Best Banking as a Service (BaaS) Software
Banking as a Service (BaaS) solutions integrate financial products into non-financial service-businesses using APIs. BaaS providers partner with licensed banks, package the partner banks’ products (checking and savings accounts, credit cards, payment processing, etc.) with their own technology and make the bundle available via APIs to their customers. BaaS solutions are often white-labeled or co-branded to allow consistent branding for users. BaaS providers are the tech-enabled middle layer between non-financial services businesses who want to offer financial products and the banks themselves.
BaaS solutions work by using financial data APIs to connect to financial data and products and allowing non-financial services companies to embed a variety of financial products within their own solutions. BaaS users, which include fintechs, neobanks, and non-financial services companies like e-commerce organizations, may opt to embed a bank’s existing financial products within their own solutions, or they may use BaaS tools to access the bank’s customers’ financial data and build their own, white labeled financial products. BaaS removes a large portion of the regulatory and compliance challenges that come along with expanding into financial services, freeing up non-financial services businesses to focus on their core business while expanding the breadth of their offerings.
BaaS solutions rely on Financial Data APIs to connect to financial data and embed banking products in non-financial services solutions.
To qualify for inclusion in the Banking as a Service (BaaS) category, a product must:
Best Banking as a Service (BaaS) Software At A Glance
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- Overview
- Seller Details
Fast deposits come standard. When you take a payment with Square, you get your money in your bank account in one to two business days. Unlike with many other payment processors, this comes standard—no
- 90% Small-Business
- 10% Mid-Market
307,688 Twitter followers
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- Seller Details
Airapi is: - an API Gateway and End-to-end API Management Platform, including a developer portal to offer your APIs to fintechs and developers - Open Banking Solution, compatible with PSD2, Berlin G
- Banking
- 55% Small-Business
- 25% Mid-Market
25 Twitter followers
- Overview
- Seller Details
FISPAN revolutionizes businesses’ financial operations by seamlessly integrating their bank into their ERP or accounting system. Within a mere 30 minutes of installation, businesses can initiate bill
- 50% Mid-Market
- 50% Small-Business
331 Twitter followers
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Your One-stop Shop for Embedded Finance. Outsource all your payment needs to the European Banking-as-a-Service leader! Treezor is an independent provider of outsourcing and white label solutions for
- 67% Small-Business
- 33% Enterprise
1,285 Twitter followers
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Unit is a banking-as-a-service platform that empowers technology companies to accelerate time to market with bank accounts, cards, payments, and lending services built into their products. The bank r
- 67% Mid-Market
- 33% Small-Business
- Overview
- Seller Details
FIS Core Banking offers agile solutions that integrate seamlessly with our core systems or with others via a componentized architecture. This approach enables community, mid-tier, large and global fin
- Banking
- 62% Enterprise
- 31% Mid-Market
26,695 Twitter followers
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Mambu is a cloud platform designed to let user rapidly build, integrate, launch and service any lending portfolio into any market. SME lenders.
- 100% Mid-Market
3,193 Twitter followers
- Overview
- Seller Details
The Launchpad for Financial Innovation We are the only regulated embedded finance platform provider that enables companies across the globe to launch feature complete deposit, payment, and credit pro
- 33% Enterprise
- 33% Mid-Market
- Overview
- Seller Details
Finzly BankOS is a digital banking platform and a parallel core. BankOS, fosters innovation on a cloud native, API-first digital core that allow banks to launch modern solutions quikly and to partne
- 50% Enterprise
- 50% Small-Business
247 Twitter followers
- Overview
- Seller Details
Issue physical and virtual debit cards with our fully built and configurable embeddable applications. No lockups, minimums, or other hidden fees. Plus, earn revenue on every swipe!
- 100% Small-Business
- Overview
- Pros and Cons
- Seller Details
Finicity’s open banking platform makes connecting your customers’ financial data to your app or service simple. Finicity’s open banking platform is being used by some of the largest and most innovati
- 78% Small-Business
- 22% Mid-Market
484,684 Twitter followers
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We're closing the gap between community banks and FinTechs. Empowering you with fast, secure, and scalable partnership banking solutions, we tear down integration complexity and build bridges. We're h
- 100% Small-Business
- Overview
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- 60% Small-Business
- 40% Mid-Market
- Overview
- Seller Details
Advapay is a technology company providing the Digital Core Banking platform to empower fintech clients or digital banks to start their businesses and accelerate digital transformation. The platform de
45 Twitter followers
- Overview
- Seller Details
Ascertain Technologies is a leading Banking Software Product, Solutions and Service provider in Malaysia. With over 15+ years of experience in the BFSI sector, we empower banks to embrace digital tran
