# Carat Reviews
**Vendor:** Fiserv  
**Category:** [Payment Processing Software](https://www.g2.com/categories/payment-processing)
## About Carat
Carat is the global commerce platform from Fiserv that orchestrates payments and experiences for the world’s largest businesses.






- [View Carat pricing details and edition comparison](https://www.g2.com/products/fiserv-inc-carat/reviews?section=pricing&secure%5Bexpires_at%5D=2026-05-16+04%3A38%3A56+-0500&secure%5Bsession_id%5D=58e3c36e-3c8f-4e2a-8ad5-c7f6c806b729&secure%5Btoken%5D=0292cb16783dba41d45d2038ea511a445a630ba31fafe5880bb0ffb6baee4a6c&format=llm_user)

## Carat Features
**Payment Processing**
- Encryption
- Credit Card Processing
- Mobile Payments
- Digital Wallet Integration

**Architecture**
- Unified API
- POL
- Integrations

**Administration**
- Reporting & Analytics
- E-commerce Integration
- Processing Fees
- POS Integration
- Omnichannel
- Levels 1 & 2
- Level 3

**Processing**
- Validation
- Automation
- Cross Border
- Routing
- Reconciliation

**Payment Options**
- Multi-Currency
- Online payment portal

**Risk & Compliance**
- Failed payments
- Tokenization
- Compliance

**Security**
- POS Verification

**Analytics**
- Consolidation
- Optimization
- Fraud

**Platform**
- Accounting integration
- E-commerce Integration

**Agentic AI - Payments Orchestration**
- Autonomous Task Execution
- Cross-system Integration

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