Garner offers a better doctor search tool and plan designs that cover employee out-of-pocket expenses when they use our tool to find high quality medical providers. Our outcomes include employer savings of 10-20%, lower employee out-of-pocket spend, and improved health outcomes - all while not requiring a change of TPA or network. At the core of our product is the belief that the key to lowering healthcare spending is getting employees to better performing individual doctors. To accomplish this, Garner utilizes the largest commercial claims database in the country and one of the nation’s most robust set of evidence-based algorithms to assess the performance of every doctor versus their local peers. In addition, Garner solves traditional issues with engagement by covering employee out-of-pocket costs when they see a top-performing doctor, and by using a dedicated concierge team to develop trust with our members. The result is a turnkey solution that guarantees reduced costs, improved clinical outcomes, lower employee cost shares, and a great employee experience.