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Best Installment Payment and Buy Now Pay Later (BNPL) Software - Page 4

Subhransu Sahu
SS
Researched and written by Subhransu Sahu

Installment payment and buy now pay later (BNPL) software facilitates a business’ ability to offer customers the option to purchase products and services over time through a set number of regular payments. Businesses embed these solutions into their online store or integrate them with their invoicing software to offer flexible payment options. Because of the flexibility associated with installment payments, these solutions enable a business to potentially attract new customers and sell more high-priced items within their e-commerce store. This type of software can also benefit marketplace providers such as Etsy or eBay, which use BNPL to allow their sellers to receive installment payments.

These tools need to integrate with e-commerce platforms to provide options for installment payment at checkout and with payment gateways to process payments. Furthermore, all payment data needs to be transferred to financial systems, which requires integration with accounting software.

To qualify for inclusion in the Installment Payment and Buy Now Pay Later (BNPL) category, a product must:

Provide the option to pay for purchases by choosing from multiple installment plans
Manage the amount, timeframe, and number of installments available
Define multiple installment plans that can be assigned to different products and services
Apply appropriate interest and fees if the installments are late or unpaid
Send personalized payment notifications to both customers and businesses
Integrate with e-commerce platforms, payment gateways, or invoicing software
Analyze the impact of buy now pay later options on customer satisfaction
Comply with security and privacy compliance regulations such as PCI DSS

Best Installment Payment and Buy Now Pay Later (BNPL) Software At A Glance

Best for Small Businesses:
Best for Mid-Market:
Highest User Satisfaction:
Best Free Software:
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Highest User Satisfaction:
Best Free Software:

G2 takes pride in showing unbiased reviews on user satisfaction in our ratings and reports. We do not allow paid placements in any of our ratings, rankings, or reports. Learn about our scoring methodologies.

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71 Listings in Installment Payment and Buy Now Pay Later (BNPL) Available
  • Overview
    Expand/Collapse Overview
  • Product Description
    How are these determined?Information
    This description is provided by the seller.

    ExtendCredit is a cloud-based financial services platform designed to enable companies, of all sizes, to easily boost sales, enhance loyalty and grow revenue.

    Users
    No information available
    Industries
    No information available
    Market Segment
    • 100% Small-Business
  • User Satisfaction
    Expand/Collapse User Satisfaction
  • ExtendCredit.com features and usability ratings that predict user satisfaction
    8.3
    Quality of Support
    Average: 8.3
    0.0
    No information available
    0.0
    No information available
    0.0
    No information available
  • Seller Details
    Expand/Collapse Seller Details
  • Seller Details
    HQ Location
    Aliso Viejo, CA
    LinkedIn® Page
    www.linkedin.com
    6 employees on LinkedIn®
Product Description
How are these determined?Information
This description is provided by the seller.

ExtendCredit is a cloud-based financial services platform designed to enable companies, of all sizes, to easily boost sales, enhance loyalty and grow revenue.

Users
No information available
Industries
No information available
Market Segment
  • 100% Small-Business
ExtendCredit.com features and usability ratings that predict user satisfaction
8.3
Quality of Support
Average: 8.3
0.0
No information available
0.0
No information available
0.0
No information available
Seller Details
HQ Location
Aliso Viejo, CA
LinkedIn® Page
www.linkedin.com
6 employees on LinkedIn®
(3)4.5 out of 5
Save to My Lists
  • Overview
    Expand/Collapse Overview
  • Product Description
    How are these determined?Information
    This description is provided by the seller.

    Hokodo is a pan-European fintech startup whose mission is to bring B2B commerce into the 21st century. Hokodo’s B2B Buy Now, Pay Later solution enables B2B merchants to sell more by offering credit t

    Users
    No information available
    Industries
    No information available
    Market Segment
    • 67% Mid-Market
    • 33% Small-Business
  • User Satisfaction
    Expand/Collapse User Satisfaction
  • Hokodo features and usability ratings that predict user satisfaction
    7.8
    Quality of Support
    Average: 8.3
    10.0
    Payment Scheduling
    Average: 8.7
    8.3
    Loyalty Management
    Average: 8.3
    8.3
    E-commerce Integration
    Average: 8.6
  • Seller Details
    Expand/Collapse Seller Details
  • Seller Details
    Seller
    Hokodo
    Year Founded
    2018
    HQ Location
    London, GB
    LinkedIn® Page
    www.linkedin.com
    105 employees on LinkedIn®
Product Description
How are these determined?Information
This description is provided by the seller.

Hokodo is a pan-European fintech startup whose mission is to bring B2B commerce into the 21st century. Hokodo’s B2B Buy Now, Pay Later solution enables B2B merchants to sell more by offering credit t

Users
No information available
Industries
No information available
Market Segment
  • 67% Mid-Market
  • 33% Small-Business
Hokodo features and usability ratings that predict user satisfaction
7.8
Quality of Support
Average: 8.3
10.0
Payment Scheduling
Average: 8.7
8.3
Loyalty Management
Average: 8.3
8.3
E-commerce Integration
Average: 8.6
Seller Details
Seller
Hokodo
Year Founded
2018
HQ Location
London, GB
LinkedIn® Page
www.linkedin.com
105 employees on LinkedIn®

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(2)4.0 out of 5
Save to My Lists
  • Overview
    Expand/Collapse Overview
  • Users
    No information available
    Industries
    No information available
    Market Segment
    • 50% Enterprise
    • 50% Mid-Market
  • User Satisfaction
    Expand/Collapse User Satisfaction
  • Hoolah features and usability ratings that predict user satisfaction
    8.3
    Quality of Support
    Average: 8.3
    0.0
    No information available
    0.0
    No information available
    6.7
    E-commerce Integration
    Average: 8.6
  • Seller Details
    Expand/Collapse Seller Details
  • Seller Details
    Seller
    Hoolah
    Year Founded
    2017
    HQ Location
    Central Business District, SG
    LinkedIn® Page
    www.linkedin.com
    16 employees on LinkedIn®
Users
No information available
Industries
No information available
Market Segment
  • 50% Enterprise
  • 50% Mid-Market
Hoolah features and usability ratings that predict user satisfaction
8.3
Quality of Support
Average: 8.3
0.0
No information available
0.0
No information available
6.7
E-commerce Integration
Average: 8.6
Seller Details
Seller
Hoolah
Year Founded
2017
HQ Location
Central Business District, SG
LinkedIn® Page
www.linkedin.com
16 employees on LinkedIn®
By Humm
(2)3.0 out of 5
Save to My Lists
  • Overview
    Expand/Collapse Overview
  • Product Description
    How are these determined?Information
    This description is provided by the seller.

    humm provides a seamless interest-free payment platform with repayment options from 10 weeks up to 60 months, which makes the big things and the little things in life affordable. In designing humm, hu

    Users
    No information available
    Industries
    No information available
    Market Segment
    • 100% Small-Business
  • User Satisfaction
    Expand/Collapse User Satisfaction
  • Humm features and usability ratings that predict user satisfaction
    6.7
    Quality of Support
    Average: 8.3
    8.3
    Payment Scheduling
    Average: 8.7
    6.7
    Loyalty Management
    Average: 8.3
    8.3
    E-commerce Integration
    Average: 8.6
  • Seller Details
    Expand/Collapse Seller Details
  • Seller Details
    Seller
    Humm
    Year Founded
    1991
    HQ Location
    Sydney, AU
    LinkedIn® Page
    www.linkedin.com
    511 employees on LinkedIn®
Product Description
How are these determined?Information
This description is provided by the seller.

humm provides a seamless interest-free payment platform with repayment options from 10 weeks up to 60 months, which makes the big things and the little things in life affordable. In designing humm, hu

Users
No information available
Industries
No information available
Market Segment
  • 100% Small-Business
Humm features and usability ratings that predict user satisfaction
6.7
Quality of Support
Average: 8.3
8.3
Payment Scheduling
Average: 8.7
6.7
Loyalty Management
Average: 8.3
8.3
E-commerce Integration
Average: 8.6
Seller Details
Seller
Humm
Year Founded
1991
HQ Location
Sydney, AU
LinkedIn® Page
www.linkedin.com
511 employees on LinkedIn®
  • Overview
    Expand/Collapse Overview
  • Users
    No information available
    Industries
    No information available
    Market Segment
    • 50% Enterprise
    • 50% Mid-Market
  • User Satisfaction
    Expand/Collapse User Satisfaction
  • Hyperface features and usability ratings that predict user satisfaction
    9.2
    Quality of Support
    Average: 8.3
    10.0
    Payment Scheduling
    Average: 8.7
    10.0
    Loyalty Management
    Average: 8.3
    9.2
    E-commerce Integration
    Average: 8.6
  • Seller Details
    Expand/Collapse Seller Details
  • Seller Details
    Seller
    Hyperface
Users
No information available
Industries
No information available
Market Segment
  • 50% Enterprise
  • 50% Mid-Market
Hyperface features and usability ratings that predict user satisfaction
9.2
Quality of Support
Average: 8.3
10.0
Payment Scheduling
Average: 8.7
10.0
Loyalty Management
Average: 8.3
9.2
E-commerce Integration
Average: 8.6
Seller Details
Seller
Hyperface
By In3
(2)4.3 out of 5
Save to My Lists
  • Overview
    Expand/Collapse Overview
  • Product Description
    How are these determined?Information
    This description is provided by the seller.

    in3 is een innovatieve Nederlandse betaaloplossing die consumenten in 3 gelijke delen laat betalen zonder rente of BKR-registratie. De eerste termijn wordt direct in de check-out betaald via iDEAL, de

    Users
    No information available
    Industries
    No information available
    Market Segment
    • 50% Enterprise
    • 50% Mid-Market
  • User Satisfaction
    Expand/Collapse User Satisfaction
  • In3 features and usability ratings that predict user satisfaction
    7.5
    Quality of Support
    Average: 8.3
    8.3
    Payment Scheduling
    Average: 8.7
    10.0
    Loyalty Management
    Average: 8.3
    10.0
    E-commerce Integration
    Average: 8.6
  • Seller Details
    Expand/Collapse Seller Details
  • Seller Details
    Seller
    In3
Product Description
How are these determined?Information
This description is provided by the seller.

in3 is een innovatieve Nederlandse betaaloplossing die consumenten in 3 gelijke delen laat betalen zonder rente of BKR-registratie. De eerste termijn wordt direct in de check-out betaald via iDEAL, de

Users
No information available
Industries
No information available
Market Segment
  • 50% Enterprise
  • 50% Mid-Market
In3 features and usability ratings that predict user satisfaction
7.5
Quality of Support
Average: 8.3
8.3
Payment Scheduling
Average: 8.7
10.0
Loyalty Management
Average: 8.3
10.0
E-commerce Integration
Average: 8.6
Seller Details
Seller
In3
  • Overview
    Expand/Collapse Overview
  • Product Description
    How are these determined?Information
    This description is provided by the seller.

    Koalafi offers flexible payment plans and credit-building opportunities for the 121M non-prime U.S. consumers who don't qualify for traditional financing options. Koalafi integrates with a wide rang

    Users
    No information available
    Industries
    No information available
    Market Segment
    • 100% Small-Business
  • User Satisfaction
    Expand/Collapse User Satisfaction
  • Koalafi features and usability ratings that predict user satisfaction
    8.3
    Quality of Support
    Average: 8.3
    0.0
    No information available
    8.3
    Loyalty Management
    Average: 8.3
    0.0
    No information available
  • Seller Details
    Expand/Collapse Seller Details
  • Seller Details
    Seller
    Koalafi
    Year Founded
    1998
    HQ Location
    Richmond, VA
    LinkedIn® Page
    www.linkedin.com
    1 employees on LinkedIn®
Product Description
How are these determined?Information
This description is provided by the seller.

Koalafi offers flexible payment plans and credit-building opportunities for the 121M non-prime U.S. consumers who don't qualify for traditional financing options. Koalafi integrates with a wide rang

Users
No information available
Industries
No information available
Market Segment
  • 100% Small-Business
Koalafi features and usability ratings that predict user satisfaction
8.3
Quality of Support
Average: 8.3
0.0
No information available
8.3
Loyalty Management
Average: 8.3
0.0
No information available
Seller Details
Seller
Koalafi
Year Founded
1998
HQ Location
Richmond, VA
LinkedIn® Page
www.linkedin.com
1 employees on LinkedIn®
(2)5.0 out of 5
Save to My Lists
  • Overview
    Expand/Collapse Overview
  • Users
    No information available
    Industries
    No information available
    Market Segment
    • 50% Mid-Market
    • 50% Small-Business
  • Pros and Cons
    Expand/Collapse Pros and Cons
  • Octifi Pros and Cons
    How are these determined?Information
    Pros and Cons are compiled from review feedback and grouped into themes to provide an easy-to-understand summary of user reviews.
    Pros
    Affordable
    1
    Pay Later
    1
    Cons
    Lack of Clarity
    1
  • User Satisfaction
    Expand/Collapse User Satisfaction
  • Octifi features and usability ratings that predict user satisfaction
    10.0
    Quality of Support
    Average: 8.3
    10.0
    Payment Scheduling
    Average: 8.7
    10.0
    Loyalty Management
    Average: 8.3
    10.0
    E-commerce Integration
    Average: 8.6
  • Seller Details
    Expand/Collapse Seller Details
  • Seller Details
    Seller
    Octifi
Users
No information available
Industries
No information available
Market Segment
  • 50% Mid-Market
  • 50% Small-Business
Octifi Pros and Cons
How are these determined?Information
Pros and Cons are compiled from review feedback and grouped into themes to provide an easy-to-understand summary of user reviews.
Pros
Affordable
1
Pay Later
1
Cons
Lack of Clarity
1
Octifi features and usability ratings that predict user satisfaction
10.0
Quality of Support
Average: 8.3
10.0
Payment Scheduling
Average: 8.7
10.0
Loyalty Management
Average: 8.3
10.0
E-commerce Integration
Average: 8.6
Seller Details
Seller
Octifi
  • Overview
    Expand/Collapse Overview
  • Product Description
    How are these determined?Information
    This description is provided by the seller.

    Playter helps fund the global community of startups and scaleups by helping them convert any invoice into Buy Now, Pay Later. Playter is the growth platform that helps amazing businesses scale qui

    Users
    No information available
    Industries
    No information available
    Market Segment
    • 50% Enterprise
    • 50% Mid-Market
  • User Satisfaction
    Expand/Collapse User Satisfaction
  • Playter features and usability ratings that predict user satisfaction
    9.2
    Quality of Support
    Average: 8.3
    10.0
    Payment Scheduling
    Average: 8.7
    8.3
    Loyalty Management
    Average: 8.3
    10.0
    E-commerce Integration
    Average: 8.6
  • Seller Details
    Expand/Collapse Seller Details
  • Seller Details
    Seller
    Playter
    Year Founded
    2021
    HQ Location
    London, GB
    LinkedIn® Page
    www.linkedin.com
    28 employees on LinkedIn®
Product Description
How are these determined?Information
This description is provided by the seller.

Playter helps fund the global community of startups and scaleups by helping them convert any invoice into Buy Now, Pay Later. Playter is the growth platform that helps amazing businesses scale qui

Users
No information available
Industries
No information available
Market Segment
  • 50% Enterprise
  • 50% Mid-Market
Playter features and usability ratings that predict user satisfaction
9.2
Quality of Support
Average: 8.3
10.0
Payment Scheduling
Average: 8.7
8.3
Loyalty Management
Average: 8.3
10.0
E-commerce Integration
Average: 8.6
Seller Details
Seller
Playter
Year Founded
2021
HQ Location
London, GB
LinkedIn® Page
www.linkedin.com
28 employees on LinkedIn®
  • Overview
    Expand/Collapse Overview
  • Users
    No information available
    Industries
    No information available
    Market Segment
    • 100% Small-Business
  • User Satisfaction
    Expand/Collapse User Satisfaction
  • Scalapay features and usability ratings that predict user satisfaction
    0.0
    No information available
    8.3
    Payment Scheduling
    Average: 8.7
    8.3
    Loyalty Management
    Average: 8.3
    10.0
    E-commerce Integration
    Average: 8.6
  • Seller Details
    Expand/Collapse Seller Details
  • Seller Details
    Seller
    Scalapay
    Year Founded
    2019
    HQ Location
    Dublin City, IE
    LinkedIn® Page
    www.linkedin.com
    211 employees on LinkedIn®
Users
No information available
Industries
No information available
Market Segment
  • 100% Small-Business
Scalapay features and usability ratings that predict user satisfaction
0.0
No information available
8.3
Payment Scheduling
Average: 8.7
8.3
Loyalty Management
Average: 8.3
10.0
E-commerce Integration
Average: 8.6
Seller Details
Seller
Scalapay
Year Founded
2019
HQ Location
Dublin City, IE
LinkedIn® Page
www.linkedin.com
211 employees on LinkedIn®
  • Overview
    Expand/Collapse Overview
  • Users
    No information available
    Industries
    No information available
    Market Segment
    • 50% Mid-Market
    • 50% Small-Business
  • User Satisfaction
    Expand/Collapse User Satisfaction
  • Tarya BNPL 2.0 features and usability ratings that predict user satisfaction
    10.0
    Quality of Support
    Average: 8.3
    10.0
    Payment Scheduling
    Average: 8.7
    10.0
    Loyalty Management
    Average: 8.3
    10.0
    E-commerce Integration
    Average: 8.6
  • Seller Details
    Expand/Collapse Seller Details
  • Seller Details
Users
No information available
Industries
No information available
Market Segment
  • 50% Mid-Market
  • 50% Small-Business
Tarya BNPL 2.0 features and usability ratings that predict user satisfaction
10.0
Quality of Support
Average: 8.3
10.0
Payment Scheduling
Average: 8.7
10.0
Loyalty Management
Average: 8.3
10.0
E-commerce Integration
Average: 8.6
Seller Details
(2)4.3 out of 5
Save to My Lists
  • Overview
    Expand/Collapse Overview
  • Product Description
    How are these determined?Information
    This description is provided by the seller.

    Manage your cashflow with a balance personalised to you. All in one place, for your peace of mind.

    Users
    No information available
    Industries
    No information available
    Market Segment
    • 100% Small-Business
  • User Satisfaction
    Expand/Collapse User Satisfaction
  • zilch features and usability ratings that predict user satisfaction
    6.7
    Quality of Support
    Average: 8.3
    6.7
    Payment Scheduling
    Average: 8.7
    0.0
    No information available
    0.0
    No information available
  • Seller Details
    Expand/Collapse Seller Details
  • Seller Details
    Seller
    zilch
    Year Founded
    2018
    HQ Location
    Victoria, GB
    LinkedIn® Page
    www.linkedin.com
    263 employees on LinkedIn®
Product Description
How are these determined?Information
This description is provided by the seller.

Manage your cashflow with a balance personalised to you. All in one place, for your peace of mind.

Users
No information available
Industries
No information available
Market Segment
  • 100% Small-Business
zilch features and usability ratings that predict user satisfaction
6.7
Quality of Support
Average: 8.3
6.7
Payment Scheduling
Average: 8.7
0.0
No information available
0.0
No information available
Seller Details
Seller
zilch
Year Founded
2018
HQ Location
Victoria, GB
LinkedIn® Page
www.linkedin.com
263 employees on LinkedIn®
(1)3.0 out of 5
Save to My Lists
  • Overview
    Expand/Collapse Overview
  • Users
    No information available
    Industries
    No information available
    Market Segment
    • 100% Enterprise
  • Pros and Cons
    Expand/Collapse Pros and Cons
  • Bizpay Pros and Cons
    How are these determined?Information
    Pros and Cons are compiled from review feedback and grouped into themes to provide an easy-to-understand summary of user reviews.
    Pros
    Easy Integrations
    1
    Integrations
    1
    Cons
    Poor Customer Support
    1
    Technical Issues
    1
  • User Satisfaction
    Expand/Collapse User Satisfaction
  • Bizpay features and usability ratings that predict user satisfaction
    0.0
    Quality of Support
    Average: 8.3
    8.3
    Payment Scheduling
    Average: 8.7
    5.0
    Loyalty Management
    Average: 8.3
    6.7
    E-commerce Integration
    Average: 8.6
  • Seller Details
    Expand/Collapse Seller Details
  • Seller Details
    Seller
    Bizpay
Users
No information available
Industries
No information available
Market Segment
  • 100% Enterprise
Bizpay Pros and Cons
How are these determined?Information
Pros and Cons are compiled from review feedback and grouped into themes to provide an easy-to-understand summary of user reviews.
Pros
Easy Integrations
1
Integrations
1
Cons
Poor Customer Support
1
Technical Issues
1
Bizpay features and usability ratings that predict user satisfaction
0.0
Quality of Support
Average: 8.3
8.3
Payment Scheduling
Average: 8.7
5.0
Loyalty Management
Average: 8.3
6.7
E-commerce Integration
Average: 8.6
Seller Details
Seller
Bizpay
(1)5.0 out of 5
Save to My Lists
  • Overview
    Expand/Collapse Overview
  • Product Description
    How are these determined?Information
    This description is provided by the seller.

    The smarter way to pay. Buy now, pay later. Split the cost of all the things you love, big and small, interest-free.

    Users
    No information available
    Industries
    No information available
    Market Segment
    • 100% Small-Business
  • User Satisfaction
    Expand/Collapse User Satisfaction
  • Cashew features and usability ratings that predict user satisfaction
    0.0
    No information available
    10.0
    Payment Scheduling
    Average: 8.7
    10.0
    Loyalty Management
    Average: 8.3
    10.0
    E-commerce Integration
    Average: 8.6
  • Seller Details
    Expand/Collapse Seller Details
  • Seller Details
    Seller
    Cashew
Product Description
How are these determined?Information
This description is provided by the seller.

The smarter way to pay. Buy now, pay later. Split the cost of all the things you love, big and small, interest-free.

Users
No information available
Industries
No information available
Market Segment
  • 100% Small-Business
Cashew features and usability ratings that predict user satisfaction
0.0
No information available
10.0
Payment Scheduling
Average: 8.7
10.0
Loyalty Management
Average: 8.3
10.0
E-commerce Integration
Average: 8.6
Seller Details
Seller
Cashew
  • Overview
    Expand/Collapse Overview
  • Users
    No information available
    Industries
    No information available
    Market Segment
    • 100% Small-Business
  • User Satisfaction
    Expand/Collapse User Satisfaction
  • equipifi features and usability ratings that predict user satisfaction
    10.0
    Quality of Support
    Average: 8.3
    0.0
    No information available
    0.0
    No information available
    0.0
    No information available
  • Seller Details
    Expand/Collapse Seller Details
  • Seller Details
    Seller
    equipifi
Users
No information available
Industries
No information available
Market Segment
  • 100% Small-Business
equipifi features and usability ratings that predict user satisfaction
10.0
Quality of Support
Average: 8.3
0.0
No information available
0.0
No information available
0.0
No information available
Seller Details
Seller
equipifi