Best 401(k) Software for Small Business

Jeffrey Lin
JL
Researched and written by Jeffrey Lin

Products classified in the overall 401(k) category are similar in many regards and help companies of all sizes solve their business problems. However, small business features, pricing, setup, and installation differ from businesses of other sizes, which is why we match buyers to the right Small Business 401(k) to fit their needs. Compare product ratings based on reviews from enterprise users or connect with one of G2's buying advisors to find the right solutions within the Small Business 401(k) category.

In addition to qualifying for inclusion in the 401(k) Software category, to qualify for inclusion in the Small Business 401(k) Software category, a product must have at least 10 reviews left by a reviewer from a small business.

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Featured 401(k) Software At A Glance

Best for Mid-Market:
Human Interest
Human Interest
Highest User Satisfaction:
Human Interest
Human Interest
Show LessShow More
Highest User Satisfaction:
Human Interest
Human Interest

G2 takes pride in showing unbiased reviews on user satisfaction in our ratings and reports. We do not allow paid placements in any of our ratings, rankings, or reports. Learn about our scoring methodologies.

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6 Listings in Small Business 401(k) Available

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    G2 Score
Human Interest
(2,198)4.3 out of 5
Entry Level Price:$80.00
3rd Easiest To Use in 401(k) software
OverviewPros and Cons
Product Description

Human Interest is an easy way to offer a 401(k)or 403(b) that scales with your business. Our transparent pricing and customizable plans make offering a retirement benefit possible for companies of all

Users: Owner, CEO · Industries: Computer Software, Construction · Market Segment: 78% Small-Business, 17% Mid-Market
Pros and ConsUser Satisfaction
ProsEasy Setup, Ease of Use, 401k Management, Customer Support, Simple
ConsPoor Customer Support, Difficulty Understanding, Payroll Issues, Poor Onboarding, Email Issues
User SatisfactionSeller Details
Human Interest features and usability ratings that predict user satisfaction
8.8
Has the product been a good partner in doing business?
Average: 8.4
8.8
Tax Benefits
Average: 8.4
8.6
Reporting
Average: 8.6
8.8
Monitoring
Average: 8.8
Seller Details
Seller
Human Interest, Inc.
Company Website
Year Founded
2015
HQ Location
San Francisco, California
Twitter
@humaninteresthq
1,448 Twitter followers
LinkedIn® Page
www.linkedin.com
779 employees on LinkedIn®
Guideline
(1,149)4.5 out of 5
Entry Level Price:$49.00
1st Easiest To Use in 401(k) software
View top Consulting Services for Guideline
OverviewPros and Cons
Product Description

Guideline 401(k) is now part of Gusto. We provide a modern, integrated 401(k) experience for businesses and their teams. As part of the Gusto ecosystem, Guideline offers streamlined retirement solutio

Users: Owner, CEO · Industries: Computer Software, Information Technology and Services · Market Segment: 89% Small-Business, 10% Mid-Market
Pros and ConsUser Satisfaction
ProsEase of Use, Easy Setup, Customer Support, Easy Integrations, 401k Management
ConsLimited Options, Limited Investment Options, Limited Customization, Poor Customer Support, Difficulty Understanding
User SatisfactionSeller Details
Guideline features and usability ratings that predict user satisfaction
9.1
Has the product been a good partner in doing business?
Average: 8.4
9.1
Tax Benefits
Average: 8.4
8.9
Reporting
Average: 8.6
9.0
Monitoring
Average: 8.8
Seller Details
Seller
Gusto
Company Website
Year Founded
2011
HQ Location
San Francisco, CA
Twitter
@GustoHQ
21,172 Twitter followers
LinkedIn® Page
www.linkedin.com
4,248 employees on LinkedIn®
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Betterment at Work
(544)4.3 out of 5
Entry Level Price:$100.00
2nd Easiest To Use in 401(k) software
OverviewPros and Cons
Product Description

Your business is built to grow—and so is our 401(k) plan. It's easy to manage, supports your long-term strategy, and provides proactive guidance at every step, keeping your plan running smoothly and s

Users: CEO, Owner · Industries: Computer Software, Information Technology and Services · Market Segment: 68% Small-Business, 29% Mid-Market
Pros and ConsUser Satisfaction
ProsEase of Use, Customer Support, User Interface, Simple, Setup Ease
ConsPoor Customer Support, Limited Customization, Limited Investment Options, Poor Reporting, Payroll Issues
User SatisfactionSeller Details
Betterment at Work features and usability ratings that predict user satisfaction
8.5
Has the product been a good partner in doing business?
Average: 8.4
8.7
Tax Benefits
Average: 8.4
8.3
Reporting
Average: 8.6
8.6
Monitoring
Average: 8.8
Seller Details
Seller
Betterment
Company Website
Year Founded
2010
HQ Location
New York, US
Twitter
@Betterment
36,475 Twitter followers
LinkedIn® Page
www.linkedin.com
618 employees on LinkedIn®
Betterment Advisor Solutions
(64)4.4 out of 5
OverviewPros and Cons
Product Description

Betterment Advisor Solutions is the all-in-one custodial platform purpose-built for independent RIAs, helping you serve more clients, more efficiently, across investing, retirement, and cash. Powe

Users: Owner · Industries: Financial Services, Investment Management · Market Segment: 67% Small-Business, 2% Enterprise
Pros and ConsUser Satisfaction
ProsEase of Use, Customer Support, Simple, Easy Setup, Setup Ease
ConsLimited Investment Options, Limited Options, Feature Deficiency, Difficulty Understanding, Poor Customer Support
User SatisfactionSeller Details
Betterment Advisor Solutions features and usability ratings that predict user satisfaction
8.9
Has the product been a good partner in doing business?
Average: 8.4
8.1
Tax Benefits
Average: 8.4
6.9
Reporting
Average: 8.6
9.0
Monitoring
Average: 8.8
Seller Details
Seller
Betterment
Company Website
Year Founded
2010
HQ Location
New York, US
Twitter
@Betterment
36,475 Twitter followers
LinkedIn® Page
www.linkedin.com
618 employees on LinkedIn®
401GO
(149)4.8 out of 5
Entry Level Price:$19.00
5th Easiest To Use in 401(k) software
OverviewPros and Cons
Product Description

401GO is a type of retirement plan solution designed to help small businesses and their employees access affordable and efficient 401(k) plans. Recognizing the challenges that small businesses face in

Users: President, Owner · Industries: Financial Services, Accounting · Market Segment: 92% Small-Business, 8% Mid-Market
Pros and ConsUser Satisfaction
ProsEase of Use, Easy Setup, 401k Management, Customer Support, Simple
ConsInadequate Guidance, Integration Issues, Limited Options, Manual Labor, Payroll Issues
User SatisfactionSeller Details
401GO features and usability ratings that predict user satisfaction
9.6
Has the product been a good partner in doing business?
Average: 8.4
9.2
Tax Benefits
Average: 8.4
8.9
Reporting
Average: 8.6
9.0
Monitoring
Average: 8.8
Seller Details
Seller
401GO
Company Website
Year Founded
2017
HQ Location
West Jordan, Utah
Twitter
@401GOtoday
89 Twitter followers
LinkedIn® Page
www.linkedin.com
100 employees on LinkedIn®
Ubiquity Retirement
(55)4.2 out of 5
Entry Level Price:Starting at $19.00
4th Easiest To Use in 401(k) software
OverviewPros and Cons
Product Description

Ubiquity is a retirement plan solution specifically designed for small business owners, aiming to provide them with qualified retirement plans that cater to their unique needs. Established in 1999, Ub

Industries: Information Technology and Services, Accounting · Market Segment: 47% Small-Business, 13% Mid-Market
Pros and ConsUser Satisfaction
ProsEase of Use, Simple, Customer Support, Easy Setup, Integrations
ConsDifficulty Understanding, Limited Options, Plan Confusion, Poor Onboarding, Setup Issues
User SatisfactionSeller Details
Ubiquity Retirement features and usability ratings that predict user satisfaction
8.9
Has the product been a good partner in doing business?
Average: 8.4
9.3
Tax Benefits
Average: 8.4
9.5
Reporting
Average: 8.6
9.6
Monitoring
Average: 8.8
Seller Details
Seller
Ubiquity Retirement + Savings
Company Website
Year Founded
1999
HQ Location
San Francisco, California
Twitter
@ubiquitysavings
2,514 Twitter followers
LinkedIn® Page
www.linkedin.com
83 employees on LinkedIn®
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6 Listings in Small Business 401(k) Available

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