. At the moment, we don't pay anything to Nordigen. We are using the free package and yet, they offer premium quality service and support that competitors cannot provide even in paid packages. Review collected by and hosted on G2.com.

Recommendations to others considering GoCardless Bank Account Data:

Just say hi. It might be one of your best decisions. Review collected by and hosted on G2.com.

What problems is GoCardless Bank Account Data solving and how is that benefiting you?

For a newly established company, it is a difficult process to acquire a PSD2 license financially and also because of the need to have various staff members, legislation, and the time of the whole process. With Nordigen, we were able to skip all this and start providing our services right away and legally. Review collected by and hosted on G2.com.

Thomas R.
TR
Software Engineer
Small-Business(50 or fewer emp.)
More Options
Validated Reviewer
Verified Current User
Review source: Organic
What do you like best about GoCardless Bank Account Data?

The support is very reactive and even pro(!)active. Development team follows up on open items even over a longer period of time. Excellent! Review collected by and hosted on G2.com.

What do you dislike about GoCardless Bank Account Data?

Security of API login procedure could be increased (it is principally nordigen_id / nordigen_key only). The "sign a token with a private key" method other competitors are using is way more secure and does not introduce much more complexity Review collected by and hosted on G2.com.

What problems is GoCardless Bank Account Data solving and how is that benefiting you?

Loading financial data from various bank accounts into Firefly III an open-source finance management solution. Using Nordigen I can fully automate the load process instead of downloading statements from the banks and then uploading again. Review collected by and hosted on G2.com.

Verified User in Hospitality
UH
Small-Business(50 or fewer emp.)
More Options
Validated Reviewer
Verified Current User
Review source: Organic
What do you like best about GoCardless Bank Account Data?

The documentation is easy to follow, and the team is super supportive. Review collected by and hosted on G2.com.

What do you dislike about GoCardless Bank Account Data?

The biggest downside to Nordigen, is the lack of webhooks to get customer transactions. For Boogi it would be super valuable to get transactions as they come in rather than pulling the data daily. Review collected by and hosted on G2.com.

What problems is GoCardless Bank Account Data solving and how is that benefiting you?

Proof of presence to track spending at merchants. Review collected by and hosted on G2.com.

Verified User in Financial Services
AF
Small-Business(50 or fewer emp.)
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Validated Reviewer
Verified Current User
Review source: Organic
What do you like best about GoCardless Bank Account Data?

The support they offer is better than what big companies offer, I have never gotten a reply within 24 hours and I am a free user for now. The documentation is clear and on point. Free data is not behind a paid subscription. The API is fast, or as fast as banks allow. Review collected by and hosted on G2.com.

What do you dislike about GoCardless Bank Account Data?

I had difficulties finding the login for the premium API. When you search Nordigen on google you find a page with a login button which points to the open banking API. I don't remember how exactly I got to the login page for the premium API. When I finally make the move to premium I hope I will figure it out or they make it more clear. Review collected by and hosted on G2.com.

Recommendations to others considering GoCardless Bank Account Data:

Just strat building. You will see how easy and quick it is to build with Nordigen. Review collected by and hosted on G2.com.

What problems is GoCardless Bank Account Data solving and how is that benefiting you?

I am building a financing app. All apps I found ask for money to simply link your bank account. Using Nordigen I can offer that for free. Review collected by and hosted on G2.com.