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Affirm Reviews & Product Details

sabrina w.
SW
cmo
Small-Business(50 or fewer emp.)
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Validated Reviewer
Verified Current User
Review source: Seller invite
Incentivized Review
What do you like best about Affirm?

Affirm has helped our small company grow by allowing us to offer our customer's the ability to break their large purchase into smaller payments. Affirm has been flexible and accommodating for us. Review collected by and hosted on G2.com.

What do you dislike about Affirm?

Affirm offers our competitors better rates which makes it harder for us to compete. I understand why (because of the sheer volume that they do) but it is a big disadvantage to us when we are trying to be competitive in our pricing strategy. Review collected by and hosted on G2.com.

What problems is Affirm solving and how is that benefiting you?

The problem we are solving with Affirm is making our product more affordable to the masses. The benefit is that people who otherwise aren't able to afford our product now can afford it! Review collected by and hosted on G2.com.

Affirm Overview

What is Affirm?

Affirm’s mission is to deliver honest financial products that improve lives. By building a new kind of payment network – one based on trust, transparency and putting people first – we empower millions of consumers to spend and save responsibly, and give thousands of businesses the tools to fuel growth. Unlike most credit cards and other pay-over-time options, we show consumers exactly what they will pay up front, never increase that amount, and never charge any late or hidden fees.

Affirm Details
Discussions
Affirm Community
Languages Supported
English, French
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Product Description

Affirm helps merchants of all sizes drive growth and better serve their customers. We’ve proven that we can increase sales and introduce new consumers to our merchant partners. That’s why our partners include household-name brands across home and lifestyle, fashion, beauty, travel, fitness, auto service and parts, and more. This network is further bolstered by the Affirm app, which gives consumers a convenient way to use Affirm as an omnichannel payment method, while providing a marketplace for merchants to reach consumers.

How do you position yourself against your competitors?

Affirm is more transparent and flexible compared to many other payment options. We offer consumers a better way to transact without late fees, revolving interest or hidden charges like deferred interest and help merchants reach new customers, increase cart size and conversion, and enable them to avoid the need to discount. We support a wide range of transactions, with payment terms ranging from 6 weeks to 60 months, up to $25K and 0% APR to interest-bearing. Merchants using Affirm have reported up to 85% higher average cart sizes and as many as 20-30% fewer abandoned carts.


Seller Details
Seller
Affirm
Year Founded
2012
HQ Location
San Francisco, US
Twitter
@Affirm
19,132 Twitter followers
LinkedIn® Page
www.linkedin.com
2,526 employees on LinkedIn®
Ownership
NASDAQ: AFFIRM

Taylor M.
TM
Overview Provided by:

Recent Affirm Reviews

Yann T.
YT
Yann T.Small-Business (50 or fewer emp.)
3.0 out of 5
"What Affirm means for our business"
provides payment solutions via instalments
Neel J.
NJ
Neel J.Small-Business (50 or fewer emp.)
4.5 out of 5
"A mandatory add on to ensure a comfortable purchase for a customer"
Affirm is a very flexible yet extremely useful and well-built function.
Josh T.
JT
Josh T.Small-Business (50 or fewer emp.)
5.0 out of 5
"Offer Clients More Options to Purchase From Your Store"
The flexibility Affirm offers our customers to make a purchase. Affirm helps you make more sales to otherwise lost customers
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Affirm Media

Affirm Demo - Affirm Checkout
No matter your industry, Affirm’s tailored programs remove price as a barrier, turning browsers into buyers, increasing average order value, and expanding your customer base.
Affirm Demo - Direct API Integration
Integrate Affirm on web, on mobile, or in your stores.
Affirm Demo - Split Pay
Entice shoppers with 4 interest-free payments. No hidden fees, no surprises.
Affirm Demo - Adaptive Checkout
Make any purchase budget-friendly with split pay or installments, and terms from 6 weeks – 36 months.
Answer a few questions to help the Affirm community
Have you used Affirm before?
Yes

Video Reviews

44 out of 45 Total Reviews for Affirm

4.2 out of 5
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44 out of 45 Total Reviews for Affirm
4.2 out of 5
44 out of 45 Total Reviews for Affirm
4.2 out of 5

Overall Review Sentiment for AffirmQuestion

Time to Implement
<1 day
>12 months
Return on Investment
<6 months
48+ months
Ease of Setup
0 (Difficult)
10 (Easy)
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Yann T.
YT
Small-Business(50 or fewer emp.)
More Options
Validated Reviewer
Verified Current User
Review source: G2 invite
Incentivized Review
What do you like best about Affirm?

provides payment solutions via instalments Review collected by and hosted on G2.com.

What do you dislike about Affirm?

poor online rating, we already have shop pay which does the same thing, not much revenue generated Review collected by and hosted on G2.com.

What problems is Affirm solving and how is that benefiting you?

customers who traditionally could not afford our electric vehicle chargers now have the possibility to buy our products via installments. It also solves the issue of bad credit Review collected by and hosted on G2.com.

Javier C.
JC
Marketing Manager
Small-Business(50 or fewer emp.)
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Validated Reviewer
Verified Current User
Review source: Seller invite
Incentivized Review
What do you like best about Affirm?

What fascinates me the most is the customer service. Affirm helped us at all times.

Affirm is easy to use and track sales. Their dashboard lets me see how much money we are making and how often it's used. Review collected by and hosted on G2.com.

What do you dislike about Affirm?

Something that they need to work on is follow-up with new customers. It will be nice if the first 1-3 months after a company is using their services, receive an email, call, or meeting to see hows the performance and if changes are necessary like positon, advertising, or functionality. Review collected by and hosted on G2.com.

Recommendations to others considering Affirm:

N/A Review collected by and hosted on G2.com.

What problems is Affirm solving and how is that benefiting you?

Benefit number one is how easy it's for one of our customers to apply for an Affirm credit.

It takes less than 5 minutes.

This increase sales ratio and closing sales in our company. Review collected by and hosted on G2.com.

Verified User in Retail
ER
Small-Business(50 or fewer emp.)
More Options
Validated Reviewer
Verified Current User
Review source: Seller invite
Incentivized Review
What do you like best about Affirm?

It was an easy way to add financing options for customers if Affirm was more trustworthy Review collected by and hosted on G2.com.

What do you dislike about Affirm?

The Affirm team is riddled with incompetence. Glitches on their end caused their system to cancel a customer's order automatically, yet it was still showing active on my customer's account. After the refund was processed, the customer was still turned off by the experience and did not return to place another order. This glitch cost my company hundreds of dollars in potential profit. It took almost an entire month of numerous emails before Affirm identified the problem in their system. They then placed a test transaction to verify things were working correctly. Months later, they charged me a fee on the transaction their system glitch canceled, as well as the test transaction their employee placed. After three more weeks of back and forth emails, I finally got them to admit they inappropriately withheld the fees from those two transactions and got that money back. I also found out that they had been updating/changing the terms of the merchant agreement without notifying my company, and they repeatedly ignored my request to provide copies of the original policies. Affirm steadfastly refuses to talk to their merchant partners by telephone, which would have likely resolved our disputes in a much more efficient and timely manner. I can not truly convey my level of dissatisfaction with Affirm and its horrible customer service. I will cease to accept Affirm as a payment option through my store in the very near future Review collected by and hosted on G2.com.

Recommendations to others considering Affirm:

Look for other options. Affirm does not care about its merchant partners. Don't be willing to sign agreements with Affirm where they included policies and terms on separate web links instead of the contract document. They have modified the content of those policies and terms without always notifying the other party or seeking the other party's approval. Review collected by and hosted on G2.com.

What problems is Affirm solving and how is that benefiting you?

I thought adding Affirm as a payment option would increase sales, but it became much more of a hassle and liability due to Affirm's failures. Review collected by and hosted on G2.com.

Debbie B.
DB
Post Commander
Small-Business(50 or fewer emp.)
More Options
Validated Reviewer
Verified Current User
Review source: Organic
What do you like best about Affirm?

The time to pay and the amount really helps Review collected by and hosted on G2.com.

What do you dislike about Affirm?

They should not do loans with treatment plans because the treatments may last longer than the cancellation time, so you don't if the treatment will work until after the cancellation expires. Review collected by and hosted on G2.com.

What problems is Affirm solving and how is that benefiting you?

They acted like they were going to investigate and had me give them every detail about the treatment, the emails, etc... I gave them the requested list just to be told the same thing in every email, that it was past the time and nothing they could do. Review collected by and hosted on G2.com.

Luke N.
LN
Customer Service Manager
Small-Business(50 or fewer emp.)
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Validated Reviewer
Verified Current User
Review source: Seller invite
Incentivized Review
What do you like best about Affirm?

Affirm allows our customers to pay over time with great interest rates and many options for payments. Affirm also provides loads of marketing materials and directly interfaces with our Shopify website. It couldn't be easier! Review collected by and hosted on G2.com.

What do you dislike about Affirm?

I have had zero issues so far with Affirm. Their development team and their marketing team have been truly great to work with. If there is a downside, I haven't found it yet. Review collected by and hosted on G2.com.

What problems is Affirm solving and how is that benefiting you?

We have increased our sales on our website by a very good amount just due to affirm giving customers the ability to pay over time. Also when they aren't approved, we can see that and reach out with other options. Review collected by and hosted on G2.com.

Karen B.
KB
Teacher
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Validated Reviewer
Review source: Organic
What do you like best about Affirm?

Not affecting your credit as you're trying to build a better credit score and get what you need overtime with payments Review collected by and hosted on G2.com.

What do you dislike about Affirm?

That there is a limit if I'm paying for it Review collected by and hosted on G2.com.

What problems is Affirm solving and how is that benefiting you?

Helps build back credit Review collected by and hosted on G2.com.

Michelle R.
MR
Licensed Realtor
Small-Business(50 or fewer emp.)
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Validated Reviewer
Verified Current User
Review source: G2 invite
Incentivized Review
What do you like best about Affirm?

I like best that you get an instant decision without it affecting your credit, and if you don't qualify, you can check back in 15 days. Review collected by and hosted on G2.com.

What do you dislike about Affirm?

It doesn't allow you to browse the different stores in the app without checking how much you qualify for first for each store. Review collected by and hosted on G2.com.

What problems is Affirm solving and how is that benefiting you?

I don't have to use any of my saved cash reserves, and I can pay for large purchases over time with a set payment is one problem using Affirm solves for me. Another is if I have an emergency expense that caught me off guard. The benefits I've realized is that I have had one of those emergencies, and I was able to pay over time, and when I had enough money to pay it off early, I didn't get penalized for doing so. Review collected by and hosted on G2.com.

Verified User in Retail
UR
Small-Business(50 or fewer emp.)
More Options
Validated Reviewer
Verified Current User
Review source: Seller invite
Incentivized Review
What do you like best about Affirm?

The thing we love best about affirm is that it has increase the average order value and that it allows us to safely offer finance options to our customers without a credit check Review collected by and hosted on G2.com.

What do you dislike about Affirm?

The only thing we can think of that we dislike about using affirm as a check out option for our customers is that we wish more of our customers could get approved. Review collected by and hosted on G2.com.

Recommendations to others considering Affirm:

We highly recommend affirm as it's the most recognized BNPL company! Review collected by and hosted on G2.com.

What problems is Affirm solving and how is that benefiting you?

The problems we are able to solve by using affirm as a financing option in check out are; Increasing average order value and a risk free way to offer financing to our customers Review collected by and hosted on G2.com.

Neel J.
NJ
Head of marketing
Small-Business(50 or fewer emp.)
More Options
Validated Reviewer
Verified Current User
Review source: Seller invite
Incentivized Review
(Original )Information
What do you like best about Affirm?

Affirm is a very flexible yet extremely useful and well-built function. Review collected by and hosted on G2.com.

What do you dislike about Affirm?

It's only for the USA currently; we need similar functionality in Europe. Review collected by and hosted on G2.com.

What problems is Affirm solving and how is that benefiting you?

People can purchase the products with ease. Secondly, because they pay an amount monthly, the purchase does not seem expensive. It's a key selling point for us. Review collected by and hosted on G2.com.

MW
Manager
Small-Business(50 or fewer emp.)
More Options
Validated Reviewer
Verified Current User
Review source: Seller invite
Incentivized Review
What do you like best about Affirm?

It is stable and reliable, easy to install. Review collected by and hosted on G2.com.

What do you dislike about Affirm?

not popular enough among customers, not a lot customers know or use Affirm to make payment. Review collected by and hosted on G2.com.

Recommendations to others considering Affirm:

good Review collected by and hosted on G2.com.

What problems is Affirm solving and how is that benefiting you?

solving the customer's need of after and split payment, it is good Review collected by and hosted on G2.com.