Best Software for 2025 is now live!

Compare 401GO and Betterment at Work

Save
    Log in to your account
    to save comparisons,
    products and more.
At a Glance
401GO
401GO
Star Rating
(142)4.8 out of 5
Market Segments
Small-Business (92.7% of reviews)
Information
Entry-Level Pricing
$25.00 25 per month | $2 per participant | 0.3% AUM fee
Browse all 3 pricing plans
Betterment at Work
Betterment at Work
Star Rating
(212)4.0 out of 5
Market Segments
Small-Business (72.5% of reviews)
Information
Entry-Level Pricing
$100.00 100 per month + $5/monthly record keeping per active participant + 0.25% advisory fee + one-time implementation fee of $500
Browse all 3 pricing plans
AI Generated Summary
AI-generated. Powered by real user reviews.
  • Users report that Betterment at Work offers a solid Client Portal experience with a score of 9.3, making it easy for clients to access their information, while 401GO excels with a higher score of 9.4, indicating a more user-friendly interface.
  • Reviewers mention that 401GO's Quality of Support is exceptional, scoring 9.6, compared to Betterment at Work's lower score of 7.2, suggesting that users find 401GO more responsive and helpful when issues arise.
  • G2 users highlight the Ease of Setup for 401GO, which scores 9.3, indicating a smoother onboarding process compared to Betterment at Work's score of 8.0, where users report more challenges during initial setup.
  • Users on G2 appreciate Betterment at Work's Education Tools, scoring 9.4, but 401GO surpasses this with a perfect score of 10, indicating a more comprehensive suite of educational resources for users.
  • Reviewers say that 401GO shines in Generative AI capabilities, scoring 9.6, while Betterment at Work's score of 5.4 suggests a significant gap in advanced features that leverage AI for user experience.
  • Users report that Betterment at Work's Customizable Reporting feature, scoring 7.5, lacks flexibility compared to 401GO's score of 8.0, where users mention more options for tailoring reports to their specific needs.
Featured Products
Pricing
Entry-Level Pricing
401GO
GO-Starter
$25.00
25 per month | $2 per participant | 0.3% AUM fee
Browse all 3 pricing plans
Betterment at Work
Essential
$100.00
100 per month + $5/monthly record keeping per active participant + 0.25% advisory fee + one-time implementation fee of $500
Browse all 3 pricing plans
Free Trial
401GO
No trial information available
Betterment at Work
No trial information available
Ratings
Meets Requirements
9.6
112
8.7
194
Ease of Use
9.4
114
8.7
201
Ease of Setup
9.3
94
8.1
171
Ease of Admin
9.2
93
8.5
175
Quality of Support
9.6
111
7.3
190
Has the product been a good partner in doing business?
9.6
93
8.1
175
Product Direction (% positive)
9.5
107
8.0
193
Features by Category
Not enough data
9.2
124
Platform Content
Not enough data
9.4
9
Not enough data
9.4
9
Not enough data
9.1
9
Platform Basics
Not enough data
9.1
9
Not enough data
9.8
9
Not enough data
9.1
9
Not enough data
9.3
9
Platform Additional Functionality
Not enough data
9.3
9
Not enough data
9.8
9
Not enough data
8.3
8
Not enough data
9.3
9
Platform Data
Not enough data
8.5
9
Not enough data
8.8
8
Not enough data
Feature Not Available
Not enough data
9.3
9
Investment Portfolio ManagementHide 10 FeaturesShow 10 Features
Not enough data
8.4
136
Functionality
Not enough data
7.7
18
Not enough data
7.8
19
Not enough data
9.4
18
Not enough data
8.4
18
Not enough data
8.8
18
Not enough data
Feature Not Available
Not enough data
8.2
12
Integration
Not enough data
8.5
18
Not enough data
8.4
15
Not enough data
Feature Not Available
Onboarding
9.2
99
7.5
179
9.4
99
8.6
180
Dashboard
9.2
95
8.5
174
9.3
92
8.1
175
9.4
90
8.3
171
Compliance
9.2
72
8.6
171
9.3
80
8.4
170
Administration
9.0
84
8.3
172
8.9
89
7.9
172
Generative AI
Feature Not Available
Feature Not Available
Categories
Categories
Shared Categories
401GO
401GO
Betterment at Work
Betterment at Work
401GO and Betterment at Work are categorized as 401(k)
Unique Categories
401GO
401GO has no unique categories
Betterment at Work
Betterment at Work is categorized as Investment Portfolio Management and Financial Wellness
Reviews
Reviewers' Company Size
401GO
401GO
Small-Business(50 or fewer emp.)
92.7%
Mid-Market(51-1000 emp.)
7.3%
Enterprise(> 1000 emp.)
0%
Betterment at Work
Betterment at Work
Small-Business(50 or fewer emp.)
72.5%
Mid-Market(51-1000 emp.)
26.1%
Enterprise(> 1000 emp.)
1.4%
Reviewers' Industry
401GO
401GO
Financial Services
16.8%
Accounting
11.7%
Hospital & Health Care
10.2%
Construction
8.8%
Computer Software
4.4%
Other
48.2%
Betterment at Work
Betterment at Work
Computer Software
9.2%
Information Technology and Services
6.8%
Financial Services
6.3%
Non-Profit Organization Management
4.8%
Marketing and Advertising
4.8%
Other
68.1%
Most Helpful Reviews
401GO
401GO
Most Helpful Favorable Review
Verified User
G
Verified User in Health, Wellness and Fitness

The low cost is very important for small businesses. However, the ease of use and great customer support get top kudos!

Most Helpful Critical Review
Patrick L.
PL
Patrick L.
Verified User in Financial Services

Performance and changing allocations is clunky. I'm trying to transfer out now and it's not user friendly. I'm in this industry and am having difficulty accomplishing that task.

Betterment at Work
Betterment at Work
Most Helpful Favorable Review
Yuni .
Y
Yuni .
Verified User in Marketing and Advertising

Betterment provides a modern take on the 401k. Other providers seem to have a UX that has remained untouched since the 90s as well as horrible customer service (seemingly) designed to make changes difficult. Betterment's platform is incredibly easy to...

Most Helpful Critical Review
Ian L.
IL
Ian L.
Verified User in Marketing and Advertising

The integration process with Justworks was not as seamless as promised. After onboarding, I discovered that manual synchronization was required between the two platforms. Additionally, Betterment's support options were limited to email, as screen-sharing...

Alternatives
401GO
401GO Alternatives
Human Interest 401(k)
Human Interest 401(k)
Add Human Interest 401(k)
Guideline
Guideline
Add Guideline
ForUsAll
ForUsAll
Add ForUsAll
Vestwell
Vestwell
Add Vestwell
Betterment at Work
Betterment at Work Alternatives
Human Interest 401(k)
Human Interest 401(k)
Add Human Interest 401(k)
Guideline
Guideline
Add Guideline
SmartDollar
SmartDollar
Add SmartDollar
Morningstar Direct
Morningstar Direct
Add Morningstar Direct
Discussions
401GO
401GO Discussions
Monty the Mongoose crying
401GO has no discussions with answers
Betterment at Work
Betterment at Work Discussions
Monty the Mongoose crying
Betterment at Work has no discussions with answers
401GO
401GO
Optimized for quick response
Betterment at Work
Betterment at Work
Optimized for quick response