Best Software for 2025 is now live!

Top 10 Bread Financial Alternatives & Competitors

(5)4.5 out of 5

Looking for alternatives or competitors to Bread Financial? Other important factors to consider when researching alternatives to Bread Financial include ease of use and reliability. The best overall Bread Financial alternative is Affirm. Other similar apps like Bread Financial are PayPal Payments, GoCardless, Sezzle, and Klarna. Bread Financial alternatives can be found in Installment Payment and Buy Now Pay Later (BNPL) Software but may also be in Payment Processing Software or E-Commerce Tools .

Best Paid & Free Alternatives to Bread Financial

  • Affirm
  • PayPal Payments
  • GoCardless

Top 10 Alternatives to Bread Financial Recently Reviewed By G2 Community

Browse options below. Based on reviewer data, you can see how Bread Financial stacks up to the competition, check reviews from current & previous users in industries like Consumer Services, Financial Services, and Non-Profit Organization Management, and find the best product for your business.
    #1
  1. Affirm

    (45)4.2 out of 5
  2. Affirm helps merchants of all sizes drive growth and better serve their customers. We’ve proven that we can increase sales and introduce new consumers to our merchant partners. That’s why our partners include household-name brands across home and lifestyle, fashion, beauty, travel, fitness, auto service and parts, and more. This network is further bolstered by the Affirm app, which gives consumers a convenient way to use Affirm as an omnichannel payment method, while providing a marketplace for merchants to reach consumers.

    Categories in common with Bread Financial:
    #2
  3. PayPal Payments

    (2,122)4.4 out of 5
  4. PayPal for business has everything you need to sell online and in person. Grow your business with our payment solutions, from online checkout to POS systems.

    Categories in common with Bread Financial:

    Reviewers say compared to Bread Financial, PayPal Payments is:

    More usable
    #3
  5. GoCardless

    (309)4.6 out of 5
  6. Collect instant, one-off payments. Or automated, recurring payments. Without the chasing, stress, or expensive fees.

    Categories in common with Bread Financial:

    Reviewers say compared to Bread Financial, GoCardless is:

    More usable
    #4
  7. Sezzle

    (120)4.6 out of 5
  8. Sezzle increases sales and order values by enabling your customers to buy now and pay later with interest-free installment plans.

    Categories in common with Bread Financial:

    Reviewers say compared to Bread Financial, Sezzle is:

    More usable
    #5
  9. Klarna

    (52)3.1 out of 5
  10. With Klarna, you only need one solution to offer all the popular payment methods, saving you both time and money on administration.

    Categories in common with Bread Financial:
    #6
  11. PayPal Pay Later

    (65)3.8 out of 5
  12. Get the buying power to shop now. Enjoy the flexibility to pay over time.

    Categories in common with Bread Financial:
    #7
  13. Splitit

    (20)4.1 out of 5
  14. Splitit enables merchants from around the globe to offer their customers interest-free monthly payment plans using their existing Visa and MasterCard credit and debit cards.

    Categories in common with Bread Financial:
    #8
  15. Afterpay

    (37)4.1 out of 5
  16. Afterpay integrates with your store directly via API or by using one of our platform plugins. Afterpay also provides comprehensive technical support for initial integrations and ongoing maintenance.

    Categories in common with Bread Financial:
    #9
  17. Zip

    (22)4.4 out of 5
  18. With Zip, you can shop at your favorite stores and pay over four installments.

    Categories in common with Bread Financial:

    Reviewers say compared to Bread Financial, Zip is:

    More usable
    #10
  19. ViaBill

    (17)4.2 out of 5
  20. ViaBill seamlessly integrates into your website's checkout flow and enables higher conversion, larger AOV, and revenue.

    Categories in common with Bread Financial: