# Pleo, Rydoo, Zoho Expense vs Navan (Formerly TripActions) Comparison

| | Pleo | Rydoo | Zoho Expense | Navan (Formerly TripActions) | 
|---|---|---|---|---|
| **Star Rating** | 4.7 out of 5 | 4.4 out of 5 | 4.5 out of 5 | 4.7 out of 5 | 
| **Total Reviews** | 1,435 | 743 | 1,524 | 9,096 | 
| **Largest Market Segment** | Small-Business (62.6% of reviews) | Mid-Market (49.0% of reviews) | Small-Business (82.2% of reviews) | Mid-Market (60.9% of reviews) | 
| **Entry Level Price** | Starting at £9.50 Per Month | Starting at €8.00 | $0.00 | Contact Us | 

---
## Top Pros & Cons

### Pleo

Pros:
- Ease of Use (252 reviews)
- Simple (105 reviews)

Cons:
- Receipt Scanning Issues (36 reviews)
- Card Issues (34 reviews)

### Rydoo

Pros:
- Ease of Use (5 reviews)
- Intuitive (5 reviews)

Cons:
- Inefficiency (3 reviews)
- Expensive (2 reviews)

### Zoho Expense

Pros:
- Ease of Use (160 reviews)
- Expense Tracking (97 reviews)

Cons:
- Not Intuitive (30 reviews)
- Learning Curve (23 reviews)

### Navan (Formerly TripActions)

Pros:
- Ease of Use (1513 reviews)
- Easy Booking (645 reviews)

Cons:
- Booking Confusion (185 reviews)
- Limited Options (185 reviews)

---
## Ratings Comparison
| Rating | Pleo | Rydoo | Zoho Expense | Navan (Formerly TripActions) | 
|---|---|---|---|---|
  | **Meets Requirements** | 9.2 (1131 reviews) | 8.8 (614 reviews) | 8.8 (1246 reviews) | 9.4 (7303 reviews) | 
  | **Ease of Use** | 9.5 (1141 reviews) | 8.9 (615 reviews) | 8.8 (1267 reviews) | 9.5 (7392 reviews) | 
  | **Ease of Setup** | 9.0 (563 reviews) | 8.4 (169 reviews) | 8.6 (951 reviews) | 9.4 (1539 reviews) | 
  | **Ease of Admin** | 8.9 (445 reviews) | 8.1 (158 reviews) | 8.7 (779 reviews) | 9.1 (433 reviews) | 
  | **Quality of Support** | 8.9 (875 reviews) | 8.7 (476 reviews) | 8.5 (1006 reviews) | 9.3 (5985 reviews) | 
  | **Has the product been a good partner in doing business?** | 8.9 (439 reviews) | 8.5 (143 reviews) | 8.7 (731 reviews) | 9.2 (446 reviews) | 
  | **Product Direction (% positive)** | 9.1 (1083 reviews) | 8.5 (599 reviews) | 9.1 (1211 reviews) | 8.9 (6929 reviews) | 

---
## Pricing

### Pleo

#### Entry-Level Pricing

Plan: Starter

Price: Starting at £9.50 Per Month

Description: For entrepreneurs and micro companies who want to automate their expenses.

Key Features:
- Pleo company cards (plastic/virtual)
- Manage & Pay Invoices
- Real-time expense tracking

[Browse all 4 editions](https://www.g2.com/products/pleo/pricing)

#### Free Trial

Yes

### Rydoo

#### Entry-Level Pricing

Plan: ESSENTIALS

Price: Starting at €8.00

Description: For growing businesses looking for best-in-class expense management on a budget. Minumum of 5 users

Key Features:
- Unlimited expenses
- Extensive local compliance
- Mileage expenses

[Browse all 4 editions](https://www.g2.com/products/rydoo/pricing)

#### Free Trial

Yes

### Zoho Expense

#### Entry-Level Pricing

Plan: Free Plan

Price: $0.00

Description: For small businesses and freelancers to track expenses and mileage claims. Includes a free mobile app (iOS & Android) to capture receipts and track expenses on the go. Upto 3 users. 

Key Features:
- 5 GB Receipt Storage
-  20 Receipt Autoscans
- Multicurrency Expenses

[Browse all 4 editions](https://www.g2.com/products/zoho-expense/pricing)

#### Free Trial

Yes

### Navan (Formerly TripActions)

#### Entry-Level Pricing

Plan: Navan Enterprise

Price: Contact Us

Description: For large-scale organizations

Key Features:
- The full suite of Navan Travel
- The full suite of Navan Expense
- Unlimited travelers and expensing users

[Browse all 2 editions](https://www.g2.com/products/navan-formerly-tripactions/pricing)

#### Free Trial

Yes

---
## Features Comparison By Category

### Expense Management

| Product | Score | Reviews |
|---|---|---|
| **Pleo** | 8.3/10 | 940 |
| **Rydoo** | 8.5/10 | 567 |
| **Zoho Expense** | 8.0/10 | 1017 |
| **Navan (Formerly TripActions)** | 9.2/10 | 5568 |

#### Expense Reports

| Feature | Pleo | Rydoo | Zoho Expense | Navan (Formerly TripActions) | 
|---|---|---|---|---|
| **Ease of Creating Expense Reports** | 8.7 (656 reviews) ✓ Verified | 8.8 (476 reviews) ✓ Verified | 8.7 (886 reviews) ✓ Verified | 9.4 (1908 reviews) ✓ Verified | 
| **Bank / Credit Card Integration** | 8.9 (613 reviews) ✓ Verified | 8.3 (280 reviews) ✓ Verified | 7.4 (612 reviews) ✓ Verified | 9.4 (1999 reviews) ✓ Verified | 
| **Smart Categorization** | 8.4 (679 reviews) ✓ Verified | 8.2 (392 reviews) ✓ Verified | 8.0 (713 reviews) ✓ Verified | 9.1 (1815 reviews) ✓ Verified | 
| **Digital Receipt Management** | 9.2 (814 reviews) ✓ Verified | 8.9 (457 reviews) ✓ Verified | 8.7 (836 reviews) ✓ Verified | 9.5 (2079 reviews) ✓ Verified | 
| **Employee Reimbursement** | 8.6 (483 reviews) ✓ Verified | 9.2 (90 reviews) | 8.4 (663 reviews) ✓ Verified | 9.6 (2054 reviews) ✓ Verified | 
| **Currency Conversions** | Feature Not Available | 8.4 (347 reviews) ✓ Verified | 8.2 (607 reviews) ✓ Verified | 9.1 (1324 reviews) ✓ Verified | 
| **Credit Card Integration** | 8.5 (545 reviews) ✓ Verified | 8.3 (200 reviews) ✓ Verified | 7.5 (531 reviews) ✓ Verified | 9.4 (1808 reviews) ✓ Verified | 

#### Agentic AI - Expense Management

| Feature | Pleo | Rydoo | Zoho Expense | Navan (Formerly TripActions) | 
|---|---|---|---|---|
| **Autonomous Task Execution** | 7.1 (80 reviews) | Not enough data | 7.3 (48 reviews) | 8.0 (68 reviews) | 
| **Cross-system Integration** | 7.3 (79 reviews) | Not enough data | 7.7 (48 reviews) | 8.0 (67 reviews) | 

#### Travel Management

| Feature | Pleo | Rydoo | Zoho Expense | Navan (Formerly TripActions) | 
|---|---|---|---|---|
| **Ease of Booking** | Feature Not Available | 8.7 (120 reviews) | 7.7 (367 reviews) | 9.5 (4769 reviews) ✓ Verified | 
| **Itinerary Management** | Feature Not Available | 8.5 (117 reviews) | 7.5 (412 reviews) | 9.4 (4523 reviews) ✓ Verified | 
| **Trip Notifications** | Feature Not Available | 8.5 (105 reviews) | 7.6 (413 reviews) | 9.5 (4633 reviews) ✓ Verified | 
| **Advanced Integrations** | 7.7 (366 reviews) | 8.6 (124 reviews) ✓ Verified | 7.6 (420 reviews) | 8.9 (3065 reviews) ✓ Verified | 

#### Client Invoicing

| Feature | Pleo | Rydoo | Zoho Expense | Navan (Formerly TripActions) | 
|---|---|---|---|---|
| **Invoice Creation and Delivery** | Feature Not Available | Feature Not Available | Feature Not Available | 9.0 (914 reviews) | 
| **Electronic Payments** | Feature Not Available | 8.9 (39 reviews) | 7.7 (356 reviews) | 9.3 (1015 reviews) | 
| **Project Accounting / Revenue Recognition** | 7.7 (374 reviews) | 8.4 (176 reviews) ✓ Verified | 7.9 (429 reviews) ✓ Verified | 9.0 (1132 reviews) ✓ Verified | 

#### Generative AI - Expense Management

| Feature | Pleo | Rydoo | Zoho Expense | Navan (Formerly TripActions) | 
|---|---|---|---|---|
| **Image-to-Text** | Not enough data | Not enough data | Not enough data | Not enough data | 
| **Text Generation** | Not enough data | Not enough data | Not enough data | Not enough data | 
| **Text Summarization** | Not enough data | Not enough data | Not enough data | Not enough data | 

#### Mobile

| Feature | Pleo | Rydoo | Zoho Expense | Navan (Formerly TripActions) | 
|---|---|---|---|---|
| **Receipt Capture** | 9.2 (823 reviews) ✓ Verified | 8.7 (469 reviews) ✓ Verified | 8.8 (783 reviews) ✓ Verified | 9.5 (1999 reviews) ✓ Verified | 
| **Mileage Tracking** | 7.4 (345 reviews) | 8.6 (231 reviews) ✓ Verified | 8.3 (517 reviews) ✓ Verified | 9.2 (1331 reviews) ✓ Verified | 
| **Travel Itinerary and Flight Status Updates** | Feature Not Available | 8.5 (96 reviews) | 7.5 (284 reviews) | 9.4 (1891 reviews) ✓ Verified | 

#### Platform

| Feature | Pleo | Rydoo | Zoho Expense | Navan (Formerly TripActions) | 
|---|---|---|---|---|
| **Embedded AI / Machine Learning** | 7.2 (414 reviews) ✓ Verified | 8.2 (186 reviews) ✓ Verified | 7.7 (395 reviews) ✓ Verified | 8.9 (1165 reviews) ✓ Verified | 
| **Complex Approval Workflow** | 7.5 (404 reviews) ✓ Verified | 8.1 (196 reviews) ✓ Verified | 7.9 (435 reviews) ✓ Verified | 8.9 (1191 reviews) ✓ Verified | 

#### Administration

| Feature | Pleo | Rydoo | Zoho Expense | Navan (Formerly TripActions) | 
|---|---|---|---|---|
| **PCI Regulation Compliant** | 8.1 (377 reviews) ✓ Verified | 8.8 (82 reviews) ✓ Verified | 8.0 (343 reviews) ✓ Verified | 9.0 (1027 reviews) ✓ Verified | 

#### Administration

| Feature | Pleo | Rydoo | Zoho Expense | Navan (Formerly TripActions) | 
|---|---|---|---|---|
| **Business Tool Integration** | 8.3 (485 reviews) ✓ Verified | 8.3 (208 reviews) ✓ Verified | 8.3 (564 reviews) ✓ Verified | 9.1 (1220 reviews) ✓ Verified | 
| **Workflow** | 8.5 (510 reviews) ✓ Verified | 8.6 (247 reviews) ✓ Verified | 8.4 (605 reviews) ✓ Verified | 9.2 (1382 reviews) ✓ Verified | 
| **Automated Reminders** | 8.8 (663 reviews) ✓ Verified | 8.6 (227 reviews) ✓ Verified | 8.3 (567 reviews) ✓ Verified | 9.2 (1562 reviews) ✓ Verified | 
| **Policy Compliance Management** | 8.1 (402 reviews) ✓ Verified | 8.3 (187 reviews) ✓ Verified | 8.3 (517 reviews) ✓ Verified | 9.2 (1366 reviews) ✓ Verified | 
| **User, Role, and Access Management** | 8.8 (593 reviews) ✓ Verified | 8.6 (228 reviews) ✓ Verified | 8.6 (640 reviews) ✓ Verified | 9.2 (1359 reviews) ✓ Verified | 

#### Platform

| Feature | Pleo | Rydoo | Zoho Expense | Navan (Formerly TripActions) | 
|---|---|---|---|---|
| **Reporting** | 8.3 (529 reviews) ✓ Verified | 8.5 (286 reviews) ✓ Verified | 8.5 (668 reviews) ✓ Verified | 9.2 (1261 reviews) ✓ Verified | 
| **APIs / Integration** | 8.1 (413 reviews) ✓ Verified | 8.2 (157 reviews) ✓ Verified | 7.8 (424 reviews) ✓ Verified | 9.0 (1041 reviews) ✓ Verified | 
| **Internationalization** | 8.1 (364 reviews) | 8.7 (181 reviews) ✓ Verified | 8.1 (401 reviews) ✓ Verified | 9.1 (1064 reviews) | 
| **Performance and Reliability** | 9.0 (702 reviews) ✓ Verified | 8.6 (311 reviews) ✓ Verified | 8.7 (653 reviews) ✓ Verified | 9.4 (1690 reviews) ✓ Verified | 
| **Mobile User Support** | 9.0 (629 reviews) ✓ Verified | 8.5 (261 reviews) ✓ Verified | 8.6 (591 reviews) ✓ Verified | 9.4 (1641 reviews) ✓ Verified | 
| **Offline** | Feature Not Available | Feature Not Available | 7.7 (407 reviews) ✓ Verified | Feature Not Available | 

### Mileage Tracking

| Product | Score | Reviews |
|---|---|---|
| **Pleo** | N/A | N/A |
| **Rydoo** | N/A | N/A |
| **Zoho Expense** | 8.5/10 | 163 |
| **Navan (Formerly TripActions)** | 8.8/10 | 70 |

#### Setup

| Feature | Pleo | Rydoo | Zoho Expense | Navan (Formerly TripActions) | 
|---|---|---|---|---|
| **Vehicles** | Not enough data | Not enough data | 8.5 (113 reviews) | 8.4 (54 reviews) | 
| **Employees** | Not enough data | Not enough data | 8.6 (119 reviews) | 8.5 (56 reviews) | 
| **Travel Types** | Not enough data | Not enough data | 8.6 (117 reviews) | 9.1 (58 reviews) | 
| **Locations** | Not enough data | Not enough data | 8.5 (114 reviews) | 8.9 (56 reviews) | 

#### Tracking

| Feature | Pleo | Rydoo | Zoho Expense | Navan (Formerly TripActions) | 
|---|---|---|---|---|
| **Mileage** | Not enough data | Not enough data | 9.0 (139 reviews) | 9.2 (58 reviews) | 
| **Logs** | Not enough data | Not enough data | 8.7 (120 reviews) | 8.7 (51 reviews) | 
| **Automation** | Not enough data | Not enough data | 8.7 (117 reviews) | 8.7 (53 reviews) | 

#### Reimbursement

| Feature | Pleo | Rydoo | Zoho Expense | Navan (Formerly TripActions) | 
|---|---|---|---|---|
| **Reimbursement** | Not enough data | Not enough data | 9.0 (132 reviews) | 9.1 (58 reviews) | 
| **Expenses** | Not enough data | Not enough data | 9.1 (145 reviews) | 9.2 (54 reviews) | 
| **Workflows** | Not enough data | Not enough data | 8.7 (119 reviews) | 8.7 (54 reviews) | 

#### Platform - Mileage Tracking

| Feature | Pleo | Rydoo | Zoho Expense | Navan (Formerly TripActions) | 
|---|---|---|---|---|
| **Reporting** | Not enough data | Not enough data | 8.9 (59 reviews) | 8.6 (52 reviews) | 
| **Customer Support** | Not enough data | Not enough data | 8.0 (56 reviews) | 8.8 (51 reviews) | 

#### Agentic AI - Mileage Tracking

| Feature | Pleo | Rydoo | Zoho Expense | Navan (Formerly TripActions) | 
|---|---|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 7.1 (12 reviews) | 8.6 (17 reviews) | 
| **Adaptive Learning** | Not enough data | Not enough data | 7.1 (11 reviews) | 8.9 (18 reviews) | 

### Spend Management

| Product | Score | Reviews |
|---|---|---|
| **Pleo** | 7.8/10 | 116 |
| **Rydoo** | N/A | N/A |
| **Zoho Expense** | N/A | N/A |
| **Navan (Formerly TripActions)** | 9.2/10 | 685 |

#### Setup

| Feature | Pleo | Rydoo | Zoho Expense | Navan (Formerly TripActions) | 
|---|---|---|---|---|
| **Data** | 7.7 (103 reviews) | Not enough data | Not enough data | Feature Not Available | 
| **Approvals** | 8.1 (108 reviews) | Not enough data | Not enough data | 9.3 (530 reviews) | 
| **Alignment** | 7.9 (102 reviews) | Not enough data | Not enough data | 9.3 (451 reviews) | 

#### Performance

| Feature | Pleo | Rydoo | Zoho Expense | Navan (Formerly TripActions) | 
|---|---|---|---|---|
| **KPIs** | 7.2 (105 reviews) | Not enough data | Not enough data | Feature Not Available | 
| **Benchmarks** | 7.4 (101 reviews) | Not enough data | Not enough data | Feature Not Available | 
| **Forecasting** | 7.2 (100 reviews) | Not enough data | Not enough data | Feature Not Available | 
| **Savings** | 7.1 (100 reviews) | Not enough data | Not enough data | 9.0 (391 reviews) | 

#### Payment Cards

| Feature | Pleo | Rydoo | Zoho Expense | Navan (Formerly TripActions) | 
|---|---|---|---|---|
| **One-time Virtual** | 7.9 (101 reviews) | Not enough data | Not enough data | 9.3 (403 reviews) | 
| **Recurring Virtual** | 8.2 (104 reviews) | Not enough data | Not enough data | 9.1 (374 reviews) | 
| **Physical** | 8.2 (109 reviews) | Not enough data | Not enough data | 9.3 (417 reviews) | 

#### Reporting

| Feature | Pleo | Rydoo | Zoho Expense | Navan (Formerly TripActions) | 
|---|---|---|---|---|
| **Real time** | 8.4 (103 reviews) | Not enough data | Not enough data | 9.3 (427 reviews) | 
| **Multiple Views** | 8.0 (101 reviews) | Not enough data | Not enough data | 9.2 (378 reviews) | 
| **Export** | 8.2 (104 reviews) | Not enough data | Not enough data | 9.1 (365 reviews) | 
| **Budgets** | 7.7 (96 reviews) | Feature Not Available | Not enough data | 9.2 (372 reviews) | 

#### Payments

| Feature | Pleo | Rydoo | Zoho Expense | Navan (Formerly TripActions) | 
|---|---|---|---|---|
| **Vendor** | 7.7 (100 reviews) | Not enough data | Not enough data | Feature Not Available | 
| **Recurring** | 7.8 (99 reviews) | Not enough data | Not enough data | 9.2 (351 reviews) | 
| **Employee Reimbursements** | 8.1 (99 reviews) | Not enough data | Not enough data | 9.5 (537 reviews) | 
| **ACH** | 7.2 (91 reviews) | Not enough data | Not enough data | 9.2 (377 reviews) | 

#### Fraud & Risk Management

| Feature | Pleo | Rydoo | Zoho Expense | Navan (Formerly TripActions) | 
|---|---|---|---|---|
| **Notifications** | 8.1 (96 reviews) | Not enough data | Not enough data | 9.4 (450 reviews) | 
| **Unique Cards** | 8.0 (103 reviews) | Not enough data | Not enough data | 9.2 (393 reviews) | 
| **Controls** | 8.5 (98 reviews) | Not enough data | Not enough data | 9.3 (388 reviews) | 

#### Agentic AI - Spend Management

| Feature | Pleo | Rydoo | Zoho Expense | Navan (Formerly TripActions) | 
|---|---|---|---|---|
| **Proactive Assistance** | 7.0 (33 reviews) | Not enough data | Not enough data | 8.6 (21 reviews) | 

### Invoice Management

| Product | Score | Reviews |
|---|---|---|
| **Pleo** | 7.6/10 | 102 |
| **Rydoo** | N/A | N/A |
| **Zoho Expense** | N/A | N/A |
| **Navan (Formerly TripActions)** | N/A | N/A |

#### Invoice Generation

| Feature | Pleo | Rydoo | Zoho Expense | Navan (Formerly TripActions) | 
|---|---|---|---|---|
| **Templates** | 7.2 (58 reviews) | Not enough data | Not enough data | Not enough data | 
| **Digital Invoices** | 8.3 (73 reviews) | Not enough data | Not enough data | Not enough data | 
| **Recurring Invoices** | 8.0 (65 reviews) | Not enough data | Not enough data | Not enough data | 

#### Invoice Processing

| Feature | Pleo | Rydoo | Zoho Expense | Navan (Formerly TripActions) | 
|---|---|---|---|---|
| **Approvals** | 8.1 (77 reviews) | Not enough data | Not enough data | Not enough data | 
| **Batch Processing** | 7.3 (61 reviews) | Not enough data | Not enough data | Not enough data | 
| **Consolidation** | 7.3 (62 reviews) | Not enough data | Not enough data | Not enough data | 
| **Match Invoices** | 8.0 (68 reviews) | Not enough data | Not enough data | Not enough data | 

#### Analytics

| Feature | Pleo | Rydoo | Zoho Expense | Navan (Formerly TripActions) | 
|---|---|---|---|---|
| **Due Dates** | 7.9 (67 reviews) | Not enough data | Not enough data | Not enough data | 
| **Cashflow** | 8.0 (70 reviews) | Not enough data | Not enough data | Not enough data | 
| **KPIs** | 7.0 (59 reviews) | Not enough data | Not enough data | Not enough data | 
| **Payment Tracking** | 8.4 (82 reviews) | Not enough data | Not enough data | Not enough data | 

#### Integration

| Feature | Pleo | Rydoo | Zoho Expense | Navan (Formerly TripActions) | 
|---|---|---|---|---|
| **Accounting** | 8.2 (73 reviews) | Not enough data | Not enough data | Not enough data | 
| **Payments** | 8.7 (90 reviews) | Not enough data | Not enough data | Not enough data | 
| **ERP** | 7.3 (57 reviews) | Not enough data | Not enough data | Not enough data | 
| **Account Sync** | 8.0 (65 reviews) | Not enough data | Not enough data | Not enough data | 

#### Agentic AI - Invoice Management

| Feature | Pleo | Rydoo | Zoho Expense | Navan (Formerly TripActions) | 
|---|---|---|---|---|
| **Cross-system Integration** | 6.8 (13 reviews) | Not enough data | Not enough data | Not enough data | 
| **Adaptive Learning** | 6.4 (13 reviews) | Not enough data | Not enough data | Not enough data | 
| **Proactive Assistance** | 6.4 (13 reviews) | Not enough data | Not enough data | Not enough data | 

### Travel Management

| Product | Score | Reviews |
|---|---|---|
| **Pleo** | N/A | N/A |
| **Rydoo** | N/A | N/A |
| **Zoho Expense** | N/A | N/A |
| **Navan (Formerly TripActions)** | 8.8/10 | 5919 |

#### Expense Reporting

| Feature | Pleo | Rydoo | Zoho Expense | Navan (Formerly TripActions) | 
|---|---|---|---|---|
| **Expense Automation** | Not enough data | Not enough data | Not enough data | 9.2 (2328 reviews) ✓ Verified | 
| **Integration** | Not enough data | Not enough data | Not enough data | 9.0 (1990 reviews) ✓ Verified | 
| **Compliance** | Not enough data | Not enough data | Not enough data | 9.2 (2091 reviews) ✓ Verified | 
| **Mobile Functionality** | Not enough data | Not enough data | Not enough data | 9.3 (2655 reviews) ✓ Verified | 

#### Travel Management

| Feature | Pleo | Rydoo | Zoho Expense | Navan (Formerly TripActions) | 
|---|---|---|---|---|
| **Ease of Booking** | Feature Not Available | 8.7 (120 reviews) | 7.7 (367 reviews) | 9.5 (4769 reviews) ✓ Verified | 
| **Itinerary Management** | Feature Not Available | 8.5 (117 reviews) | 7.5 (412 reviews) | 9.4 (4523 reviews) ✓ Verified | 
| **Trip Notifications** | Feature Not Available | 8.5 (105 reviews) | 7.6 (413 reviews) | 9.5 (4633 reviews) ✓ Verified | 
| **Advanced Integrations** | 7.7 (366 reviews) | 8.6 (124 reviews) ✓ Verified | 7.6 (420 reviews) | 8.9 (3065 reviews) ✓ Verified | 

#### Approval 

| Feature | Pleo | Rydoo | Zoho Expense | Navan (Formerly TripActions) | 
|---|---|---|---|---|
| **Rules** | Not enough data | Not enough data | Not enough data | 9.2 (2488 reviews) ✓ Verified | 
| **Workflows** | Not enough data | Not enough data | Not enough data | 9.2 (2222 reviews) ✓ Verified | 
| **Submit** | Not enough data | Not enough data | Not enough data | 9.4 (2581 reviews) ✓ Verified | 

#### AI - Travel Management

| Feature | Pleo | Rydoo | Zoho Expense | Navan (Formerly TripActions) | 
|---|---|---|---|---|
| **Personalization** | Not enough data | Not enough data | Not enough data | 8.1 (543 reviews) | 
| **Predictive Analytics** | Not enough data | Not enough data | Not enough data | 8.0 (534 reviews) | 
| **Cost Savings** | Not enough data | Not enough data | Not enough data | 8.1 (534 reviews) | 
| **Efficiency** | Not enough data | Not enough data | Not enough data | 8.3 (536 reviews) | 
| **Real-Time Assistance** | Not enough data | Not enough data | Not enough data | 8.3 (539 reviews) | 

#### Agentic AI - Travel Management

| Feature | Pleo | Rydoo | Zoho Expense | Navan (Formerly TripActions) | 
|---|---|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | Not enough data | 8.0 (158 reviews) | 
| **Proactive Assistance** | Not enough data | Not enough data | Not enough data | 7.9 (161 reviews) | 

#### Employee Risk Management

| Feature | Pleo | Rydoo | Zoho Expense | Navan (Formerly TripActions) | 
|---|---|---|---|---|
| **Emergency Assistance Integration** | Not enough data | Not enough data | Not enough data | Not enough data | 
| **Policy Enforcement & Compliance** | Not enough data | Not enough data | Not enough data | 9.3 (9 reviews) | 
| **Traveler Tracking** | Not enough data | Not enough data | Not enough data | Not enough data | 
| **Risk Alerts & Safety Notifications** | Not enough data | Not enough data | Not enough data | Not enough data | 

#### Sustainability & Reporting

| Feature | Pleo | Rydoo | Zoho Expense | Navan (Formerly TripActions) | 
|---|---|---|---|---|
| **Sustainability Reporting** | Not enough data | Not enough data | Not enough data | Not enough data | 
| **Green Travel Recommendations** | Not enough data | Not enough data | Not enough data | Not enough data | 
| **Carbon Emissions Tracking** | Not enough data | Not enough data | Not enough data | Not enough data | 

### Payment Card Issuance

| Product | Score | Reviews |
|---|---|---|
| **Pleo** | 8.1/10 | 251 |
| **Rydoo** | N/A | N/A |
| **Zoho Expense** | N/A | N/A |
| **Navan (Formerly TripActions)** | 8.9/10 | 6 |

#### Card Management

| Feature | Pleo | Rydoo | Zoho Expense | Navan (Formerly TripActions) | 
|---|---|---|---|---|
| **Card Types** | 8.5 (209 reviews) | Not enough data | Not enough data | Not enough data | 
| **Card Controls** | 8.9 (210 reviews) | Not enough data | Not enough data | 9.7 (5 reviews) | 
| **Card Personalization** | Feature Not Available | Not enough data | Not enough data | Not enough data | 
| **Configuration** | 8.4 (183 reviews) | Not enough data | Not enough data | Not enough data | 
| **Fulfillment** | 8.0 (173 reviews) | Feature Not Available | Not enough data | Not enough data | 
| **Replacement** | 8.2 (163 reviews) | Not enough data | Not enough data | 8.0 (5 reviews) | 

#### Controls

| Feature | Pleo | Rydoo | Zoho Expense | Navan (Formerly TripActions) | 
|---|---|---|---|---|
| **Tokenization** | 7.4 (129 reviews) | Not enough data | Not enough data | Not enough data | 
| **Security** | 8.7 (194 reviews) | Not enough data | Not enough data | Not enough data | 
| **Card Networks** | 8.3 (153 reviews) | Not enough data | Not enough data | Not enough data | 
| **Integration** | 8.2 (166 reviews) | Not enough data | Not enough data | Not enough data | 
| **Testing** | 7.3 (129 reviews) | Not enough data | Not enough data | Not enough data | 
| **APIs** | 7.6 (129 reviews) | Not enough data | Not enough data | Not enough data | 

### Accounting & Finance

| Product | Score | Reviews |
|---|---|---|
| **Pleo** | N/A | N/A |
| **Rydoo** | N/A | N/A |
| **Zoho Expense** | N/A | N/A |
| **Navan (Formerly TripActions)** | N/A | N/A |

#### Agentic AI - Accounting & Finance

| Feature | Pleo | Rydoo | Zoho Expense | Navan (Formerly TripActions) | 
|---|---|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | Not enough data | Not enough data | 

---
## Categories
**Shared Categories (1):** [Expense Management Software](https://www.g2.com/categories/expense-management)

**Unique to Pleo (3):** [Spend Management Software](https://www.g2.com/categories/spend-management), [Invoice Management Software](https://www.g2.com/categories/invoice-management), [Payment Card Issuance Software](https://www.g2.com/categories/payment-card-issuance)

**Unique to Rydoo (3):** [Spend Management Software](https://www.g2.com/categories/spend-management), [Mileage Tracking Software](https://www.g2.com/categories/mileage-tracking), [Payment Card Issuance Software](https://www.g2.com/categories/payment-card-issuance)

**Unique to Zoho Expense (1):** [Mileage Tracking Software](https://www.g2.com/categories/mileage-tracking)

**Unique to Navan (Formerly TripActions) (4):** [Payment Card Issuance Software](https://www.g2.com/categories/payment-card-issuance), [Travel Management Software](https://www.g2.com/categories/travel-management), [Spend Management Software](https://www.g2.com/categories/spend-management), [Mileage Tracking Software](https://www.g2.com/categories/mileage-tracking)


---
## Reviewer Demographics

### By Company Size

| Segment | Pleo | Rydoo | Zoho Expense | Navan (Formerly TripActions) | 
|---|---|---|---|---|
| **Small-Business** | 62.6% | 27.1% | 82.2% | 8.3% | 
| **Mid-Market** | 35.4% | 49.0% | 14.7% | 60.9% | 
| **Enterprise** | 1.9% | 24.0% | 3.1% | 30.7% | 

### By Industry

#### Pleo

- **Computer Software:** 12.3%
- **Information Technology and Services:** 8.6%
- **Marketing and Advertising:** 5.9%
- **Financial Services:** 4.4%
- **Hospitality:** 2.8%
- **Retail:** 2.7%
- **Accounting:** 2.6%
- **Construction:** 2.4%
- **Leisure, Travel & Tourism:** 2.3%
- **Events Services:** 2.3%
- **Other:** 53.9%

#### Rydoo

- **Information Technology and Services:** 11.6%
- **Computer Software:** 7.5%
- **Management Consulting:** 4.0%
- **Financial Services:** 3.8%
- **Accounting:** 3.8%
- **Marketing and Advertising:** 3.3%
- **Human Resources:** 2.6%
- **Construction:** 2.5%
- **Automotive:** 2.2%
- **Hospital & Health Care:** 2.1%
- **Other:** 56.5%

#### Zoho Expense

- **Information Technology and Services:** 8.3%
- **Computer Software:** 6.1%
- **Construction:** 4.6%
- **Non-Profit Organization Management:** 4.0%
- **Accounting:** 3.7%
- **Marketing and Advertising:** 3.3%
- **Management Consulting:** 3.2%
- **Consulting:** 2.7%
- **Financial Services:** 2.7%
- **Education Management:** 2.0%
- **Other:** 59.4%

#### Navan (Formerly TripActions)

- **Computer Software:** 23.3%
- **Information Technology and Services:** 16.9%
- **Marketing and Advertising:** 4.8%
- **Financial Services:** 4.7%
- **Hospital & Health Care:** 2.5%
- **Transportation/Trucking/Railroad:** 2.2%
- **Automotive:** 2.1%
- **Internet:** 2.0%
- **Computer & Network Security:** 1.8%
- **Health, Wellness and Fitness:** 1.7%
- **Other:** 38.0%

---
## Alternatives

### Alternatives to Pleo

- [Payhawk](https://www.g2.com/products/payhawk/reviews) — 4.5/5 stars (889 reviews)
- [Spendesk](https://www.g2.com/products/spendesk/reviews) — 4.6/5 stars (413 reviews)
- [SAP Concur](https://www.g2.com/products/sap-concur/reviews) — 4.0/5 stars (7076 reviews)
- [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) — 4.8/5 stars (2427 reviews)
- [Brex](https://www.g2.com/products/brex/reviews) — 4.8/5 stars (1576 reviews)
- [BILL Spend & Expense (Formerly Divvy)](https://www.g2.com/products/bill-spend-expense-formerly-divvy/reviews) — 4.5/5 stars (2105 reviews)
- [Soldo](https://www.g2.com/products/soldo/reviews) — 4.5/5 stars (193 reviews)
- [Expensify](https://www.g2.com/products/expensify/reviews) — 4.5/5 stars (5648 reviews)
- [Moss | Spend smarter](https://www.g2.com/products/moss-spend-smarter/reviews) — 4.7/5 stars (230 reviews)
- [Emburse Spend (formerly Abacus)](https://www.g2.com/products/emburse-spend-formerly-abacus/reviews) — 4.5/5 stars (1120 reviews)

### Alternatives to Rydoo

- [Emburse Spend (formerly Abacus)](https://www.g2.com/products/emburse-spend-formerly-abacus/reviews) — 4.5/5 stars (1120 reviews)
- [Perk (formerly TravelPerk)](https://www.g2.com/products/perk-formerly-travelperk/reviews) — 4.6/5 stars (1993 reviews)
- [Payhawk](https://www.g2.com/products/payhawk/reviews) — 4.5/5 stars (889 reviews)
- [Spendesk](https://www.g2.com/products/spendesk/reviews) — 4.6/5 stars (413 reviews)
- [SAP Concur](https://www.g2.com/products/sap-concur/reviews) — 4.0/5 stars (7076 reviews)
- [Expensify](https://www.g2.com/products/expensify/reviews) — 4.5/5 stars (5648 reviews)
- [Emburse Expense Professional (formerly Certify Expense)](https://www.g2.com/products/emburse-expense-professional-formerly-certify-expense/reviews) — 4.5/5 stars (2392 reviews)
- [Emburse Nexonia](https://www.g2.com/products/emburse-nexonia/reviews) — 4.3/5 stars (489 reviews)
- [Emburse Expense Enterprise (formerly Chrome River Expense)](https://www.g2.com/products/emburse-expense-enterprise-formerly-chrome-river-expense/reviews) — 4.3/5 stars (2130 reviews)
- [Circula](https://www.g2.com/products/circula/reviews) — 4.6/5 stars (1058 reviews)

### Alternatives to Zoho Expense

- [Dext](https://www.g2.com/products/dext/reviews) — 4.6/5 stars (293 reviews)
- [Everlance](https://www.g2.com/products/everlance/reviews) — 4.4/5 stars (133 reviews)
- [TripLog](https://www.g2.com/products/triplog/reviews) — 4.6/5 stars (59 reviews)
- [SAP Concur](https://www.g2.com/products/sap-concur/reviews) — 4.0/5 stars (7076 reviews)
- [Expensify](https://www.g2.com/products/expensify/reviews) — 4.5/5 stars (5648 reviews)
- [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) — 4.8/5 stars (2427 reviews)
- [Emburse Expense Professional (formerly Certify Expense)](https://www.g2.com/products/emburse-expense-professional-formerly-certify-expense/reviews) — 4.5/5 stars (2392 reviews)
- [Sage Expense Management](https://www.g2.com/products/sage-expense-management/reviews) — 4.6/5 stars (1808 reviews)
- [Emburse Spend (formerly Abacus)](https://www.g2.com/products/emburse-spend-formerly-abacus/reviews) — 4.5/5 stars (1120 reviews)
- [Happay](https://www.g2.com/products/happay/reviews) — 4.5/5 stars (432 reviews)

### Alternatives to Navan (Formerly TripActions)

- [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) — 4.8/5 stars (2427 reviews)
- [Perk (formerly TravelPerk)](https://www.g2.com/products/perk-formerly-travelperk/reviews) — 4.6/5 stars (1993 reviews)
- [Brex](https://www.g2.com/products/brex/reviews) — 4.8/5 stars (1576 reviews)
- [Amex GBT Egencia](https://www.g2.com/products/amex-gbt-egencia/reviews) — 4.5/5 stars (886 reviews)
- [SAP Concur](https://www.g2.com/products/sap-concur/reviews) — 4.0/5 stars (7076 reviews)
- [Expensify](https://www.g2.com/products/expensify/reviews) — 4.5/5 stars (5648 reviews)
- [Emburse Expense Professional (formerly Certify Expense)](https://www.g2.com/products/emburse-expense-professional-formerly-certify-expense/reviews) — 4.5/5 stars (2392 reviews)
- [BILL Spend & Expense (Formerly Divvy)](https://www.g2.com/products/bill-spend-expense-formerly-divvy/reviews) — 4.5/5 stars (2105 reviews)
- [Routespring](https://www.g2.com/products/routespring/reviews) — 4.9/5 stars (399 reviews)
- [TravelBank](https://www.g2.com/products/travelbank/reviews) — 4.5/5 stars (379 reviews)

---
## Top Discussions

### Pleo

- Title: [What is Pleo used for?](https://www.g2.com/discussions/what-is-pleo-used-for) — 2 comments
  > **Top comment:** "Expense accounting on company credit cards."
- Title: [Pleo card is not accepted by all organisations](https://www.g2.com/discussions/13281-pleo-card-is-not-accepted-by-all-organisations) — 2 comments, 1 upvote
  > **Top comment:** "Hi Stephen. Pleo cards can be used in more than 30 million locations worldwide, online and in stores, making corporate purchasing easy and convenient – just..."
- Title: [Pleo isn't on UBER as one of the options for auto-submitting expenses](https://www.g2.com/discussions/pleo-isn-t-on-uber-as-one-of-the-options-for-auto-submitting-expenses) — 1 comment, 1 upvote
  > **Top comment:** "Have you tried just entering as a Mastercard?
I use it for tickets and taxi in Denmark and Sweden without any problems."
- Title: [Can users swap cards?](https://www.g2.com/discussions/13939-can-users-swap-cards) — 1 comment, 1 upvote
  > **Top comment:** "Hi Barry,

Pleo users swap cards with one another. Virtual as well as plastic cards are assigned to one single cardholder and must not be shared. By..."
- Title: [Can I separate manager transactions into lists?](https://www.g2.com/discussions/13845-can-i-separate-manager-transactions-into-lists) — 1 comment, 1 upvote
  > **Top comment:** "Hi Deborah. Admins have access to everyone's transactions directly in the Pleo app. The expense feed as well as the manage expense view give great detail..."

### Rydoo

- Title: [How to include Uber or other taxi on rydo automaticaly?](https://www.g2.com/discussions/how-to-include-uber-or-other-taxi-on-rydo-automaticaly) — 2 comments, 1 upvote
  > **Top comment:** "Hi Reinaldo,

To add an Uber receipt I take a screenshot of the Uber email on my phone and add it as the receipt in rydoo."
- Title: [Where is my data held? Is it secure?](https://www.g2.com/discussions/data-security-c40be2cc-09e1-4be0-9896-8e0944022d61) — 2 comments, 1 upvote *(includes official response)*
  > **Top comment:** "All data is stored in the European Union, and is stored in line with the regulations of the European Data Protection Directive designed to protect the..."
- Title: [Rydoo is already set up, now we want it to integrate with Exact Online, how best to handle?](https://www.g2.com/discussions/11895-rydoo-is-already-set-up-now-we-want-it-to-integrate-with-exact-online-how-best-to-handle) — 1 comment, 1 upvote
  > **Top comment:** "If your accounting software allows csv integration you can run reportings with the accounting function then import into the accounting software.  A yooz..."
- Title: [How does the pricing work?](https://www.g2.com/discussions/pricing-f6aaee79-8259-4b74-b79c-a665f75db810) — 1 comment, 1 upvote *(includes official response)*
  > **Top comment:** "With Rydoo we aim to make things simple, charging on a per user basis. All plans allow you to test drive the solution before you start (with no credit card..."
- Title: [What is the difference between the team and enterprise plan?](https://www.g2.com/discussions/pricing-7bd80c0b-902e-48e4-ae0d-bdf4a0e617e1) — 1 comment, 1 upvote *(includes official response)*
  > **Top comment:** "With the team version you can sign up online. You can track, manage and follow up all expenses of your company or team and all features within Rydoo are..."

### Zoho Expense

- Title: [How can I import my e-receipt from my cellphone to this software?](https://www.g2.com/discussions/how-can-i-import-my-e-receipt-from-my-cellphone-to-this-software) — 2 comments, 1 upvote
  > **Top comment:** "One way is to email the e-receipt to the unique Zoho expense email address associated with your account. "
- Title: [What is Zoho Expense used for?](https://www.g2.com/discussions/zoho-expense-what-is-zoho-expense-used-for) — 1 comment, 1 upvote *(includes official response)*
  > **Top comment:** "Zoho Expense is an end to end employee expense and travel management tool. It helps you streamline corporate travel, automate expense reporting and gain..."
- Title: [Does Zoho expense integration with QuickBooks?](https://www.g2.com/discussions/does-zoho-expense-integration-with-quickbooks) — 1 comment
  > **Top comment:** "Hello,

Yes, Zoho Expense does have a direct integration available with Quickbooks. Kindly reach out to support[at]zohoexpense[dot]com to know more about..."
- Title: [How do I use Zoho expense app?](https://www.g2.com/discussions/how-do-i-use-zoho-expense-app) — 1 comment
  > **Top comment:** "Hello,

Zoho Expense can be used to upload receipts and create and submit expense reports. The application can be accessed from a web browser and installed..."
- Title: [Is Zoho expense free?](https://www.g2.com/discussions/is-zoho-expense-free) — 1 comment
  > **Top comment:** "Yes"

### Navan (Formerly TripActions)

- Title: [In what ways has Navan transformed corporate travel and expense management for modern businesses?](https://www.g2.com/discussions/in-what-ways-has-navan-transformed-corporate-travel-and-expense-management-for-modern-businesses) — 4 comments
  > **Top comment:** "Gamechanger. With places I've worked in the past, I had to collect receipts, scan them, upload them, categorize them, and then wait to get reimbursed or for..."
- Title: [Can we use Trip action to track mobility?](https://www.g2.com/discussions/15669-can-we-use-trip-action-to-track-mobility) — 4 comments, 2 upvotes
  > **Top comment:** "Hi Jayshree,  TripActions provides corporate travel and finance managers with robust reporting and analytics for those traveling within the organization.  I..."
- Title: [I book international travel by hosting fitness retreats.](https://www.g2.com/discussions/i-book-international-travel-by-hosting-fitness-retreats) — 3 comments, 1 upvote
  > **Top comment:** "Now without thinking much, book the flight ticket to China. It is an amalgamation of culture, technology, and tradition. Travelers all over the world every..."
- Title: [Is there a way for my receipts to get automatically loaded to my TripActions account?](https://www.g2.com/discussions/24818-is-there-a-way-for-my-receipts-to-get-automatically-loaded-to-my-tripactions-account) — 2 comments, 1 upvote
  > **Top comment:** "yes. If you have the application in your phone, you may "scan" the receipt and it will be loaded automatically. The smart app may classify it and you may..."
- Title: [How could i transfer my amazon points to friends or relatives](https://www.g2.com/discussions/15485-how-could-i-transfer-my-amazon-points-to-friends-or-relatives) — 2 comments, 1 upvote
  > **Top comment:** "You're sent a code from Amazon to upload as a gift card.  Instead of you uploading it to your account, I think you can just email it to your friend/family..."

---
**Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/pleo-vs-rydoo-vs-zoho-expense-vs-navan-formerly-tripactions)