# Top 10 Four Alternatives & Competitors **Average Rating:** 4.1/5 **Total Number of Reviews:** 10 If you are considering Four, you may also want to investigate similar alternatives or competitors to find the best solution. Other important factors to consider when researching alternatives to Four include customer service. The best overall Four alternative is Splitit. Other similar apps like Four are Afterpay, Sezzle, GoCardless, and PayPal Payments. Four alternatives can be found in [Installment Payment and Buy Now Pay Later (BNPL) Software](https://www.g2.com/categories/installment-payment-and-buy-now-pay-later-bnpl) but may also be in [Payment Processing Software](https://www.g2.com/categories/payment-processing). ## Best Paid & Free Alternatives to Four - [Splitit](https://www.g2.com/products/splitit/reviews) - [Afterpay](https://www.g2.com/products/afterpay/reviews) - [Sezzle](https://www.g2.com/products/sezzle/reviews) - [GoCardless](https://www.g2.com/products/gocardless/reviews) - [PayPal Payments](https://www.g2.com/products/paypal/reviews) - [Sunbit](https://www.g2.com/products/sunbit/reviews) - [Klarna](https://www.g2.com/products/klarna/reviews) - [EasyPay](https://www.g2.com/products/easypay/reviews) - [Affirm](https://www.g2.com/products/affirm/reviews) - [Zip for Business](https://www.g2.com/products/zip-for-business/reviews) ## Top 10 Alternatives to Four Recently Reviewed By G2 Community Browse options below. Based on reviewer data, you can see how Four stacks up to the competition, check reviews from current & previous users in industries like Financial Services, Higher Education, and Retail, and find the best product for your business. ### 1. [Splitit](https://www.g2.com/products/splitit/reviews) By Splitit **Average Rating:** 4.1/5 **Total Reviews:** 20 Splitit enables merchants from around the globe to offer their customers interest-free monthly payment plans using their existing Visa and MasterCard credit and debit cards. Reviewers say compared to Four, Splitit is: - Better at support - Better at meeting requirements Categories in common with Four: [Installment Payment and Buy Now Pay Later (BNPL)](https://www.g2.com/categories/installment-payment-and-buy-now-pay-later-bnpl) **Compare:** [Four vs Splitit](https://www.g2.com/compare/four-vs-splitit) **Compare Splitit with other alternatives:** - [Splitit vs Afterpay](https://www.g2.com/compare/afterpay-vs-splitit) - [Splitit vs Sezzle](https://www.g2.com/compare/sezzle-vs-splitit) - [Splitit vs GoCardless](https://www.g2.com/compare/gocardless-vs-splitit) - [Splitit vs PayPal Payments](https://www.g2.com/compare/paypal-vs-splitit) - [Splitit vs Sunbit](https://www.g2.com/compare/splitit-vs-sunbit) - [Splitit vs Klarna](https://www.g2.com/compare/klarna-vs-splitit) - [Splitit vs EasyPay](https://www.g2.com/compare/easypay-vs-splitit) - [Splitit vs Affirm](https://www.g2.com/compare/affirm-vs-splitit) - [Splitit vs Zip for Business](https://www.g2.com/compare/splitit-vs-zip-for-business) ### 2. [Afterpay](https://www.g2.com/products/afterpay/reviews) By Afterpay **Average Rating:** 4.1/5 **Total Reviews:** 40 Afterpay integrates with your store directly via API or by using one of our platform plugins. Afterpay also provides comprehensive technical support for initial integrations and ongoing maintenance. Reviewers say compared to Four, Afterpay is: - Better at meeting requirements - Better at support - More usable Categories in common with Four: [Installment Payment and Buy Now Pay Later (BNPL)](https://www.g2.com/categories/installment-payment-and-buy-now-pay-later-bnpl) **Compare:** [Four vs Afterpay](https://www.g2.com/compare/afterpay-vs-four) **Compare Afterpay with other alternatives:** - [Afterpay vs Splitit](https://www.g2.com/compare/afterpay-vs-splitit) - [Afterpay vs Sezzle](https://www.g2.com/compare/afterpay-vs-sezzle) - [Afterpay vs GoCardless](https://www.g2.com/compare/afterpay-vs-gocardless) - [Afterpay vs PayPal Payments](https://www.g2.com/compare/afterpay-vs-paypal) - [Afterpay vs Sunbit](https://www.g2.com/compare/afterpay-vs-sunbit) - [Afterpay vs Klarna](https://www.g2.com/compare/afterpay-vs-klarna) - [Afterpay vs EasyPay](https://www.g2.com/compare/afterpay-vs-easypay) - [Afterpay vs Affirm](https://www.g2.com/compare/affirm-vs-afterpay) - [Afterpay vs Zip for Business](https://www.g2.com/compare/afterpay-vs-zip-for-business) ### 3. [Sezzle](https://www.g2.com/products/sezzle/reviews) By Sezzle **Average Rating:** 4.6/5 **Total Reviews:** 122 Sezzle increases sales and order values by enabling your customers to buy now and pay later with interest-free installment plans. Reviewers say compared to Four, Sezzle is: - Better at support - Better at meeting requirements - More usable Categories in common with Four: [Installment Payment and Buy Now Pay Later (BNPL)](https://www.g2.com/categories/installment-payment-and-buy-now-pay-later-bnpl) **Compare:** [Four vs Sezzle](https://www.g2.com/compare/four-vs-sezzle) **Compare Sezzle with other alternatives:** - [Sezzle vs Splitit](https://www.g2.com/compare/sezzle-vs-splitit) - [Sezzle vs Afterpay](https://www.g2.com/compare/afterpay-vs-sezzle) - [Sezzle vs GoCardless](https://www.g2.com/compare/gocardless-vs-sezzle) - [Sezzle vs PayPal Payments](https://www.g2.com/compare/paypal-vs-sezzle) - [Sezzle vs Sunbit](https://www.g2.com/compare/sezzle-vs-sunbit) - [Sezzle vs Klarna](https://www.g2.com/compare/klarna-vs-sezzle) - [Sezzle vs EasyPay](https://www.g2.com/compare/easypay-vs-sezzle) - [Sezzle vs Affirm](https://www.g2.com/compare/affirm-vs-sezzle) - [Sezzle vs Zip for Business](https://www.g2.com/compare/sezzle-vs-zip-for-business) ### 4. [GoCardless](https://www.g2.com/products/gocardless/reviews) By GoCardless **Average Rating:** 4.6/5 **Total Reviews:** 320 Collect instant, one-off payments. Or automated, recurring payments. Without the chasing, stress, or expensive fees. Reviewers say compared to Four, GoCardless is: - Better at meeting requirements - Better at support - More usable Categories in common with Four: [Installment Payment and Buy Now Pay Later (BNPL)](https://www.g2.com/categories/installment-payment-and-buy-now-pay-later-bnpl) **Compare:** [Four vs GoCardless](https://www.g2.com/compare/four-vs-gocardless) **Compare GoCardless with other alternatives:** - [GoCardless vs Splitit](https://www.g2.com/compare/gocardless-vs-splitit) - [GoCardless vs Afterpay](https://www.g2.com/compare/afterpay-vs-gocardless) - [GoCardless vs Sezzle](https://www.g2.com/compare/gocardless-vs-sezzle) - [GoCardless vs PayPal Payments](https://www.g2.com/compare/gocardless-vs-paypal) - [GoCardless vs Sunbit](https://www.g2.com/compare/gocardless-vs-sunbit) - [GoCardless vs Klarna](https://www.g2.com/compare/gocardless-vs-klarna) - [GoCardless vs EasyPay](https://www.g2.com/compare/easypay-vs-gocardless) - [GoCardless vs Affirm](https://www.g2.com/compare/affirm-vs-gocardless) - [GoCardless vs Zip for Business](https://www.g2.com/compare/gocardless-vs-zip-for-business) ### 5. [PayPal Payments](https://www.g2.com/products/paypal/reviews) By PayPal **Average Rating:** 4.4/5 **Total Reviews:** 2,682 PayPal Payments is a comprehensive payment processing solution designed to empower businesses of all sizes to accept payments seamlessly from customers worldwide. By integrating PayPal Payments, merchants can offer a variety of payment options, enhancing the checkout experience and potentially increasing conversion rates. Key Features and Functionality: - Global Payment Acceptance: Supports transactions in over 200 markets and 140 currencies, enabling businesses to cater to a diverse customer base. - Multiple Payment Methods: Allows customers to pay using credit and debit cards, PayPal balances, and other local payment methods, providing flexibility and convenience. - Seamless Integration: Compatible with major eCommerce platforms, facilitating easy integration into existing online stores. - Advanced Security Measures: Incorporates robust fraud protection tools and compliance features to safeguard both merchants and customers. - Financial Services: Offers access to business loans and working capital, assisting merchants in managing and expanding their operations. Primary Value and Solutions Provided: PayPal Payments addresses the critical need for businesses to offer secure, efficient, and versatile payment options to their customers. By leveraging PayPal's extensive network and trusted reputation, merchants can enhance customer trust, streamline payment processes, and expand their reach to international markets. The platform's comprehensive suite of tools not only facilitates payment acceptance but also supports business growth through financial services and operational insights. Reviewers say compared to Four, PayPal Payments is: - Better at meeting requirements - Better at support - More usable Categories in common with Four: [Installment Payment and Buy Now Pay Later (BNPL)](https://www.g2.com/categories/installment-payment-and-buy-now-pay-later-bnpl) **Compare:** [Four vs PayPal Payments](https://www.g2.com/compare/four-vs-paypal) **Compare PayPal Payments with other alternatives:** - [PayPal Payments vs Splitit](https://www.g2.com/compare/paypal-vs-splitit) - [PayPal Payments vs Afterpay](https://www.g2.com/compare/afterpay-vs-paypal) - [PayPal Payments vs Sezzle](https://www.g2.com/compare/paypal-vs-sezzle) - [PayPal Payments vs GoCardless](https://www.g2.com/compare/gocardless-vs-paypal) - [PayPal Payments vs Sunbit](https://www.g2.com/compare/paypal-vs-sunbit) - [PayPal Payments vs Klarna](https://www.g2.com/compare/klarna-vs-paypal) - [PayPal Payments vs EasyPay](https://www.g2.com/compare/easypay-vs-paypal) - [PayPal Payments vs Affirm](https://www.g2.com/compare/affirm-vs-paypal) - [PayPal Payments vs Zip for Business](https://www.g2.com/compare/paypal-vs-zip-for-business) ### 6. [Sunbit](https://www.g2.com/products/sunbit/reviews) By Sunbit **Average Rating:** 4.9/5 **Total Reviews:** 138 Sunbit is a fundamentally new way to pay, that eliminates financial waste while providing the best possible experience for retailers and customers. Sunbit is the simplest and quickest way for retailers to split a purchase into multiple payments, increasing sales and extending the buying power of customers so that retailers earn more while customers pay less. Reviewers say compared to Four, Sunbit is: - Better at support - Better at meeting requirements - More usable Categories in common with Four: [Installment Payment and Buy Now Pay Later (BNPL)](https://www.g2.com/categories/installment-payment-and-buy-now-pay-later-bnpl) **Compare:** [Four vs Sunbit](https://www.g2.com/compare/four-vs-sunbit) **Compare Sunbit with other alternatives:** - [Sunbit vs Splitit](https://www.g2.com/compare/splitit-vs-sunbit) - [Sunbit vs Afterpay](https://www.g2.com/compare/afterpay-vs-sunbit) - [Sunbit vs Sezzle](https://www.g2.com/compare/sezzle-vs-sunbit) - [Sunbit vs GoCardless](https://www.g2.com/compare/gocardless-vs-sunbit) - [Sunbit vs PayPal Payments](https://www.g2.com/compare/paypal-vs-sunbit) - [Sunbit vs Klarna](https://www.g2.com/compare/klarna-vs-sunbit) - [Sunbit vs EasyPay](https://www.g2.com/compare/easypay-vs-sunbit) - [Sunbit vs Affirm](https://www.g2.com/compare/affirm-vs-sunbit) - [Sunbit vs Zip for Business](https://www.g2.com/compare/sunbit-vs-zip-for-business) ### 7. [Klarna](https://www.g2.com/products/klarna/reviews) By Klarna **Average Rating:** 3.1/5 **Total Reviews:** 56 Klarna is a global fintech company that offers innovative payment and marketing solutions designed to enhance the shopping experience for consumers and drive growth for businesses. By providing flexible payment options and performance-driven marketing tools, Klarna helps merchants attract, convert, and retain customers more effectively. Key Features and Functionality: - Flexible Payment Options: Klarna offers a variety of payment methods, including: - Pay in Full: Immediate payment at the time of purchase. - Pay in 30 Days: Allows customers to receive products and pay up to 30 days later without interest or late fees when paid on time. - Pay in 3 or 4 Installments: Enables shoppers to split purchases into smaller, interest-free payments. - Financing: Provides longer-term payment plans for larger purchases, offering manageable monthly payments. - Marketing Solutions: Klarna's full-funnel marketing suite allows businesses to run targeted campaigns across various channels, including search, programmatic ads, affiliate placements, cashback offers, and personalized in-app content, reaching over 24 million active shoppers. - Seamless Integration: Klarna integrates with major e-commerce platforms such as Shopify, Magento, WooCommerce, and BigCommerce, as well as payment partners like Stripe and Adyen, facilitating easy adoption for merchants. Primary Value and Solutions for Users: For consumers, Klarna provides a flexible and convenient shopping experience by offering multiple payment options that cater to different financial needs, thereby enhancing purchasing power and satisfaction. For merchants, Klarna drives business growth by increasing average order values, improving conversion rates, and fostering customer loyalty through its comprehensive payment and marketing solutions. Categories in common with Four: [Installment Payment and Buy Now Pay Later (BNPL)](https://www.g2.com/categories/installment-payment-and-buy-now-pay-later-bnpl) **Compare:** [Four vs Klarna](https://www.g2.com/compare/four-vs-klarna) **Compare Klarna with other alternatives:** - [Klarna vs Splitit](https://www.g2.com/compare/klarna-vs-splitit) - [Klarna vs Afterpay](https://www.g2.com/compare/afterpay-vs-klarna) - [Klarna vs Sezzle](https://www.g2.com/compare/klarna-vs-sezzle) - [Klarna vs GoCardless](https://www.g2.com/compare/gocardless-vs-klarna) - [Klarna vs PayPal Payments](https://www.g2.com/compare/klarna-vs-paypal) - [Klarna vs Sunbit](https://www.g2.com/compare/klarna-vs-sunbit) - [Klarna vs EasyPay](https://www.g2.com/compare/easypay-vs-klarna) - [Klarna vs Affirm](https://www.g2.com/compare/affirm-vs-klarna) - [Klarna vs Zip for Business](https://www.g2.com/compare/klarna-vs-zip-for-business) ### 8. [EasyPay](https://www.g2.com/products/easypay/reviews) By EasyPay **Average Rating:** 4.4/5 **Total Reviews:** 32 EasyPay Finance meets the needs of retailers and auto repair dealers by providing simple and affordable payment plans for their customers. Reviewers say compared to Four, EasyPay is: - Better at support - Better at meeting requirements - More usable Categories in common with Four: [Installment Payment and Buy Now Pay Later (BNPL)](https://www.g2.com/categories/installment-payment-and-buy-now-pay-later-bnpl) **Compare:** [Four vs EasyPay](https://www.g2.com/compare/easypay-vs-four) **Compare EasyPay with other alternatives:** - [EasyPay vs Splitit](https://www.g2.com/compare/easypay-vs-splitit) - [EasyPay vs Afterpay](https://www.g2.com/compare/afterpay-vs-easypay) - [EasyPay vs Sezzle](https://www.g2.com/compare/easypay-vs-sezzle) - [EasyPay vs GoCardless](https://www.g2.com/compare/easypay-vs-gocardless) - [EasyPay vs PayPal Payments](https://www.g2.com/compare/easypay-vs-paypal) - [EasyPay vs Sunbit](https://www.g2.com/compare/easypay-vs-sunbit) - [EasyPay vs Klarna](https://www.g2.com/compare/easypay-vs-klarna) - [EasyPay vs Affirm](https://www.g2.com/compare/affirm-vs-easypay) - [EasyPay vs Zip for Business](https://www.g2.com/compare/easypay-vs-zip-for-business) ### 9. [Affirm](https://www.g2.com/products/affirm/reviews) By Affirm **Average Rating:** 4.3/5 **Total Reviews:** 48 Affirm helps merchants of all sizes drive growth and better serve their customers. We’ve proven that we can increase sales and introduce new consumers to our merchant partners. That’s why our partners include household-name brands across home and lifestyle, fashion, beauty, travel, fitness, auto service and parts, and more. This network is further bolstered by the Affirm app, which gives consumers a convenient way to use Affirm as an omnichannel payment method, while providing a marketplace for merchants to reach consumers. Reviewers say compared to Four, Affirm is: - Better at meeting requirements - Better at support Categories in common with Four: [Installment Payment and Buy Now Pay Later (BNPL)](https://www.g2.com/categories/installment-payment-and-buy-now-pay-later-bnpl) **Compare:** [Four vs Affirm](https://www.g2.com/compare/affirm-vs-four) **Compare Affirm with other alternatives:** - [Affirm vs Splitit](https://www.g2.com/compare/affirm-vs-splitit) - [Affirm vs Afterpay](https://www.g2.com/compare/affirm-vs-afterpay) - [Affirm vs Sezzle](https://www.g2.com/compare/affirm-vs-sezzle) - [Affirm vs GoCardless](https://www.g2.com/compare/affirm-vs-gocardless) - [Affirm vs PayPal Payments](https://www.g2.com/compare/affirm-vs-paypal) - [Affirm vs Sunbit](https://www.g2.com/compare/affirm-vs-sunbit) - [Affirm vs Klarna](https://www.g2.com/compare/affirm-vs-klarna) - [Affirm vs EasyPay](https://www.g2.com/compare/affirm-vs-easypay) - [Affirm vs Zip for Business](https://www.g2.com/compare/affirm-vs-zip-for-business) ### 10. [Zip for Business](https://www.g2.com/products/zip-for-business/reviews) By Zip Co Limited **Average Rating:** 4.4/5 **Total Reviews:** 22 With Zip, you can shop at your favorite stores and pay over four installments. Reviewers say compared to Four, Zip for Business is: - Better at support - Better at meeting requirements - More usable Categories in common with Four: [Installment Payment and Buy Now Pay Later (BNPL)](https://www.g2.com/categories/installment-payment-and-buy-now-pay-later-bnpl) **Compare:** [Four vs Zip for Business](https://www.g2.com/compare/four-vs-zip-for-business) **Compare Zip for Business with other alternatives:** - [Zip for Business vs Splitit](https://www.g2.com/compare/splitit-vs-zip-for-business) - [Zip for Business vs Afterpay](https://www.g2.com/compare/afterpay-vs-zip-for-business) - [Zip for Business vs Sezzle](https://www.g2.com/compare/sezzle-vs-zip-for-business) - [Zip for Business vs GoCardless](https://www.g2.com/compare/gocardless-vs-zip-for-business) - [Zip for Business vs PayPal Payments](https://www.g2.com/compare/paypal-vs-zip-for-business) - [Zip for Business vs Sunbit](https://www.g2.com/compare/sunbit-vs-zip-for-business) - [Zip for Business vs Klarna](https://www.g2.com/compare/klarna-vs-zip-for-business) - [Zip for Business vs EasyPay](https://www.g2.com/compare/easypay-vs-zip-for-business) - [Zip for Business vs Affirm](https://www.g2.com/compare/affirm-vs-zip-for-business) ## Explore Articles - [What legal billing software supports multiple currencies and rates?](https://www.g2.com/discussions/what-legal-billing-software-supports-multiple-currencies-and-rates) - [Media monitoring service with best reviews](https://www.g2.com/discussions/media-monitoring-service-with-best-reviews) - [Which IT alerting platform offers the fastest incident notifications?](https://www.g2.com/discussions/which-it-alerting-platform-offers-the-fastest-incident-notifications) - [Highest rated project management tool for mobile use](https://www.g2.com/discussions/highest-rated-project-management-tool-for-mobile-use) - [What is the best tool for producing high-quality marketing videos?](https://www.g2.com/discussions/what-is-the-best-tool-for-producing-high-quality-marketing-videos) - [Recommendations for top help desk tools for SaaS companies](https://www.g2.com/discussions/what-are-the-best-help-desk-tools-for-saas-companies) ## Spotlight Categories - [Fleet Management Software](https://www.g2.com/categories/fleet-management) - [Security Awareness Training Software](https://www.g2.com/categories/security-awareness-training) - [Payment Processing Software](https://www.g2.com/categories/payment-processing)